{"id":98461,"date":"2026-08-06T10:30:10","date_gmt":"2026-08-06T10:30:10","guid":{"rendered":"https:\/\/www.europesays.com\/britain\/98461\/"},"modified":"2026-08-06T10:30:10","modified_gmt":"2026-08-06T10:30:10","slug":"barclays-drops-residential-mortgage-rates","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/britain\/98461\/","title":{"rendered":"Barclays drops residential mortgage rates"},"content":{"rendered":"

On the remortgage side, the two-year fixed rate at 60% LTV with a \u00a3999 fee moves from 4.78% to 4.69%, while the equivalent product at 75% LTV falls from 4.88% to 4.75%. Barclays’ Great Escape\u00a0two-year fixed rate at 60% LTV with no product fee sees the largest remortgage reduction, dropping 13bps from 5.10% to 4.97%.<\/p>\n

Barclays has also introduced a new remortgage product: a three-year fixed Great Escape\u00a0deal at 4.88% with no product fee, available at 60% LTV with a minimum loan of \u00a350,000 and a maximum of \u00a32 million.<\/p>\n

Rate cuts have also been applied to the Existing Customer Reward range and Green Home products.<\/p>\n

\"Jatin“Recent market volatility<\/a> means many homeowners have understandably been keeping a close eye on mortgage rates,” said Jatin Patel (pictured right), head of mortgages, savings and insurance at Barclays. “We are pleased to announce a number of rate reductions live today across our mortgage range<\/p>\n

“However, it’s important that homeowners know they don’t always need to hold off on decisions<\/a> while they wait for rates to change. Many lenders, including Barclays, offer the option to secure a new mortgage up to 90 days before end of their current deal, with the flexibility to switch if a better rate comes along. In periods of uncertainty this can help provide peace of mind for consumers looking to plan their next move.”<\/p>\n","protected":false},"excerpt":{"rendered":"On the remortgage side, the two-year fixed rate at 60% LTV with a \u00a3999 fee moves from 4.78%…\n","protected":false},"author":2,"featured_media":79627,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[21264],"tags":[3343,2753],"class_list":["post-98461","post","type-post","status-publish","format-standard","has-post-thumbnail","category-barclays","tag-barclays","tag-rates"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@UnitedKingdom\/117048103851072676","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/98461","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/comments?post=98461"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/posts\/98461\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media\/79627"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/media?parent=98461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/categories?post=98461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/britain\/wp-json\/wp\/v2\/tags?post=98461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}