{"id":24130,"date":"2026-04-28T14:20:12","date_gmt":"2026-04-28T14:20:12","guid":{"rendered":"https:\/\/www.europesays.com\/britain\/24130\/"},"modified":"2026-04-28T14:20:12","modified_gmt":"2026-04-28T14:20:12","slug":"molo-cuts-btl-rates-for-uk-resident-non-uk-resident-and-expat-deals","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/britain\/24130\/","title":{"rendered":"Molo cuts BTL rates for UK resident, non-UK resident and expat deals"},"content":{"rendered":"


\n Molo has lowered rates across its UK resident, non-UK resident and expat buy-to-let (BTL) offerings. <\/p>\n

The specialist lender said the reductions on its UK resident BTL fixed rates are up to 36 basis points (bps).<\/p>\n

Its standard BTL rates begin from 2.98% on two-year fixes at 55% loan to value (LTV), available for both individuals and limited companies. Meanwhile, its five-year fixes begin from 4.73%.<\/p>\n

In addition, Molo\u2019s specialist product rates for houses in multiple occupation (HMOs), multi-unit freehold blocks (MUFBs), holiday lets and new builds start at 3.14% for a two-year fixed rate and 4.89% for a five-year fixed rate. The firm noted that there is no rate premium for larger properties, including HMOs with five-plus rooms or units.<\/p>\n

Following the changes, the firm\u2019s non-UK resident and expat pricing begins from 4.78%.<\/p>\n

Martin Sims (pictured), distribution director at Molo, said: \u201cIn the current market, competitive pricing remains central to helping brokers deliver workable buy-to-let solutions.<\/p>\n

<\/p>\n

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\u201cThese reductions strengthen our proposition across both standard and specialist ranges, giving brokers more scope to deliver solutions that work on affordability and long-term yield for UK, overseas and expat landlord clients.\u201d<\/p>\n

Earlier this year, the firm partnered with OMS Originations<\/a>, the cloud-based lending origination platform.<\/p>\n","protected":false},"excerpt":{"rendered":" Molo has lowered rates across its UK resident, non-UK resident and expat buy-to-let (BTL) offerings. The specialist…\n","protected":false},"author":2,"featured_media":24131,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[4],"tags":[10848,5481,8567,10849,10850,6484,5,6],"class_list":["post-24130","post","type-post","status-publish","format-standard","has-post-thumbnail","category-uk","tag-btl","tag-buy-to-let","tag-hmo","tag-molo","tag-mufb","tag-rate-cuts","tag-uk","tag-united-kingdom"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/116482776923020119","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/24130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=24130"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/24130\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/24131"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=24130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=24130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=24130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}