{"id":142481,"date":"2026-05-22T16:31:11","date_gmt":"2026-05-22T16:31:11","guid":{"rendered":"https:\/\/www.europesays.com\/ch-fr\/142481\/"},"modified":"2026-05-22T16:31:11","modified_gmt":"2026-05-22T16:31:11","slug":"epargne-le-livret-a-est-en-berne-le-per-a-la-cote","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ch-fr\/142481\/","title":{"rendered":"Epargne : le livret A est en berne, le PER a la cote"},"content":{"rendered":"<p>Le livret A fait grise mine\u202f; le plan \u00e9pargne retraite a le vent en poupe. Les chiffres rendus publics par <a class=\"Link \" href=\"https:\/\/www.lopinion.fr\/politique\/le-visage-de-la-finance-folle-la-caisse-des-depots\" data-cms-ai=\"0\" rel=\"nofollow noopener\" target=\"_blank\">la Caisse des d\u00e9p\u00f4ts <\/a> vendredi 22 mai indiquent que le contexte politique et g\u00e9opolitique ambiant modifie les habitudes d\u2019\u00e9pargne des Fran\u00e7ais. L\u2019encours du livret A a recul\u00e9 de 1,28 milliard d\u2019euros en avril. Il s\u2019agit du quatri\u00e8me mois cons\u00e9cutif de baisse.<\/p>\n<p>Les Fran\u00e7ais se d\u00e9tournent du livret A<\/p>\n<p>Ce d\u00e9samour a plusieurs causes. Sa r\u00e9mun\u00e9ration a fortement baiss\u00e9 en un an\u00a0: \u00ab\u00a0Le taux a \u00e9t\u00e9 divis\u00e9 par deux entre le 1er janvier 2025 o\u00f9 il \u00e9tait \u00e0 3\u202f% et le 1er f\u00e9vrier 2026 o\u00f9 il a atteint 1,5\u202f%\u00a0\u00bb, pr\u00e9cise Philippe Crevel, sp\u00e9cialiste des questions macro\u00e9conomiques, fondateur de la soci\u00e9t\u00e9 d\u2019\u00e9tudes et de strat\u00e9gies \u00e9conomiques Lorello Ecodata, et directeur du Cercle de l\u2019Epargne. Ce taux, <a class=\"Link \" href=\"https:\/\/www.lopinion.fr\/economie\/inflation-a-2-2-en-france-qui-va-absorber-le-choc-energetique\" data-cms-ai=\"0\" rel=\"nofollow noopener\" target=\"_blank\">qui d\u00e9pend de l\u2019inflation<\/a> et des taux des march\u00e9s mon\u00e9taires, pourrait remonter le 1er ao\u00fbt prochain, ajoute-t-il.<\/p>\n","protected":false},"excerpt":{"rendered":"Le livret A fait grise mine\u202f; le plan \u00e9pargne retraite a le vent en poupe. Les chiffres rendus&hellip;\n","protected":false},"author":2,"featured_media":142482,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[20],"tags":[193,192,36113,7334,23],"class_list":["post-142481","post","type-post","status-publish","format-standard","has-post-thumbnail","category-berne","tag-bern","tag-berne","tag-epargne","tag-retraites","tag-suisse"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ch_fr\/116619187581497486","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts\/142481","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/comments?post=142481"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts\/142481\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/media\/142482"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/media?parent=142481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/categories?post=142481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/tags?post=142481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}