{"id":59187,"date":"2026-06-09T11:50:10","date_gmt":"2026-06-09T11:50:10","guid":{"rendered":"https:\/\/www.europesays.com\/britain\/59187\/"},"modified":"2026-06-09T11:50:10","modified_gmt":"2026-06-09T11:50:10","slug":"chl-hsbc-foundation-and-ybs-commercial-announce-price-changes-mortgage-finance-gazette","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/britain\/59187\/","title":{"rendered":"CHL, HSBC, Foundation and YBS Commercial announce price changes \u2013 Mortgage Finance Gazette"},"content":{"rendered":"

CHL Mortgages has launched limited edition products and reduced rates by 30 basis points across its short-term let range.<\/p>\n

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The specialist lender\u2019s new limited edition products start from 2.70% for single dwelling properties and from 2.80% for HMO and MUFB properties with up to six bedrooms or units.<\/p>\n

The lender has also reduced rates by 30bps across its short-term let range with rates now starting from 3.16% for landlords who intend to let a property for a short period, such as a holiday let or serviced apartments.<\/p>\n

All products are open to individual and limited company landlords, with up to 80% loan-to-value (LTV) available, a choice of fee options and free valuations on selected short-term lets.<\/p>\n

Elsewhere, HSBC\u00a0<\/a>has scheduled wide-ranging rate cuts across both residential and buy-to-let product ranges tomorrow.<\/p>\n

However, the lender never gives brokers advance notice of what the new rates will be.<\/p>\n

Foundation has announced it will withdraw the majority of its BTL products tomorrow with new rates being launched on Thursday.<\/p>\n

Meanwhile, YBS Commercial will reduce some of its rates.<\/p>\n

The commercial lender is reducing the price of its new business range of five-year fixes by 0.15%.<\/p>\n

This includes those for portfolio landlords looking for a BTL deal, as well as to the specialist products for HMOs and MUFBs.<\/p>\n

Highlights of the new range include a five-year fixed rate for BTL clients, which has been reduced from 5.05% to 4.90%, available up to 55% LTV, with a 3% fee and a five-year fix for clients with a multi-unit freehold block, cut from 5.80% to 5.65%, available up to 65% LTV with a 2% fee.<\/p>\n

In addition, a five-year fixed rate for investors looking for a semi-commercial product has been lowered from 6.10% to 5.95%, available up to 65% LTV, which comes with a 2% fee.<\/p>\n

Discounts also apply to the lender\u2019s owner-occupied, commercial investment and semi-commercial products designed for part-residential, part-commercial assets.<\/p>\n

There are no changes to two-year, fixed-rate products.<\/p>\n","protected":false},"excerpt":{"rendered":"CHL Mortgages has launched limited edition products and reduced rates by 30 basis points across its short-term let…\n","protected":false},"author":2,"featured_media":56768,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[20667],"tags":[28842,16827,9881,28841],"class_list":["post-59187","post","type-post","status-publish","format-standard","has-post-thumbnail","category-hsbc","tag-chl-mortgages","tag-foundation","tag-hsbc","tag-ybs-commercial"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/116720004163650133","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/59187","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=59187"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/59187\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/56768"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=59187"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=59187"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=59187"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}