Chubb delivered 3.9% returns over the last year. See how this stacks up to the rest of the Insurance industry.<\/a><\/p>\n The Excess Returns model is designed to assess how effectively a company is generating profits over and above its cost of equity. For Chubb, this method provides a focused look at how shareholder value is being created by comparing expected returns to the actual cost of funding its operations.<\/p>\n Chubb\u2019s current Book Value is $182.22 per share and its Stable EPS is $28.51 per share, based on a consensus of 14 analysts\u2019 future return on equity estimates. The company\u2019s cost of equity is $13.90 per share, while the excess return, the profit generated over this cost, is $14.61 per share. Chubb\u2019s average return on equity is 13.60%, with stable book value estimates of $209.68 per share from 13 analysts.<\/p>\n This methodology suggests that Chubb is generating considerable shareholder value. Based on the Excess Returns model, the estimated intrinsic value implies Chubb\u2019s stock is currently 54.0% undervalued compared to its market price. This significant margin suggests that Chubb may present an opportunity for investors seeking undervalued stocks.<\/p>\n Result: UNDERVALUED<\/p>\n Our Excess Returns analysis suggests Chubb is undervalued by 54.0%. Track this in your watchlist<\/a> or portfolio<\/a>, or discover 920 more undervalued stocks based on cash flows<\/a>.<\/p>\n Head to the Valuation section of our Company Report for more details on how we arrive at this Fair Value for Chubb.<\/a><\/p>\n The Price-to-Earnings (PE) ratio is a favored valuation tool for profitable companies because it relates a company\u2019s share price to its actual earnings, offering a straightforward picture of how much investors are willing to pay for each dollar of profit. For companies like Chubb that have steady and predictable earnings, the PE ratio can offer significant insight into how the market perceives current and future profitability.<\/p>\n What constitutes a \u201cfair\u201d PE ratio often depends on factors such as expected earnings growth and the risk profile of the company. Firms with higher growth prospects or lower risk typically command higher PE ratios, while those with uncertain futures or greater risks may see investors pay less for those same earnings. So, context matters when assessing if a company\u2019s current multiple is attractive or expensive.<\/p>\n Chubb\u2019s current PE ratio stands at 12.05x, which is higher than the peer average of 10.34x but below the insurance industry average of 13.18x. To refine this comparison, Simply Wall St calculates a proprietary Fair Ratio for Chubb, coming in at 13.53x. Unlike standard benchmarks, this Fair Ratio factors in Chubb\u2019s unique earnings growth outlook, risk factors, profitability, industry placement, and market cap. This provides a far more nuanced gauge of intrinsic value.<\/p>\n Comparing Chubb\u2019s actual PE to its Fair Ratio, the stock appears to be trading at a discount and suggests potential upside. The PE is over 1x below the Fair Ratio, highlighting that Chubb is undervalued after accounting for its strengths and outlook.<\/p>\n Result: UNDERVALUED<\/p>\n PE ratios tell one story, but what if the real opportunity lies elsewhere? Discover 1443 companies where insiders are betting big on explosive growth<\/a>.<\/p>\n Earlier we mentioned that there is an even better way to understand valuation. Let’s introduce you to Narratives: a Narrative is simply your story about what you believe will happen to Chubb, connecting your perspective on its future revenue, earnings, and profit margins to an estimated fair value. Narratives are driven by your expectations, not just the numbers.<\/p>\n On Simply Wall St\u2019s Community page, Narratives are easy to create and follow. Millions of investors use this tool to connect a company\u2019s recent news or big-picture trends to concrete financial estimates and a Fair Value, letting you instantly see if your view means Chubb is undervalued or overpriced today.<\/p>\n Best of all, Narratives update automatically as key events occur, such as major earnings results or product launches, so your fair value view always reflects the latest information.<\/p>\n For example, among Chubb Narratives, one investor believes robust international growth, digital expansion, and disciplined capital deployment will drive earnings and justify a fair value as high as $340.00 per share. Another, more cautious, sees regulatory pressures, catastrophe losses, and margin risks putting the company at just $267.00. This allows you to find or build the story that best fits your own outlook and act with confidence.<\/p>\n For Chubb, here are previews of two leading Chubb Narratives:<\/p>\n Do you think there’s more to the story for Chubb? Head over to our Community to see what others are saying!<\/a><\/p>\n This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.<\/p>\n Companies discussed in this article include CB<\/a>.<\/p>\n Have feedback on this article? Concerned about the content? Get in touch<\/a> with us directly. Alternatively, email editorial-team@simplywallst.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Wondering if Chubb\u2019s stock is actually a good deal right now? 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<\/a> CB Discounted Cash Flow as at Nov 2025 <\/p>\n<\/a> NYSE:CB PE Ratio as at Nov 2025 <\/p>\n
<\/a> NYSE:CB Community Fair Values as at Nov 2025 <\/p>\n