![\"\"](\"https:\/\/www.europesays.com\/britain\/wp-content\/uploads\/2026\/05\/shutterstock_2449251281.jpg\")
\n
\n
<\/p>\n
Sponsored
\n Aldermore Insights with Jon Cooper: Edition 9 \u2013 Why lending strategy is becoming more central in buy to let<\/p>\n
Sponsored by Aldermore<\/p>\n
\n <\/a><\/p>\n
Product flexibility has increased, with fee options ranging up to \u00a31,999. Its \u00a3499 and \u00a31,499 fees are for new two- and five-year fixes. The \u00a31,999 and former \u00a32,999 large loan fees have been streamlined to one flat \u00a31,999 fee on loans up to \u00a35m.<\/p>\n
\u00a0<\/p>\n
TSB announces rate cuts to residential, buy-to-let, product transfer and ADBO range<\/p>\n
Its two-, three-, and five-year fixed house purchase rates across its residential range have been reduced by up to 0.2%, including deals for affordable housing. Its lowest available rate for two-year fixes at 60% LTV is 4.39%.<\/p>\n
Its two-, three-, and five-year fixed remortgage rates were reduced by up to 0.15%. The lowest rate at 60-75% LTV is 4.49%.<\/p>\n
Across its additional borrowing range, residential two-, three-, and five-year fixed rates were reduced by up to 0.15%.<\/p>\n
\u00a0<\/p>\n
Barclays announces cuts with low-LTV deals among leading improvements<\/p>\n
Across its existing business range, Barclays has implemented rate cuts of up to 13bps.<\/p>\n
For purchase only rates, three-year fixed rates are at 4.58% at 75% LTV, down from 4.68%.<\/p>\n
Five-year fixes saw wider repricing. Headline rates fell to 4.33% at 60% LTV from 4.33%. At 75% LTV, rates dropped from 4.53% to 4.44%. Both have a \u00a3899 product fee.<\/p>\n
Fee\u2011free options with 60% LTV on five-year fixes reduced to 4.48% from 4.52%. At 75% LTV, rates were cut to 4.58% from 4.62%.<\/p>\n
Remortgage three-year fixed rates have been reduced to 4.60% at 60% LTV from 4.73%. At 75% LTV, rates dropped from 4.70%, down from 4.83% \u2013 both with \u00a3999 fees.<\/p>\n
For tracker products, two-year rates have seen some cuts, with 60% LTV reduced to 4.04% from 4.06%, and 75% LTV to 4.13%, down from 4.18%.<\/p>\n
\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":" Santander has lowered new business mortgage rates by up to 21 basis points (bps), with most between…\n","protected":false},"author":2,"featured_media":74569,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[21264],"tags":[3343,6240,33839,12004],"class_list":["post-74568","post","type-post","status-publish","format-standard","has-post-thumbnail","category-barclays","tag-barclays","tag-santander","tag-santander-for-intermediaries","tag-tsb"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/116847268573030254","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/74568","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=74568"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/74568\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/74569"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=74568"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=74568"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=74568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}