{"id":121682,"date":"2026-05-07T18:41:08","date_gmt":"2026-05-07T18:41:08","guid":{"rendered":"https:\/\/www.europesays.com\/ch-fr\/121682\/"},"modified":"2026-05-07T18:41:08","modified_gmt":"2026-05-07T18:41:08","slug":"solides-financierement-les-caisses-de-pension-sont-pretes-a-encaisser-les-chocs-de-marche-2","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ch-fr\/121682\/","title":{"rendered":"Solides financi\u00e8rement, les caisses de pension sont pr\u00eates \u00e0 encaisser les chocs de march\u00e9"},"content":{"rendered":"<p>    R\u00e9sum\u00e9 en 20 secondes<\/p>\n<p>        En savoir plus sur ce type de contenu<\/p>\n<p>Ce r\u00e9sum\u00e9 peut avoir \u00e9t\u00e9 \u00e9crit avec l&rsquo;assistance d\u2019une IA g\u00e9n\u00e9rative. <a href=\"https:\/\/www.letemps.ch\/cyber\/l-usage-de-l-ia-generative-par-les-journalistes-du-temps\" rel=\"nofollow noopener\" target=\"_blank\">En savoir plus<\/a><\/p>\n<p class=\"article__abstract-call-to-action\" data-ariato=\"TrackableElement\" data-trackable-element-type=\"article_abstract_cta\" data-trackable-element-location=\"article_header\" data-trackable-element-id=\"529585\">\n        <a data-event=\"click-&gt;clicked\" href=\"https:\/\/www.letemps.ch\/abonnements\" rel=\"nofollow noopener\" target=\"_blank\">Abonnez-vous<\/a> pour acc\u00e9der au r\u00e9sum\u00e9 en 20 secondes.\n      <\/p>\n<p>Les caisses de pension font preuve de r\u00e9silience face aux secousses des march\u00e9s et aux tensions g\u00e9opolitiques. En d\u00e9pit d\u2019un contexte international agit\u00e9, les institutions de pr\u00e9voyance ont affich\u00e9 en 2025 une performance robuste, soutenue par la bonne tenue des march\u00e9s d\u2019actions. Avec un rendement moyen de 6,4%, largement sup\u00e9rieur \u00e0 la moyenne de long terme (3,5%), le deuxi\u00e8me pilier d\u00e9montre une nouvelle fois sa solidit\u00e9, selon l\u2019\u00e9tude du consultant aupr\u00e8s des caisses de pension Complementa pr\u00e9sent\u00e9e mercredi.<\/p>\n<p>L\u2019exercice 2025 illustre une nouvelle fois le r\u00f4le cl\u00e9 du rendement des placements. Avec 78\u00a0milliards de francs g\u00e9n\u00e9r\u00e9s, \u00able troisi\u00e8me cotisant\u00bb d\u00e9passe largement les contributions combin\u00e9es des employeurs et des salari\u00e9s (environ 67\u00a0milliards). M\u00eame sur une moyenne de vingt\u00a0ans, les placements apportent environ 42\u00a0milliards par an. \u00abCes chiffres soulignent l\u2019efficacit\u00e9 du syst\u00e8me par capitalisation du deuxi\u00e8me pilier\u00bb, estime le coauteur de l\u2019\u00e9tude Ueli Sutter.<\/p>\n","protected":false},"excerpt":{"rendered":"R\u00e9sum\u00e9 en 20 secondes En savoir plus sur ce type de contenu Ce r\u00e9sum\u00e9 peut avoir \u00e9t\u00e9 \u00e9crit&hellip;\n","protected":false},"author":2,"featured_media":120805,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[45,44,1226,43,22013,174,7382,7334,23],"class_list":{"0":"post-121682","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economie","8":"tag-business","9":"tag-economie","10":"tag-economie-suisse","11":"tag-economy","12":"tag-placements","13":"tag-premium","14":"tag-prevoyance","15":"tag-retraites","16":"tag-suisse"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ch_fr\/116534764135434967","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts\/121682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/comments?post=121682"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts\/121682\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/media\/120805"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/media?parent=121682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/categories?post=121682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/tags?post=121682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}