{"id":50826,"date":"2026-05-28T11:46:08","date_gmt":"2026-05-28T11:46:08","guid":{"rendered":"https:\/\/www.europesays.com\/britain\/50826\/"},"modified":"2026-05-28T11:46:08","modified_gmt":"2026-05-28T11:46:08","slug":"natwest-makes-rate-reductions-across-multiple-ranges-mortgage-strategy","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/britain\/50826\/","title":{"rendered":"NatWest makes rate reductions across multiple ranges \u2013 Mortgage Strategy"},"content":{"rendered":"\n<p>NatWest has announced it will be making rate reductions on its new business, existing customer and additional borrowing product ranges from tomorrow.<\/p>\n<p>New customers will see buy-to-let (BTL) two-year fixed rate purchase products at 60% loan-to-value (LTV) lowered by 16 basis points from 4.94% to 4.78% with a product fee of \u00a3995 and five-year fixed rate purchase products will be reduced by 17bps from 5.03% to 4.86% with a fee of \u00a3995.<\/p>\n<p>BTL two-year fixed rates remortgages at 75% LTV with a fee of \u00a33,499 will decrease by 16bps to 4.54% and the five-year fixed at 75% LTV with a fee of \u00a3995 will be cut by 13bps to 5.05%.<\/p>\n<p>For first-time buyers, NatWest will trim the price of its two-year fixed rate at 90% LTV with no fee from 5.56% to 5.35%. This comes with \u00a3250 cashback.<\/p>\n<p><a href=\"https:\/\/www.mortgagestrategy.co.uk\/news\/natwest-raises-max-lti-to-6-5x-for-high-earners\/\" rel=\"nofollow noopener\" target=\"_blank\">NatWest<\/a> will also reduce the rates on its high value purchase residential products. Two-year tracker rate purchase products at 60% LTV will be cut by 29bps to 4.20%, products at 75% LTV will be lowered by 35bps to 4.33%, products at 80% LTV will decrease by 23bps to 4.51% and products at 85% LTV will be cut by 26bps to 4.51%. All these have a product fee of \u00a3995.<\/p>\n<p>In addition, residential two-year fixed rate purchase products will be reduced. This will include the 60% LTV product which comes with a fee of \u00a3995 and will be lowered by 19bps to 4.59%.<\/p>\n<p>Remortgage rates will also decrease, including the two-year fixed rate remortgage at 60% LTV with no fee, which will go down from 5.3!% to 5.11%.<\/p>\n<p>Two-year tracker rate remortgages will also be lowered. Some of those being reduced include the 80% LTV with a fee of \u00a3995, which is being cut by 54bps to 4.42% and the 85% LTV with a fee of \u00a3995, which is being decreased by 52bps to 4.44%.<\/p>\n<p>Meanwhile, Accord Mortgages has announced rates increases, effective tomorrow.<\/p>\n<p>The lender says two-year product rates will rise by up to 0.17% and three-year product rates will go up by as much as 0.13%.<\/p>\n<p>In addition, five-year product rates will increase by up to 0.05%.<\/p>\n<p>All end dates have been extended to 30 September.<\/p>\n","protected":false},"excerpt":{"rendered":"NatWest has announced it will be making rate reductions on its new business, existing customer and additional borrowing&hellip;\n","protected":false},"author":2,"featured_media":50615,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[21386],"tags":[5481,7955,20626,25392,25393],"class_list":["post-50826","post","type-post","status-publish","format-standard","has-post-thumbnail","category-natwest","tag-buy-to-let","tag-natwest","tag-purchase","tag-remortgage","tag-trackers"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/116652040665823200","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/50826","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=50826"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/50826\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/50615"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=50826"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=50826"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=50826"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}