{"id":27834,"date":"2026-03-08T23:43:12","date_gmt":"2026-03-08T23:43:12","guid":{"rendered":"https:\/\/www.europesays.com\/ch\/27834\/"},"modified":"2026-03-08T23:43:12","modified_gmt":"2026-03-08T23:43:12","slug":"is-chubb-cb-still-attractively-priced-after-strong-multi-year-share-price-gains-2","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ch\/27834\/","title":{"rendered":"Is Chubb (CB) Still Attractively Priced After Strong Multi Year Share Price Gains"},"content":{"rendered":"\n

Track your investments for FREE<\/a> with Simply Wall St, the portfolio command center trusted by over 7 million individual investors worldwide.<\/p>\n

If you are wondering whether Chubb’s current share price still offers value, you are not alone. The stock has attracted plenty of attention from investors looking for quality insurers at a reasonable price.<\/p>\n

Chubb’s share price recently closed at US$338.30, with returns of 0.4% over 7 days, 9.3% over 30 days, 9.1% year to date, 20.6% over 1 year, 70.8% over 3 years and 115.4% over 5 years. This performance has many investors reassessing its potential upside and risk.<\/p>\n

Recent news around Chubb has focused on its position as a large global insurer and its role in major insurance markets, giving investors more context on how it is managing underwriting, capital and exposure to different lines of business. Headlines have also highlighted its scale and reputation, which some investors use as reference points when thinking about what they are willing to pay for the stock.<\/p>\n

Chubb currently has a value score of 3 out of 6<\/a>, reflecting the number of checks where it screens as undervalued. Next, we will look at what different valuation methods say about that rating before finishing with a framework that can help you think about value in a more complete way.<\/p>\n

Chubb delivered 20.6% returns over the last year. See how this stacks up to the rest of the Insurance industry.<\/a><\/p>\n

The Excess Returns model evaluates how effectively Chubb converts shareholder capital into earnings and then compares those returns to the cost of that capital. Instead of focusing on cash flows, it asks whether each dollar of equity is expected to earn more than investors require as compensation for risk.<\/p>\n

For Chubb, book value is estimated at $188.59 per share, with a stable book value projection of $228.96 per share based on weighted future book value estimates from 13 analysts. Stable EPS is $30.45 per share, sourced from weighted future return on equity estimates from 15 analysts. The average return on equity used in the model is 13.30%.<\/p>\n

The model applies a cost of equity of $15.56 per share. After this charge, the implied excess return is $14.89 per share, which is used to build up an intrinsic value under the Excess Returns framework. This produces an estimated fair value of about $669.08 per share.<\/p>\n

Compared with a recent share price of US$338.30, the Excess Returns model suggests Chubb trades at a 49.4% discount, indicating it screens as undervalued on this approach.<\/p>\n

Result: UNDERVALUED<\/p>\n

Our Excess Returns analysis suggests Chubb is undervalued by 49.4%. Track this in your watchlist<\/a> or portfolio<\/a>, or discover 49 more high quality undervalued stocks<\/a>.<\/p>\n

Story Continues <\/p>\n

\"CB<\/a> CB Discounted Cash Flow as at Mar 2026 <\/p>\n

Head to the Valuation section of our Company Report for more details on how we arrive at this Fair Value for Chubb.<\/a><\/p>\n

P\/E is a common way to value profitable companies because it links what you pay for each share to the earnings that support that share price. A higher or lower P\/E often reflects what investors are willing to pay given their expectations for future earnings and the level of risk they see in those earnings.<\/p>\n

In general, companies with stronger expected earnings growth or lower perceived risk can justify a higher P\/E ratio, while slower growth or higher risk can point to a lower \u201cnormal\u201d or \u201cfair\u201d P\/E. That \u201cnormal\u201d range is often checked against industry peers, but can also be tailored to the specific features of a business.<\/p>\n

Chubb currently trades on a P\/E of 12.80x, compared with the Insurance industry average of about 12.02x and a peer group average of 9.37x. Simply Wall St\u2019s Fair Ratio for Chubb is 13.06x, which is its proprietary estimate of a reasonable P\/E once factors like earnings growth, profit margins, industry, market cap and risk profile are blended together. Because this Fair Ratio is designed around the company\u2019s own fundamentals, it can provide a more tailored benchmark than a simple peer or industry comparison. With a Fair Ratio of 13.06x versus an actual P\/E of 12.80x, Chubb screens as slightly undervalued on this approach.<\/p>\n

Result: UNDERVALUED<\/p>\n

\"NYSE:CB<\/a> NYSE:CB P\/E Ratio as at Mar 2026 <\/p>\n

P\/E ratios tell one story, but what if the real opportunity lies elsewhere? Start investing in legacies, not executives. Discover our 18 top founder-led companies<\/a>.<\/p>\n

Earlier we mentioned that there is an even better way to understand valuation, so let us introduce you to Narratives, which are simply your own story about Chubb that connects what you believe about its business to a set of numbers, such as future revenue, earnings, margins, and a fair value that you can compare directly to today\u2019s share price.<\/p>\n

On Simply Wall St\u2019s Community page, Narratives let you turn that story into a simple forecast and fair value. They then show you at a glance whether your view indicates Chubb is worth more or less than the current price, and they keep updating when new information such as news or earnings is added.<\/p>\n

For example, one Chubb Narrative currently assumes a fair value of about US$247.08 per share, while another assumes about US$336.22 per share. This illustrates how two investors can look at the same company and reach different conclusions once they spell out their assumptions clearly.<\/p>\n

Do you think there’s more to the story for Chubb? Head over to our Community to see what others are saying!<\/a><\/p>\n

\"NYSE:CB<\/a> NYSE:CB 1-Year Stock Price Chart <\/p>\n

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.<\/p>\n

Companies discussed in this article include CB<\/a>.<\/p>\n

Have feedback on this article? Concerned about the content? Get in touch<\/a> with us directly. Alternatively, email editorial-team@simplywallst.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Track your investments for FREE with Simply Wall St, the portfolio command center trusted by over 7 million…\n","protected":false},"author":2,"featured_media":21614,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[5607,240,2125,938,1104,15536,842],"class_list":{"0":"post-27834","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-chubb","8":"tag-book-value","9":"tag-chubb","10":"tag-earnings-growth","11":"tag-excess-returns","12":"tag-fair-value","13":"tag-reasonable-price","14":"tag-share-price"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ch\/116196212918412454","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/posts\/27834","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/comments?post=27834"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/posts\/27834\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/media\/21614"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/media?parent=27834"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/categories?post=27834"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/tags?post=27834"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}