{"id":55621,"date":"2026-06-03T22:53:09","date_gmt":"2026-06-03T22:53:09","guid":{"rendered":"https:\/\/www.europesays.com\/britain\/55621\/"},"modified":"2026-06-03T22:53:09","modified_gmt":"2026-06-03T22:53:09","slug":"santander-hsbc-and-accord-lower-mortgage-pricing-round-up","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/britain\/55621\/","title":{"rendered":"Santander, HSBC and Accord lower mortgage pricing \u2013 round-up"},"content":{"rendered":"


\n Santander is lowering its new business and product transfer mortgage pricing, as of 4 June. <\/p>\n

New business mortgage rates are being cut by as much as 17 basis points (bps), such as its two-year fixed\u00a0homemover\u00a0product\u00a0at 60% loan to value (LTV) with a \u00a31,999 fee and \u00a3250 cashback, which has been reduced by the headline rate to 4.43%.\u00a0<\/p>\n

The equivalent five-year fixed\u00a0option\u00a0has been cut by 8bps to 4.44%.\u00a0<\/p>\n

As the same tier, the two-year fix with a \u00a3999 fee and \u00a3250 cashback has been cut by 17bps to 4.48%, and the fee-free deal by 13bps to 4.73%.\u00a0<\/p>\n

The corresponding five-year fixed rates are not priced at 4.495 and 4.61%, respectively.\u00a0<\/p>\n

Across its higher LTV options, the two-year fix with a \u00a3999 fee and \u00a3250 cashback at90% LTV has been reduced by 13bps to 4.82%, while the fee-free option has gone down by the same amount to 5.07%.\u00a0<\/p>\n

<\/p>\n

\"\"
\n
\n <\/p>\n

Sponsored
\n Aldermore Insights with Jon Cooper: Edition 9 \u2013 Why lending strategy is becoming more central in buy to let<\/p>\n

Sponsored by Aldermore<\/p>\n


\n <\/a><\/p>\n

Meanwhile, the corresponding five-year fixes have been lowered by 9bps to 4.8% and 10bps to 4.92%, respectively.\u00a0<\/p>\n

Santander has also lowered two- and five-year fixed rates for first-time buyers at 85% and 90% LTV, as well as remortgage, new build and buy-to-let (BTL) remortgage pricing.\u00a0<\/p>\n

It has also cut more one-, two-, three-, five- and seven-year fixed residential product transfer rates by up to 10bps, and all two- and five-year fixed rates at 60% and 75% LTV by up to 9bps.\u00a0<\/p>\n

\u00a0<\/p>\n

HSBC cuts mortgage rates\u00a0and cashback incentives\u00a0<\/p>\n

HSBC has made reductions across mortgages for residential and BTL borrowers, effective from 3 June, along with changes to the cashback offered.\u00a0<\/p>\n

This includes its two-year fix for first-time buyers at 60% LTV, which has been reduced from\u00a04.95% to 4.85%, while the cashback available has been cut from \u00a3500 to \u00a3250.\u00a0<\/p>\n

The product with a \u00a3999 fee has been reduced from 4.6% to 4.5%, while the cashback has gone down from \u00a3750 to \u00a3250.\u00a0<\/p>\n

Similar changes have been made to five-year fixed deals for first-time buyers, where the fee-free mortgage at 60% LTV has seen a rate cut from 4.78% to 4.73%, while the cashback has been reduced from \u00a3500 to \u00a3350. The deal with\u00a0a \u00a3999 fee has had a rate cut from 4.61% to 4.56% and the\u00a0cashback\u00a0incentive has reduced from \u00a3750 to \u00a3350.\u00a0<\/p>\n

\u00a0<\/p>\n

Accord trims BTL mortgage pricing\u00a0<\/p>\n

Accord Mortgages will lower BTL mortgage rates from 5\u00a0June.\u00a0<\/p>\n

Its two-year fixed rates will be reduced by up to 0.3%, three-year fixes by up to 0.25% and five-year fixes by up to 0.22%.\u00a0<\/p>\n

Its current range will be withdrawn by 10pm on 4 June.<\/p>\n","protected":false},"excerpt":{"rendered":" Santander is lowering its new business and product transfer mortgage pricing, as of 4 June. New business…\n","protected":false},"author":2,"featured_media":55622,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[20667],"tags":[27296,5481,8238,9881,25474,6240],"class_list":["post-55621","post","type-post","status-publish","format-standard","has-post-thumbnail","category-hsbc","tag-accord-mortgages","tag-buy-to-let","tag-first-time-buyer","tag-hsbc","tag-mortgage-rate-cuts","tag-santander"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/116688637308037472","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/55621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=55621"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/55621\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/55622"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=55621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=55621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=55621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}