{"id":88738,"date":"2026-07-23T08:38:07","date_gmt":"2026-07-23T08:38:07","guid":{"rendered":"https:\/\/www.europesays.com\/britain\/88738\/"},"modified":"2026-07-23T08:38:07","modified_gmt":"2026-07-23T08:38:07","slug":"natwest-raises-fixed-mortgage-rates-again","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/britain\/88738\/","title":{"rendered":"NatWest raises fixed mortgage rates again"},"content":{"rendered":"<p>Green purchase products also saw sharp increases. The 60% LTV five-year fixed green purchase rate moved from 4.46% to 4.65%, up 19bps, while the two-year fixed green remortgage rate at the same LTV tier rose from 4.6% to 4.77%, an increase of 17bps.<\/p>\n<p>First-time buyer rates recorded some of the more significant movements, particularly on five-year fixed terms. The 85% LTV five-year fixed product carrying a \u00a3995 fee rose from 4.68% to 4.84%, up 16bps. The equivalent 90% LTV product increased from 4.8% to 4.92%, a rise of 12bps. The two-year fixed option at 85% LTV with a \u00a3995 fee moved more modestly, from 4.87% to 4.9%.<\/p>\n<p>Across the buy-to-let range, NatWest raised rates on both green and standard products. The 75% LTV five-year fixed BTL green purchase rate rose from 4.87% to 4.94%, and the 75% LTV two-year fixed BTL green remortgage rate increased from 4.94% to 5.01%, both up 7bps. The 65% LTV two-year fixed BTL green purchase rate edged up just 0.01 percentage points, from 4.58% to 4.59%.<\/p>\n<p>In the standard BTL range, the 75% LTV five-year fixed purchase rate with a \u00a3995 fee rose from 4.93% to 5%, up 7bps. The 60% LTV two-year fixed BTL remortgage rate with a \u00a3995 fee increased from 4.76% to 4.78%. The 60% LTV two-year fixed residential remortgage rate with a \u00a3995 fee saw a larger movement, rising from 4.65% to 4.82%, an increase of 17bps.<\/p>\n<p>NatWest&#8217;s <a href=\"https:\/\/www.mpamag.com\/uk\/glossary\/standard-variable-rate\/559351\" rel=\"nofollow noopener\" target=\"_blank\">standard variable rate<\/a> (SVR) held steady at 6.74%, and product fees were left unchanged across equivalent products.<\/p>\n","protected":false},"excerpt":{"rendered":"Green purchase products also saw sharp increases. The 60% LTV five-year fixed green purchase rate moved from 4.46%&hellip;\n","protected":false},"author":2,"featured_media":88739,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[21386],"tags":[23584,725,7955],"class_list":["post-88738","post","type-post","status-publish","format-standard","has-post-thumbnail","category-natwest","tag-fixed-rate","tag-mortgage-rates","tag-natwest"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/116968391182403565","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/88738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=88738"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/88738\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/88739"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=88738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=88738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=88738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}