![\"new-mortgage-house-deals-620x330.jpg\"\/](\"https:\/\/www.europesays.com\/britain\/wp-content\/uploads\/2026\/07\/new-mortgage-house-deals-620x330.jpg\")
<\/p>\nNatWest, Landbay and Molo have announced rate reductions, joining a number of other lenders this week.<\/p>\n
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NatWest has made rate reductions on its existing customer product range, effective 9 July but no further details have been announced.<\/p>\n
Meanwhile,\u00a0Landbay has made further cuts by 5 basis points to 18 Premier products.<\/p>\n
The 18 products cover five-year fixed-rate, available up to 75% loan-to-value (LTV), for both purchase and remortgage including both AVM and product transfer options.<\/p>\n
Premier is a range of standard and HMO products for borrowers with up to 15 mortgaged properties, available to both individual and limited company landlords.<\/p>\n
The reduced have have been applied to purchase\/remortgage five-year fixes with no fee and are available at 5.4% and no fee rates are available from 4.4%.<\/p>\n
Remortgage AVM five-year fixes with a 1% fee are now available at 5.2%, and 5% fee at 4.4%, while remortgage free valuation five-year fixes with zero fee are now available at 5.44%, and 5% fee at 4.44%.<\/p>\n
Product Transfer five-year fixes with a 1% fee are now available at 5.29%, and 5% fee at 4.49%<\/p>\n
Landbay sales and distribution director Rob Stanton says: \u201cFunding conditions and pricing have continued to improve over recent weeks and, as a result, we have been keen to pass them into our product pricing.\u201d<\/p>\n
\u201cWhile markets remain capable of moving quickly in either direction, the current environment has given us another opportunity to reduce rates across a significant part of our Premier range, building on the changes we made last month to the Premier range but also building on our recent new product launches.\u201d<\/p>\n