The new rates apply to both residential and buy-to-let (BTL) products, with the current residential SVR at 6.24% and the Bank of England base rate at 3.75%.\u00a0<\/p>\n
HSBC UK has reduced mortgage rates across its residential and buy-to-let product ranges by up to 0.11%, with the new pricing available from today.<\/p>\n
The lender\u2019s latest changes cover fixed-rate and tracker products, with residential borrowers able to access 2-year fixed rates ending in July 2028 and 5-year fixed rates ending in July 2031. The bank\u2019s standard variable rate currently stands at 6.24%, while the Bank of England base rate is 3.75%.<\/p>\n
Within its residential range, fee saver products now start from 4.78% with no booking fee and \u00a3250 cashback for loans between \u00a310,000 and \u00a32m. Standard products start from 4.47% with a \u00a3999 booking fee and \u00a3250 cashback, while Premier customers can access rates from 4.44% with a \u00a3999 booking fee and \u00a3250 cashback.<\/p>\n
HSBC has also retained higher cashback options across selected products. Residential fee saver products with \u00a3350 cashback start from 4.73%, while standard products begin at 4.56%. High value mortgages for loans above \u00a32m up to \u00a35m are available from 4.72% with a \u00a31,999 booking fee and no cashback.<\/p>\n
Tracker products are available from 0.30% plus the Bank of England base rate, with high value tracker mortgages starting from 0.55% plus base rate.<\/p>\n
The lender has also reduced rates across its buy-to-let proposition. Fee saver buy-to-let products now start from 4.89% with no booking fee and \u00a3250 cashback, while standard products begin at 4.59% with a \u00a3999 booking fee and \u00a3250 cashback.<\/p>\n
Predict & Win – World Cup 2026<\/p>\n
Premier buy-to-let customers can access rates from 4.56% with a \u00a3999 booking fee and \u00a3350 cashback. Buy-to-let tracker products start from 0.42% plus the Bank of England base rate, while high value tracker options are available from 0.67% plus base rate.<\/p>\n","protected":false},"excerpt":{"rendered":"The new rates apply to both residential and buy-to-let (BTL) products, with the current residential SVR at 6.24%…\n","protected":false},"author":2,"featured_media":59984,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[20667],"tags":[5481,9881,725,6484,28843],"class_list":["post-59983","post","type-post","status-publish","format-standard","has-post-thumbnail","category-hsbc","tag-buy-to-let","tag-hsbc","tag-mortgage-rates","tag-rate-cuts","tag-residential"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/116725465938449699","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/59983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=59983"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/59983\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/59984"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=59983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=59983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=59983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}