![\"The](\"https:\/\/www.europesays.com\/britain\/wp-content\/uploads\/2026\/03\/36f9f8135f7d9b5f1ec01e731bf4f150.jpeg\")
The passing of equity between generations will be a \u2018prominent feature\u2019 of the housing market the years ahead, Lucian Cook, head of residential research at Savills said (Joe Giddens\/PA Archive) (PA Archive) <\/p>\n The passing of equity between generations will be a \u2018prominent feature\u2019 of the housing market the years ahead, Lucian Cook, head of residential research at Savills said (Joe Giddens\/PA Archive) (PA Archive) <\/p>\n
Owner\u2011occupiers aged 60 and over hold the majority (55%) of the UK\u2019s net housing wealth in the UK, analysis from a property firm indicates.<\/p>\n
Those aged 60 and over hold a total of \u00a33.84 trillion of housing equity, Savills<\/a> estimated \u2013 of which around \u00a32.92 trillion is held in main residences, while other equity is in buy-to-let investments and other residential holdings.<\/p>\n Lucian Cook, head of residential research at Savills, said: \u201cHousing<\/a> is clearly a massive store of wealth in the UK, especially for older homeowners who hold high proportions of both owner-occupier and buy-to-let housing wealth.<\/p>\n \u201cMuch of it is concentrated in London<\/a> and the South East<\/a>, where owner\u2011occupiers aged 60 (plus) alone hold just over \u00a31 trillion in net housing wealth.<\/p>\n \u201cOver the past year we have seen more robust first-time buyer transactions as mortgage regulation was relaxed, but the passing of equity between generations is still going to be a prominent feature of the housing market in coming years.<\/p>\n \u201cSome of the pressure we are seeing on private landlords is likely to unlock some housing wealth, as older investors cash in on the gains they have made in retirement.<\/p>\n \u201cBut overcoming some of the psychological, economic and practical barriers to downsizing would potentially have a bigger overall impact on the housing market.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"The passing of equity between generations will be a \u2018prominent feature\u2019 of the housing market the years ahead,…\n","protected":false},"author":2,"featured_media":110,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[85,87,86,84,5,6,88],"class_list":{"0":"post-109","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-uk","8":"tag-housing-market","9":"tag-lucian-cook","10":"tag-property-firm","11":"tag-savills","12":"tag-uk","13":"tag-united-kingdom","14":"tag-wealth"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=109"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/109\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/110"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=109"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=109"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}