{"id":231087,"date":"2026-08-29T15:42:32","date_gmt":"2026-08-29T15:42:32","guid":{"rendered":"https:\/\/www.europesays.com\/be-fr\/231087\/"},"modified":"2026-08-29T15:42:32","modified_gmt":"2026-08-29T15:42:32","slug":"prix-taux-epargne-pourquoi-les-jeunes-belges-renoncent-de-plus-en-plus-a-devenir-proprietaires","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/be-fr\/231087\/","title":{"rendered":"Prix, taux, \u00e9pargne\u2026 pourquoi les jeunes Belges renoncent de plus en plus \u00e0 devenir propri\u00e9taires"},"content":{"rendered":"

Les principaux obstacles \u00e9voqu\u00e9s sont de deux ordres : principalement financiers (apport personnel (16%), \u00e9pargne (22%), prix des biens (26%) et taux d’int\u00e9r\u00eat (29%)), mais aussi administratifs (34%).<\/p>\n

Les Belges n’arrivent plus \u00e0 payer leur pr\u00e9compte immobilier : ces communes o\u00f9 la facture explose<\/a>Les Wallons davantage touch\u00e9s<\/p>\n

Les cons\u00e9quences li\u00e9es \u00e0 ces obstacles varient. \u00ab\u00a0Un acheteur sur 5 reporte ou abandonne son projet (plus fr\u00e9quent en Wallonie), mais environ 1 sur 4 r\u00e9vise ses attentes \u00e0 la baisse pour son projet immo (28%) (plus marqu\u00e9 en Wallonie) et\/ou prolonge la cohabitation familiale.\u00a0\u00bb<\/p>\n

Opter pour un bien plus petit (26%), une tendance encore plus marqu\u00e9e en Wallonie ou choisir une localisation moins id\u00e9ale (1 Belge sur 4) est particuli\u00e8rement impactant dans le choix des moins de 35 ans. Pour diminuer l’impact de la hausse des taux, certains d\u00e9cident aussi de r\u00e9aliser eux-m\u00eames les finitions. C’est \u00e0 nouveau en Wallonie et chez les moins de 35 ans que cela s’observe majoritairement. De m\u00eame, accepter une moindre performance \u00e9nerg\u00e9tique (1 Belge sur 5) ou entreprendre d’importants travaux de r\u00e9novation (19%) figurent parmi les compromis observ\u00e9s.<\/p>\n

Cr\u00e9dits immobiliers: les taux filent vers les 5%, \u00ab\u00a0ceux \u00e0 1,3 % appartiennent bel et bien au pass\u00e9\u00a0\u00bb<\/a><\/p>\n

\u00ab\u00a0En conclusion, nombreux sont les acheteurs, en particulier les plus jeunes<\/a>, qui rencontrent des d\u00e9fis financiers et administratifs lors de l’achat d’une r\u00e9sidence principale. Certains reportent ou renoncent \u00e0 leur projet, tandis que d’autres s’adaptent en optant pour des biens plus petits, moins id\u00e9aux ou n\u00e9cessitant des travaux, ou en prolongeant la cohabitation familiale\u00a0\u00bb, conclut BNP Paribas Fortis.<\/p>\n","protected":false},"excerpt":{"rendered":"Les principaux obstacles \u00e9voqu\u00e9s sont de deux ordres : principalement financiers (apport personnel (16%), \u00e9pargne (22%), prix des…\n","protected":false},"author":2,"featured_media":231088,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[35],"tags":[1103,10,5608,3102,15327,728,12,13,18,17,11165,5612,4165,38,7259,15328,4793,7183,718,70802,5914,12034,20505,37,36,5621,8047,6599,70803,3814,852,2164,70804,5921,14839,1634,16697,1313,1310,4546,1590,11974,7190,5934,5625,19693,5627,15319,22270,11523,70805,29730,16705,24586,40071,22802,69721,36808],"class_list":["post-231087","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economie","tag-achat","tag-actualites","tag-affaires","tag-argent","tag-bank","tag-banque","tag-be","tag-be-fr","tag-belgique","tag-belgium","tag-benefices","tag-billet","tag-budget","tag-business","tag-buying","tag-cash","tag-corruption","tag-currency","tag-de","tag-debts","tag-depenses","tag-dettes","tag-earnings","tag-economie","tag-economy","tag-euro","tag-european","tag-europeenne","tag-expenses","tag-fat","tag-finance","tag-financial","tag-financiere","tag-gains","tag-gros","tag-hand","tag-invest","tag-investir","tag-investissement","tag-investment","tag-main","tag-map","tag-money","tag-monnaie","tag-paiement","tag-pay","tag-payer","tag-payment","tag-plan","tag-portefeuille","tag-pot-de-vin","tag-profits","tag-purchase","tag-saving","tag-thimble","tag-ticket","tag-transaction","tag-wallet"],"share_on_mastodon":{"url":"","error":"Validation failed: Text character limit of 500 exceeded"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts\/231087","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/comments?post=231087"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts\/231087\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/media\/231088"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/media?parent=231087"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/categories?post=231087"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/tags?post=231087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}