{"id":49043,"date":"2026-03-21T10:02:08","date_gmt":"2026-03-21T10:02:08","guid":{"rendered":"https:\/\/www.europesays.com\/be-fr\/49043\/"},"modified":"2026-03-21T10:02:08","modified_gmt":"2026-03-21T10:02:08","slug":"la-moitie-des-retraites-belges-depense-environ-30-de-plus-que-leur-pension-legale","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/be-fr\/49043\/","title":{"rendered":"La moiti\u00e9 des retrait\u00e9s belges d\u00e9pense environ 30\u202f% de plus que leur pension l\u00e9gale"},"content":{"rendered":"<p><a href=\"https:\/\/www.lalibre.be\/belgique\/2026\/03\/16\/une-pension-complementaire-nettement-inferieure-pour-les-femmes-sans-changement-en-vue-une-rente-mensuelle-inferieure-a-14-euros-LWEGKIOGYFEQBPUA3OAXXVBKGM\/\" target=\"_self\" class=\"ap-StoryInterstitialLink ap-StoryElement ap-StoryElement--mb\" rel=\"nofollow noopener\">Une pension compl\u00e9mentaire nettement inf\u00e9rieure pour les femmes, sans changement en vue : \u00ab\u00a0Une rente mensuelle inf\u00e9rieure \u00e0 14 euros\u00a0\u00bb<\/a><\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">Les r\u00e9sultats confirment que les d\u00e9penses sont les plus \u00e9lev\u00e9es durant les premi\u00e8res ann\u00e9es de la pension, lorsque les retrait\u00e9s consacrent une part plus importante aux loisirs et voyages. Une phase plus centr\u00e9e sur l&rsquo;habitation vient ensuite, avec des d\u00e9penses li\u00e9es au confort du quotidien, avant une hausse des frais li\u00e9s \u00e0 du soutien m\u00e9dical.<\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">Le budget pour couvrir la diff\u00e9rence entre les d\u00e9penses effectives et la pension l\u00e9gale provient de revenus compl\u00e9mentaires comme les assurances de groupe, l&rsquo;\u00e9pargne ou les investissements, rapporte encore Belfius.<\/p>\n<p><a href=\"https:\/\/www.lalibre.be\/economie\/mes-finances\/2026\/03\/12\/la-fin-de-lindexation-integrale-des-pensions-pour-un-retraite-sur-deux-FEL4WRKQFRBGPGLYQTON2RYAPU\/\" target=\"_self\" class=\"ap-StoryInterstitialLink ap-StoryElement ap-StoryElement--mb\" rel=\"nofollow noopener\">La fin de l&rsquo;indexation int\u00e9grale des pensions pour un retrait\u00e9 sur deux<\/a><\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">Le besoin compl\u00e9mentaire par rapport \u00e0 la pension l\u00e9gale diminue de moiti\u00e9 \u00e0 partir de 75 ans et continue ensuite de baisser ann\u00e9e apr\u00e8s ann\u00e9e. Vers l&rsquo;\u00e2ge de 95 ans, les d\u00e9penses sont quasiment au m\u00eame niveau que le montant de la pension l\u00e9gale, d\u00e9taille l&rsquo;\u00e9tude.<\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">Celle-ci constate par ailleurs de fortes disparit\u00e9s entre certaines provinces. Au contraire des chiffres \u00e9lev\u00e9s dans le Brabant wallon, les retrait\u00e9s du Hainaut d\u00e9pensent environ 21% de plus que leur pension l\u00e9gale. \u00ab\u00a0Ce qui r\u00e9v\u00e8le un mode de consommation plus modeste et une plus grande d\u00e9pendance \u00e0 la pension\u00a0\u00bb, analyse Belfius.<\/p>\n","protected":false},"excerpt":{"rendered":"Une pension compl\u00e9mentaire nettement inf\u00e9rieure pour les femmes, sans changement en vue : \u00ab\u00a0Une rente mensuelle inf\u00e9rieure \u00e0&hellip;\n","protected":false},"author":2,"featured_media":48878,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[4577,12,13,18,17,38,607,37,36,3884,476],"class_list":{"0":"post-49043","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economie","8":"tag-banques","9":"tag-be","10":"tag-be-fr","11":"tag-belgique","12":"tag-belgium","13":"tag-business","14":"tag-consommation","15":"tag-economie","16":"tag-economy","17":"tag-pensions","18":"tag-societe"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@be_fr\/116266594654698814","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts\/49043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/comments?post=49043"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts\/49043\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/media\/48878"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/media?parent=49043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/categories?post=49043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/tags?post=49043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}