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Chubb (NYSE:CB) Exceeds Q1 CY2026 Expectations <\/p>\n Chubb (NYSE:CB) Exceeds Q1 CY2026 Expectations <\/p>\n
Global insurance provider Chubb Limited (NYSE:CB) announced better-than-expected revenue in Q1 CY2026, with sales up 11.9% year on year to $15.3 billion. Its non-GAAP profit of $6.82 per share was 3.2% above analysts\u2019 consensus estimates.<\/p>\n
Is now the time to buy Chubb? Find out in our full research report<\/a>.<\/p>\n Net Premiums Earned: $13.46 billion vs analyst estimates of $13.12 billion (12.1% year-on-year growth, 2.6% beat)<\/p>\n Revenue: $15.3 billion vs analyst estimates of $14.61 billion (11.9% year-on-year growth, 4.7% beat)<\/p>\n Combined Ratio: 84% vs analyst estimates of 84.9% (90 basis point beat)<\/p>\n Adjusted EPS: $6.82 vs analyst estimates of $6.61 (3.2% beat)<\/p>\n Book Value per Share: $189.93 vs analyst estimates of $206.98 (15.8% year-on-year growth, 8.2% miss)<\/p>\n Market Capitalization: $127.9 billion<\/p>\n Evan G. Greenberg, Chairman and Chief Executive Officer of Chubb Limited, commented: “We had an excellent quarter and start to the year, which speaks to the strength and resilience of our company in a period of elevated uncertainty. Our globally diversified business, underwriting discipline and strong balance sheet contribute to our returns while creating continued opportunities for growth.<\/p>\n Dating back to when a Civil War veteran created a frost-proof water meter, Chubb Limited (NYSE:CB) provides commercial and personal property and casualty insurance, reinsurance, and life insurance products to a diverse client base across 54 countries.<\/p>\n In general, insurance companies earn revenue from three primary sources. The first is the core insurance business itself, often called underwriting and represented in the income statement as premiums earned. The second source is investment income from investing the \u201cfloat\u201d (premiums collected upfront not yet paid out as claims) in assets such as fixed-income assets and equities. The third is fees from various sources such as policy administration, annuities, or other value-added services. Luckily, Chubb\u2019s revenue grew at an impressive 10.6% compounded annual growth rate over the last five years. Its growth beat the average insurance company and shows its offerings resonate with customers.<\/p>\n Long-term growth is the most important, but within financials, a half-decade historical view may miss recent interest rate changes and market returns. Chubb\u2019s annualized revenue growth of 8% over the last two years is below its five-year trend, but we still think the results were respectable.<\/p>\n This quarter, Chubb reported year-on-year revenue growth of 11.9%, and its $15.3 billion of revenue exceeded Wall Street\u2019s estimates by 4.7%.<\/p>\n Story continues <\/p>\n Net premiums earned made up 89.4% of the company\u2019s total revenue during the last five years, meaning Chubb barely relies on non-insurance activities to drive its overall growth.<\/p>\n Our experience and research show the market cares primarily about an insurer\u2019s net premiums earned growth as investment and fee income are considered more susceptible to market volatility and economic cycles.<\/p>\n ALSO WORTH WATCHING: Nvidia\u2019s Quiet Partner. Nvidia\u2019s chips cost a hundred grand. The connectors that make them work cost even more. One company makes them all.<\/p>\n Every AI server needs specialized infrastructure the chip companies don\u2019t make. High-speed cables. Power connectors. Thermal sensors. This 90-year-old company built a monopoly on it. The AI boom just started. This stock is still flying under the radar. Claim The Stock Ticker Here for FREE<\/a>.<\/p>\n Insurance companies are balance sheet businesses, collecting premiums upfront and paying out claims over time. The float \u2013 premiums collected but not yet paid out \u2013 are invested, creating an asset base supported by a liability structure. Book value captures this dynamic by measuring:<\/p>\n Assets (investment portfolio, cash, reinsurance recoverables) – liabilities (claim reserves, debt, future policy benefits)<\/p>\n BVPS is essentially the residual value for shareholders.<\/p>\n We therefore consider BVPS very important to track for insurers and a metric that sheds light on business quality. While other (and more commonly known) per-share metrics like EPS can sometimes be lumpy due to reserve releases or one-time items and can be managed or skewed while still following accounting rules, BVPS reflects long-term capital growth and is harder to manipulate.<\/p>\n Chubb\u2019s BVPS grew at a decent 7.7% annual clip over the last five years. BVPS growth has accelerated recently, growing by 12.9% annually over the last two years from $149.09 to $189.93 per share.<\/p>\n Over the next 12 months, Consensus estimates call for Chubb\u2019s BVPS to grow by 21% to $206.98, elite growth rate.<\/p>\n We were impressed by how significantly Chubb blew past analysts\u2019 net premiums earned expectations this quarter. We were also excited its revenue and EPS outperformed Wall Street\u2019s estimates. On the other hand, its book value per share missed. Zooming out, we think this was still a solid quarter. The stock remained flat at $328.45 immediately following the results.<\/p>\n Chubb Quarterly Revenue <\/p>\n
Chubb Year-On-Year Revenue Growth <\/p>\n
Chubb Quarterly Net Premiums Earned as % of Revenue <\/p>\n
Chubb Quarterly Book Value per Share <\/p>\n