{"id":81712,"date":"2026-04-21T11:46:17","date_gmt":"2026-04-21T11:46:17","guid":{"rendered":"https:\/\/www.europesays.com\/be-fr\/81712\/"},"modified":"2026-04-21T11:46:17","modified_gmt":"2026-04-21T11:46:17","slug":"pourquoi-les-tensions-geopolitiques-pesent-sur-le-marche-immobilier-belge-2","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/be-fr\/81712\/","title":{"rendered":"Pourquoi les tensions g\u00e9opolitiques p\u00e8sent sur&#8230; le march\u00e9 immobilier belge?"},"content":{"rendered":"<p><a href=\"https:\/\/www.lalibre.be\/economie\/immo\/2026\/03\/19\/limmobilier-face-au-choc-de-la-guerre-au-moyen-orient-JIXDWB3UN5C3BPRNDNGFQ65T2U\/\" target=\"_self\" class=\"ap-StoryInterstitialLink ap-StoryElement ap-StoryElement--mb js-paywall-target\" rel=\"nofollow noopener\">L&rsquo;immobilier face au choc de la guerre au Moyen-Orient<\/a><\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">Les disparit\u00e9s r\u00e9gionales persistent. La Flandre affiche la progression la plus soutenue (+0,9 %), tandis que la Wallonie ralentit (+0,4 %). Bruxelles, avec une hausse de +0,5 %, se situe entre les deux, mais reste en retrait par rapport \u00e0 l&rsquo;an dernier. La capitale continue de p\u00e2tir de prix \u00e9lev\u00e9s et de conditions fiscales moins favorables, limitant la capacit\u00e9 d&rsquo;achat des m\u00e9nages.<\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">Parall\u00e8lement, le march\u00e9 du cr\u00e9dit montre des signes d&rsquo;essoufflement. Le nombre de pr\u00eats hypoth\u00e9caires enregistr\u00e9s a chut\u00e9 de 22 % sur les deux premiers mois de l&rsquo;ann\u00e9e par rapport \u00e0 2025, selon la Centrale des cr\u00e9dits aux particuliers. Une baisse observ\u00e9e dans toutes les r\u00e9gions, reflet d&rsquo;un durcissement des conditions de financement.<\/p>\n<p>Les Belges vont devoir acheter plus petit<\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">En cause notamment : la remont\u00e9e des taux d&rsquo;int\u00e9r\u00eat. Les obligations d&rsquo;\u00c9tat belges \u00e0 10 ans ont augment\u00e9 d&rsquo;environ 0,50 point de pourcentage en mars, poussant les banques \u00e0 relever leurs taux hypoth\u00e9caires. Les premi\u00e8res simulations bancaires indiquent d\u00e9j\u00e0 une hausse d&rsquo;environ +0,30 point, r\u00e9duisant le pouvoir d&rsquo;achat immobilier d&rsquo;environ 3 m\u00b2.<\/p>\n<p><a href=\"https:\/\/www.lalibre.be\/economie\/immo\/2026\/04\/09\/limmobilier-en-2026-reprise-surprise-a-bruxelles-et-plebiscite-pour-les-appartements-VNS7VOV4UVGMXHE3L425QI3KZE\/\" target=\"_self\" class=\"ap-StoryInterstitialLink ap-StoryElement ap-StoryElement--mb\" rel=\"nofollow noopener\">L&rsquo;immobilier en 2026 ? Reprise surprise \u00e0 Bruxelles et pl\u00e9biscite pour les appartements<\/a><\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">Le contexte g\u00e9opolitique, marqu\u00e9 par le conflit en Iran, accentue les incertitudes \u00e9conomiques et ravive les tensions inflationnistes. La Banque centrale europ\u00e9enne anticipe d\u00e9sormais une inflation de 2,6 % en 2026, au-dessus de son objectif, ce qui pourrait entra\u00eener un resserrement mon\u00e9taire suppl\u00e9mentaire.<\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">Dans ce contexte, Immoweb a simul\u00e9 l&rsquo;impact d&rsquo;un tel sc\u00e9nario. Cet exercice, r\u00e9alis\u00e9 \u00e0 titre illustratif compte tenu des incertitudes actuelles et de la volatilit\u00e9 des taux des OLO, permet d&rsquo;estimer un ordre de grandeur. Dans cette hypoth\u00e8se, le pouvoir d&rsquo;achat immobilier reculerait d&rsquo;environ 5 m\u00b2, pour atteindre 103 m\u00b2, se rapprochant ainsi du seuil des 100 m\u00b2.<\/p>\n<p class=\"ap-StoryElement ap-StoryElement--mb ap-StoryText\">\u00ab\u00a0Si l&rsquo;on consid\u00e8re que la hausse des taux obligataires belges \u00e0 10 ans observ\u00e9e en mars 2026, de l&rsquo;ordre d&rsquo;environ 0,50 point de pourcentage, se r\u00e9percute enti\u00e8rement sur les taux hypoth\u00e9caires, cela entra\u00eenerait une perte d&rsquo;environ 5 m\u00b2 de pouvoir d&rsquo;achat immobilier, rapprochant les m\u00e9nages du seuil des 100 m\u00b2\u00a0\u00bb, explique Jonathan Frisch, \u00e9conomiste chez Immoweb.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"w-full lazyload lazyload--opacity object-contain\" style=\"aspect-ratio:118 \/ 100;opacity:1\" alt=\"Immobilier : \u00e9volution annuelle par province\" width=\"768\" height=\"653\" fetchpriority=\"auto\" src=\"https:\/\/www.europesays.com\/be-fr\/wp-content\/uploads\/2026\/04\/1776192141_841_S5VKD3X55FFF3BW6V4SEHXNP7I.png\"  data- data-optimumx=\"1\"\/><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/be-fr\/wp-content\/uploads\/2026\/04\/XGZ3USJXIBEKRPWWRSAQGCIPHM.jpg\" width=\"768\" height=\"653\" alt=\"Immobilier : \u00e9volution annuelle par province\" class=\"absolute inset-0 w-full\"\/>Immobilier : \u00e9volution annuelle par province \u00a9IPM Graphics<\/p>\n","protected":false},"excerpt":{"rendered":"L&rsquo;immobilier face au choc de la guerre au Moyen-Orient Les disparit\u00e9s r\u00e9gionales persistent. La Flandre affiche la progression&hellip;\n","protected":false},"author":2,"featured_media":81713,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[11387,1103,32717,5608,17402,12716,1574,4709,145,32718,10393,12,13,18,17,5615,5617,12602,7933,5500,27193,4373,14261,1950,151,16753,16758,1795,32719,533,32720,1796,415,13743,23895,32721,11804,32722,32723,4935,18066,13523,1196,6032,32724,711,2324,1798,32725,3120,27048,1799,19685],"class_list":{"0":"post-81712","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-belgique","8":"tag-a-vendre","9":"tag-achat","10":"tag-acquereur","11":"tag-affaires","12":"tag-agence","13":"tag-ancien","14":"tag-annonce","15":"tag-appartement","16":"tag-architecture","17":"tag-balcon","18":"tag-batiment","19":"tag-be","20":"tag-be-fr","21":"tag-belgique","22":"tag-belgium","23":"tag-concept","24":"tag-crise","25":"tag-declaration","26":"tag-enseigne","27":"tag-exterieur","28":"tag-facade","29":"tag-fenetre","30":"tag-frais","31":"tag-francais","32":"tag-france","33":"tag-habitation","34":"tag-immeuble","35":"tag-immobilier","36":"tag-immobiliere","37":"tag-information","38":"tag-jaune","39":"tag-logement","40":"tag-maison","41":"tag-marche","42":"tag-neuf","43":"tag-notaire","44":"tag-panneau","45":"tag-pannonceau","46":"tag-plus-value","47":"tag-prix","48":"tag-proprietaire","49":"tag-propriete","50":"tag-publicite","51":"tag-residence","52":"tag-residentiel","53":"tag-signe","54":"tag-taxes","55":"tag-urbain","56":"tag-vendeur","57":"tag-vente","58":"tag-vieux","59":"tag-ville","60":"tag-visite"},"share_on_mastodon":{"url":"","error":"Validation failed: Text character limit of 500 exceeded"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts\/81712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/comments?post=81712"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts\/81712\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/media\/81713"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/media?parent=81712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/categories?post=81712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/tags?post=81712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}