{"id":100982,"date":"2026-08-10T20:24:14","date_gmt":"2026-08-10T20:24:14","guid":{"rendered":"https:\/\/www.europesays.com\/britain\/100982\/"},"modified":"2026-08-10T20:24:14","modified_gmt":"2026-08-10T20:24:14","slug":"hsbc-cuts-mortgage-rates","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/britain\/100982\/","title":{"rendered":"HSBC cuts mortgage rates"},"content":{"rendered":"


\n HSBC has announced mortgage rate reductions, live from 11 August. <\/p>\n

The lender did not share details of the rate cuts but revealed they would be applied across residential, buy-to-let (BTL) and international borrower mortgages.\u00a0<\/p>\n

Reductions will be made to the bank\u2019s mortgages for first-time buyers, up to 95% loan-to-value (LTV), homemovers and remortgages, including deals for energy-efficient properties.\u00a0<\/p>\n

Its BTL remortgage borrowers will see lower mortgage pricing, as will its international residential and BTL borrowers accessing loans up to 75% LTV.\u00a0<\/p>\n

HSBC is the most recent lender to change its rates, with reductions coming from Santander<\/a>, Coventry Building Society<\/a>, Nationwide<\/a> and Rely in the last week. NatWest<\/a> and Halifax<\/a> also updated their mortgage pricing, with a mix of\u00a0rate increases and reductions.\u00a0<\/p>\n

Insight published by Moneyfacts today showed that the recent wave of mortgage rate changes had wiped out the reductions<\/a> seen across the market over the last two years.\u00a0<\/p>\n

<\/p>\n

\"\"
\n
\n <\/p>\n

Sponsored
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\n <\/a><\/p>\n

Currently, the average two-year fixed rate is\u00a05.63%, while the typical five-year fix is\u00a05.66%.<\/p>\n","protected":false},"excerpt":{"rendered":" HSBC has announced mortgage rate reductions, live from 11 August. The lender did not share details of…\n","protected":false},"author":2,"featured_media":100983,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[20667],"tags":[9881,25474,725],"class_list":["post-100982","post","type-post","status-publish","format-standard","has-post-thumbnail","category-hsbc","tag-hsbc","tag-mortgage-rate-cuts","tag-mortgage-rates"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/117073088719814705","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/100982","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=100982"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/100982\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/100983"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=100982"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=100982"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=100982"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}