{"id":202741,"date":"2026-07-03T07:47:07","date_gmt":"2026-07-03T07:47:07","guid":{"rendered":"https:\/\/www.europesays.com\/ch-fr\/202741\/"},"modified":"2026-07-03T07:47:07","modified_gmt":"2026-07-03T07:47:07","slug":"dette-privee-vous-reprendrez-bien-un-petit-peu-plus-de-risques","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ch-fr\/202741\/","title":{"rendered":"Dette priv\u00e9e: vous reprendrez bien un petit peu plus de risques?"},"content":{"rendered":"<p>Le Temps\u00a0s&rsquo;associe \u00e0 la\u00a0Neue Z\u00fcrcher Zeitung\u00a0dans le cadre d&rsquo;une s\u00e9rie d&rsquo;articles consacr\u00e9e aux march\u00e9s priv\u00e9s.<\/p>\n<p>    R\u00e9sum\u00e9 en 20 secondes<\/p>\n<p>        En savoir plus sur ce type de contenu<\/p>\n<p>Ce r\u00e9sum\u00e9 peut avoir \u00e9t\u00e9 \u00e9crit avec l&rsquo;assistance d\u2019une IA g\u00e9n\u00e9rative. <a href=\"https:\/\/www.letemps.ch\/cyber\/l-usage-de-l-ia-generative-par-les-journalistes-du-temps\" rel=\"nofollow noopener\" target=\"_blank\">En savoir plus<\/a><\/p>\n<p class=\"article__abstract-call-to-action\" data-ariato=\"TrackableElement\" data-trackable-element-type=\"article_abstract_cta\" data-trackable-element-location=\"article_header\" data-trackable-element-id=\"536165\">\n        <a data-event=\"click-&gt;clicked\" href=\"https:\/\/www.letemps.ch\/abonnements\" rel=\"nofollow noopener\" target=\"_blank\">Abonnez-vous<\/a> pour acc\u00e9der au r\u00e9sum\u00e9 en 20 secondes.\n      <\/p>\n<p>\u00abEn deux mots, la dette priv\u00e9e est une forme de financement externe par lequel des entreprises ou des projets obtiennent des cr\u00e9dits directement des mains d\u2019investisseurs au lieu de se financer par le biais de banques ou d\u2019obligations\u00bb, explique Michael Bolliger, directeur des investissements pour la Suisse chez UBS Global Wealth Management.<\/p>\n<p>Josh Shipley, responsable Europe, Direct Lending, chez PGIM, explique que cette forme de financement couvre l\u2019ensemble du spectre de risques des emprunts, du cr\u00e9dit de qualit\u00e9 jusqu\u2019aux special situations, au distressed credit et au venture debt (capital externe \u00e0 des entreprises en croissance rapide). A la diff\u00e9rence des emprunts classiques, ces cr\u00e9dits sont taill\u00e9s sur mesure. Ils sont structur\u00e9s individuellement, exigent une documentation d\u00e9taill\u00e9e et reposent sur des relations \u00e9troites entre le cr\u00e9diteur et l\u2019emprunteur.<\/p>\n","protected":false},"excerpt":{"rendered":"Le Temps\u00a0s&rsquo;associe \u00e0 la\u00a0Neue Z\u00fcrcher Zeitung\u00a0dans le cadre d&rsquo;une s\u00e9rie d&rsquo;articles consacr\u00e9e aux march\u00e9s priv\u00e9s. R\u00e9sum\u00e9 en 20&hellip;\n","protected":false},"author":2,"featured_media":202742,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[6],"tags":[1148,45,44,43,2082,22013,174,23],"class_list":["post-202741","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economie","tag-banques","tag-business","tag-economie","tag-economy","tag-gestion-de-fortune","tag-placements","tag-premium","tag-suisse"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ch_fr\/116854944200418948","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts\/202741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/comments?post=202741"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/posts\/202741\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/media\/202742"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/media?parent=202741"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/categories?post=202741"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ch-fr\/wp-json\/wp\/v2\/tags?post=202741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}