{"id":159941,"date":"2026-06-03T22:06:08","date_gmt":"2026-06-03T22:06:08","guid":{"rendered":"https:\/\/www.europesays.com\/ch-fr\/159941\/"},"modified":"2026-06-03T22:06:08","modified_gmt":"2026-06-03T22:06:08","slug":"conflits-dinterets-et-frais-caches-la-finma-tacle-les-gerants-independants","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ch-fr\/159941\/","title":{"rendered":"Conflits d\u2019int\u00e9r\u00eats et frais cach\u00e9s: la Finma tacle les g\u00e9rants ind\u00e9pendants"},"content":{"rendered":"<p>    R\u00e9sum\u00e9 en 20 secondes<\/p>\n<p>        En savoir plus sur ce type de contenu<\/p>\n<p>Ce r\u00e9sum\u00e9 peut avoir \u00e9t\u00e9 \u00e9crit avec l&rsquo;assistance d\u2019une IA g\u00e9n\u00e9rative. <a href=\"https:\/\/www.letemps.ch\/cyber\/l-usage-de-l-ia-generative-par-les-journalistes-du-temps\" rel=\"nofollow noopener\" target=\"_blank\">En savoir plus<\/a><\/p>\n<p class=\"article__abstract-call-to-action\" data-ariato=\"TrackableElement\" data-trackable-element-type=\"article_abstract_cta\" data-trackable-element-location=\"article_header\" data-trackable-element-id=\"532261\">\n        <a data-event=\"click-&gt;clicked\" href=\"https:\/\/www.letemps.ch\/abonnements\" rel=\"nofollow noopener\" target=\"_blank\">Abonnez-vous<\/a> pour acc\u00e9der au r\u00e9sum\u00e9 en 20 secondes.\n      <\/p>\n<p>Les g\u00e9rants de fortune donnent du travail \u00e0 l\u2019Autorit\u00e9 f\u00e9d\u00e9rale de surveillance des march\u00e9s financiers (Finma). Cette derni\u00e8re rel\u00e8ve que ces PME de la finance ont plac\u00e9 davantage de produits inadapt\u00e9s dans les portefeuilles de leurs clients l\u2019an dernier. Le surveillant de la finance a re\u00e7u 68 signalements \u00e0 ce sujet, soit deux fois plus que durant l\u2019ann\u00e9e pr\u00e9c\u00e9dente, selon une communication publi\u00e9e mercredi. Ces cas concernent des centaines de millions de francs et peuvent provoquer des pertes importantes.<\/p>\n<p>En pratique, il s\u2019agit de produits complexes ou illiquides qui ont \u00e9t\u00e9 vendus ou conseill\u00e9s \u00e0 des clients priv\u00e9s sans v\u00e9rifier suffisamment s\u2019ils correspondent \u00e0 leur profil et leur app\u00e9tit pour le risque, voire sans fournir une information suffisante. En jargon financier, on parle d\u2019ad\u00e9quation entre le produit et le client, une notion mise en avant par la loi sur les services financiers (LSFin), en vigueur depuis janvier 2020. En clair, les g\u00e9rants doivent s\u2019assurer que les fonds, certificats ou autres instruments financiers correspondent aux objectifs et capacit\u00e9s des clients.<\/p>\n","protected":false},"excerpt":{"rendered":"R\u00e9sum\u00e9 en 20 secondes En savoir plus sur ce type de contenu Ce r\u00e9sum\u00e9 peut avoir \u00e9t\u00e9 \u00e9crit&hellip;\n","protected":false},"author":2,"featured_media":159942,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[6],"tags":[45,44,1226,43,2082,22013,174,23],"class_list":["post-159941","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economie","tag-business","tag-economie","tag-economie-suisse","tag-economy","tag-gestion-de-fortune","tag-placements","tag-premium","tag-suisse"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ch_fr\/116688452774343610","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts\/159941","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/comments?post=159941"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts\/159941\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/media\/159942"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/media?parent=159941"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/categories?post=159941"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/tags?post=159941"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}