The move will allow housing associations to acquire Section 106 homes, which are affordable properties delivered by housebuilders as part of planning agreements with local authorities. In recent years, housing associations have faced increasing financial pressures, reducing their ability to acquire these homes at previous volumes, which NatWest said has had a knock-on impact across the housing market, with completed homes left vacant and new developments delayed due to uncertainty around S106 sales.<\/p>\n
Paul Eyre, head of residential and housing finance at NatWest, said: \u201cIn February, we set out a \u00a310bn ambition to support the delivery and maintenance of social housing across the UK. This new \u00a3250m S106 Loan Fund is a practical example of that commitment in action \u2014 helping housing associations in England unlock sites, bring affordable homes into use and support wider housing delivery at a critical time.\u201d<\/p>\n
He said this funding could support the acquisition of around 2,500 S106 homes, while facilitating the delivery of thousands more homes for market sale. The loans will be offered at discounted margins and fees.<\/p>\n
Steve Reed, Housing Secretary<\/a>,\u00a0said: \u201cHousebuilding is a national mission and businesses like NatWest will have a pivotal role to play in helping us unlock stalled housing sites across the country and build the homes we need.<\/p>\n
<\/p>\n Sponsored Sponsored by Aldermore<\/p>\n
\u201cWe need to build more affordable homes to bring down the number of families stuck on housing waiting lists.\u201d<\/p>\n The move follows NatWest\u2019s pledge in February to lend \u00a310bn to first time buyers<\/a> to deal with the housing crisis.<\/p>\n New homeowners made up 30% of gross mortgage lending in 2025, and the group attributed some of this to its Family-Backed Mortgage, which accounted for around \u00a3300m of lending.<\/p>\n It is part of the bank\u2019s five point\u00a0Growing Together plan<\/a>, setting out how it will help build the conditions for UK-wide growth.<\/p>\n The five points are backing powerful regions, championing mid-market companies, strengthening the country\u2019s infrastructure and housing foundations, boosting financial confidence among families and young people, and supporting the innovators shaping the future economy<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"
NatWest has launched a fund to help housing associations buy affordable homes from housebuilders. The \u00a3250m Section…\n","protected":false},"author":2,"featured_media":58414,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[21386],"tags":[8238,7955,2020],"class_list":["post-58413","post","type-post","status-publish","format-standard","has-post-thumbnail","category-natwest","tag-first-time-buyer","tag-natwest","tag-social-housing"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/116714223949138002","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/58413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=58413"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/58413\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/58414"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=58413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=58413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=58413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"\"](\"https:\/\/www.europesays.com\/britain\/wp-content\/uploads\/2026\/05\/shutterstock_2449251281.jpg\")
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<\/p>\n
\n Aldermore Insights with Jon Cooper: Edition 9 \u2013 Why lending strategy is becoming more central in buy to let<\/p>\n
\n <\/a><\/p>\n