{"id":52623,"date":"2026-04-21T06:37:15","date_gmt":"2026-04-21T06:37:15","guid":{"rendered":"https:\/\/www.europesays.com\/ch\/52623\/"},"modified":"2026-04-21T06:37:15","modified_gmt":"2026-04-21T06:37:15","slug":"i-moved-to-switzerland-before-brexit","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ch\/52623\/","title":{"rendered":"I moved to Switzerland before Brexit"},"content":{"rendered":"<p>Around half a million people left the UK to live abroad last year, and it\u2019s not just retirees. A survey by the British Council showed that 72 per cent of 18 to 30-year-olds would consider living and working overseas, with cold weather, the high cost of living, extortionate childcare, a lack of work-life balance and even poor romantic prospects among their motivations for leaving the UK. The i Paper\u2019s Expat Files follows Brits who have taken the leap and settled elsewhere, detailing the ups and downs of their journeys.<\/p>\n<p>Software consultant Flo Hayden, 32, left the UK for Switzerland at the end of 2020. She tells Maybelle Morgan how much life has changed.<\/p>\n<p>It was in the thick of Covid when an old colleague contacted me out of the blue with a job offer. He had just launched a software startup in Zurich and wanted me on board in a challenging role. It sounded chaotic and exciting, but there was a little caveat: I\u2019d have to rush to get out there before the impending Brexit deadline.<\/p>\n<p>I was at a bit of a crossroads. I\u2019d been living with friends and my boyfriend in Reading and commuting into London for my job in energy trading software. Rent was cheap, but after we broke up, it felt like the glory days were coming to an end.<\/p>\n<p>I knew Switzerland was beautiful and a lovely place to live, though not easy to move to. I had a friend who lived there, and once visited for Street Parade, a massive techno festival where thousands of people descend on Lake Zurich. I remembered chilling by the lake and seeing views of the snow-streaked Alps in the distance. I made up my mind to go to Zurich.<\/p>\n<p>In November 2020, I flew over to start the job. It was a massive rush as it was a month before we officially left the European Union (EU). I think I was probably one of the last permits before <a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/why-people-leaving-uk-expats-4077642?srsltid=AfmBOoonu0H-oKSMN6QdWJ3e5RBdvGXk31a2umXDM8_kcljA0SQctD5r&amp;ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">we left the EU<\/a>; sadly, it\u2019s now insanely difficult as a British person to be able to move to Switzerland.<\/p>\n<p>At the beginning, I worked crazy hours. When you\u2019re working for a startup, you get very much immersed in wanting it to succeed \u2013 it\u2019s almost like a cult.<\/p>\n<p><img fetchpriority=\"high\" loading=\"lazy\" decoding=\"async\" height=\"542\" width=\"760\" src=\"https:\/\/www.europesays.com\/ch\/wp-content\/uploads\/2026\/04\/SEI_293925797-e1776686076150.jpg\" alt=\"Flo Hayden collects for Lyfestyle I left the UK for Switzerland - my salary doubled, and only a third goes on rent\" class=\"wp-image-4367580\"  \/>\u2018It was in the thick of Covid when an old colleague contacted me out of the blue with a job offer\u2019, says Flo (Photo: Flo Hayden) <\/p>\n<p>When I first moved, I stayed in an Airbnb, then I found a long-term sublet, which turned out to be a disaster as major building work began six months in.<\/p>\n<p>Finding a place to live in Zurich is notoriously difficult. The agencies want someone who will be in the property forever, so they always prioritise Swiss-born locals. You\u2019ll go to a viewing and there will be over 30 other people there. After work, I would race home on my bike, send applications with cover letters gushing that I was a perfect tenant, but it took me a year to find a place. It wasn\u2019t until a friend of a friend caught wind of someone moving out of a place and pleaded with the outgoing tenants. I\u2019ve now been in that place for three years.<\/p>\n<p>My flat is on the outskirts of Zurich in Kilchberg, a beautiful neighbourhood overlooking the lake with lots of sprawling green spaces to go for runs along and also where the Lindt chocolate factory is based. On a clear day, I can see the mountains from my kitchen. I pay 2300 CHF a month (\u00a32,168) for a one-bed with a small patio and garden, and I feel lucky to live here as it\u2019s also one of the areas outside Zurich that has slightly lower taxes. It\u2019s a weird thing to wrap your head around but income taxes can vary drastically between Switzerland\u2019s different municipalities. People will actually strategise where they move to based on what the tax rate is in that area. I spend under a third of my salary on rent and that includes gas and water. It definitely feels better than the proportion my friends in London are paying towards their rent compared to their salaries.<\/p>\n<p>You\u2019re way more protected here as a renter than you would be <a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/moved-from-britain-spain-marriage-ended-left-nothing-4351844?srsltid=AfmBOope2u9YOSxd4w5eM25fXsQ47mbIV0FwLp-zm15-tPneS_XcKtI6&amp;ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">in the UK<\/a>. They can\u2019t just randomly raise the prices. A lot of the buildings are actually owned by pension funds so it\u2019s not a private market where the landlords can just do whatever they want. It\u2019s not unusual for people, once they\u2019ve gotten a place, to be there for 20 years, still paying the same rent that they did at the start.<\/p>\n<p>Moving to Switzerland has turned me into a sporty person. You really get sucked into the outdoorsy way of life. Before I left the UK, I was going out a lot to pubs and drinking with the occasional trip to the gym. Now I run, hike and cycle all the time, even in the rain \u2013 I barely use public transport. The city\u2019s infrastructure is perfectly set up for it \u2013 there are cycle lanes everywhere you look. I go to pilates three times a week and the exercise classes here are truly some of the best ones I\u2019ve ever been to. Anything that Switzerland does, they do it premium.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"544\" width=\"760\" src=\"https:\/\/www.europesays.com\/ch\/wp-content\/uploads\/2026\/04\/SEI_293925834.jpg\" alt=\"Flo Hayden collects for Lyfestyle I left the UK for Switzerland - my salary doubled, and only a third goes on rent\" class=\"wp-image-4367597\"  \/>Flo (pictured right) can jump on a train to go skiing for the weekend in winter and swim in lakes and rivers during summer <\/p>\n<p>It\u2019s not even about the weather; it\u2019s completely cultural. Rain or shine, the whole population of Zurich will still be outside. In the summer, everyone goes to the lake to swim and have picnics. People really do float to work on the river. Sometimes everyone brings a float; you tie them all together, bring a load of beers, snacks, and a speaker and just float down.<\/p>\n<p>I\u2019m still with the same company, and although I was working like crazy in the first years, it\u2019s now much more balanced, and I have every hobby under the sun. <a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/left-uk-dubai-nanny-parks-roast-dinners-4107690?srsltid=AfmBOor2pi318ef4fxu_8jN6pi5O9dwLhs6T9iK6s8lO1j561lP-OZQg&amp;ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">In the UK<\/a>, January is usually a very depressing month when no one\u2019s going out. But here it\u2019s ski season, so I go with friends every other weekend; we might hop on a train for two or three hours and spend a weekend in Zermatt or Davos.<\/p>\n<p>It\u2019s really hard to make friends with Swiss people, as they tend to stick to their school and childhood groups. So most of my friends are expats. It means everyone\u2019s available and keen to do things as they don\u2019t have friends or family in that country. Someone might suggest an impromptu weekend in Sicily, or jumping on the train to go to Lake Como \u2013 and everyone\u2019s free and down for it. But on the downside, because so many people are reliant on their jobs for their visas, no one is guaranteed to be staying long term. That\u2019s a weird uncertainty you live with.<\/p>\n<p>Obviously, it\u2019s important to take things like inflation into consideration, but I would say I\u2019m earning over double what I was earning when I left London. Switzerland is known for having high salaries and low taxes. I pay 360 CHF (\u00a3339) a month for mandatory private health insurance and then on top of that, I pay the first 2500 CHF (\u00a32356) towards my premium. I know it sounds like a lot, but if any problems arise, you go straight to a specialist. When I was struggling with acne, I went straight to a dermatologist, no waiting lists or anything, and I had top-of-the-range treatments.<\/p>\n<p>Switzerland has surprised me massively because it has a reputation for being super boring but actually has the best going-out scene I\u2019ve ever experienced, far above London. Hive is a famous club which has three different floors of different genres. They\u2019ll throw parties in the mountains, on the lake, at various venues in the city but it\u2019s done in a super organised and safe Swiss way.<\/p>\n<p>Switzerland has a reputation for being one of the safest countries in the world for a reason. When you\u2019re down at the lake in the summer, people will just leave their MacBooks, phones and jewellery lying on their picnic blankets. I went away once and I didn\u2019t lock my bike for three weeks. When I came back, it was still there on the main road, leaning against a wall. In my neighbourhood, you\u2019ll see three-year-olds walking to school by themselves with their little backpacks. You would never see that in the UK.<\/p>\n<p>I know Switzerland has a name for itself for being very expensive, and there are people who live that extravagant lifestyle, but if you want to just live a fairly simple life and do outdoorsy things with your friends and occasionally go out for dinner, it\u2019s perfect. There genuinely isn\u2019t that much of a difference between eating out in Zurich and eating out in the centre of London. We have Aldi, and you can do things on a budget \u2013 which is what I do. With the high salaries here versus how much things cost, I actually feel like it is much more fair versus the salary you earn in London and the rent you\u2019ll pay there, which is always going to be way over a third of what you\u2019re earning. Sometimes, I\u2019m shocked when I go back to London.<\/p>\n<p>As a <a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/money\/pensions-and-retirement\/moving-abroad-costly-mistakes-uk-retirees-make-4139863?srsltid=AfmBOoph0CAOWdUc2iA7GyZDC4ZjDm-6xTvu1ypRgaCb-tRNwzPoA8eO&amp;ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">resident in Switzerland<\/a>, all travel \u2013 trains, trams, ferries \u2013 is 50 per cent off with a railcard. So getting a tram into the city would be 3 CHF (\u00a32.80) and if you went to the mountains, you\u2019d maybe end up spending 30 (\u00a328.50) or 40 CHF (\u00a338). It\u2019s scarily efficient and on time \u2013 I\u2019m now so conditioned that if a train is 30 seconds late, I\u2019ll be irritated and checking my watch.<\/p>\n<p>Dating in Zurich is difficult \u2013 I\u2019m single and quite a few of my friends are also single. All of my friends are absolutely gorgeous, accomplished women but not one of them has ever been approached by a guy on a night out. I think it\u2019s a cultural thing. When you go out in London, everyone is standing outside pubs, and you just end up striking up a conversation with strangers easily.<\/p>\n<p>Shamefully, I\u2019ve only now, five years in, started learning German \u2013 I\u2019m doing lessons twice a week. I\u2019ve finally realised it\u2019s time after deciding that I\u2019m in it for the long haul. I love my life here and my plan is to stay and make the most of what this beautiful country has to offer, as long as it will have me.<\/p>\n","protected":false},"excerpt":{"rendered":"Around half a million people left the UK to live abroad last year, and it\u2019s not just retirees.&hellip;\n","protected":false},"author":2,"featured_media":52624,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[7319,9315,17,29762],"class_list":{"0":"post-52623","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-switzerland","8":"tag-expats","9":"tag-features","10":"tag-switzerland","11":"tag-the-expat-files"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ch\/116441320254883948","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/posts\/52623","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/comments?post=52623"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/posts\/52623\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/media\/52624"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/media?parent=52623"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/categories?post=52623"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/tags?post=52623"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}