{"id":9474,"date":"2026-02-16T19:59:07","date_gmt":"2026-02-16T19:59:07","guid":{"rendered":"https:\/\/www.europesays.com\/ch\/9474\/"},"modified":"2026-02-16T19:59:07","modified_gmt":"2026-02-16T19:59:07","slug":"us-banks-to-see-new-mortgage-capital-requirements-in-basel-plan","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ch\/9474\/","title":{"rendered":"US Banks to See New Mortgage Capital Requirements in Basel Plan"},"content":{"rendered":"<p class=\"ArticleBodyText_articleBodyContent__17wqE typography_articleBody___5jDr\" data-component=\"paragraph\">US lenders are poised to see new mortgage-loan requirements as the <a href=\"https:\/\/www.bloomberg.com\/quote\/13598Z:US\" target=\"_blank\" rel=\"noopener nofollow\" class=\"media-ui-Link_link-tVkXhPLPofs-\" data-component=\"link\">Federal Reserve<\/a> comes closer to unveiling a long-awaited bank capital proposal tied to Basel III. <\/p>\n<p class=\"ArticleBodyText_articleBodyContent__17wqE typography_articleBody___5jDr\" data-component=\"paragraph\">Michelle Bowman, the Fed\u2019s top bank cop, said parts of that new measure related to residential real estate would consider increasing the \u201crisk sensitivity\u201d of capital requirements for mortgage loans on bank books. One approach would be to use loan-to-value ratios to determine the applicable risk weight for residential real estate exposures, rather than applying a uniform risk weight. <\/p>\n","protected":false},"excerpt":{"rendered":"US lenders are poised to see new mortgage-loan requirements as the Federal Reserve comes closer to unveiling a&hellip;\n","protected":false},"author":2,"featured_media":9475,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[7443,77,6436,4349,3917,231,7442,7441,7113,173,3310],"class_list":{"0":"post-9474","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-basel","8":"tag-american-bankers-association","9":"tag-basel","10":"tag-capital-requirements","11":"tag-federal-reserve","12":"tag-florida","13":"tag-markets","14":"tag-miki-bowman","15":"tag-mortgage-loans","16":"tag-mortgages","17":"tag-real-estate","18":"tag-regulation"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/posts\/9474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/comments?post=9474"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/posts\/9474\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/media\/9475"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/media?parent=9474"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/categories?post=9474"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ch\/wp-json\/wp\/v2\/tags?post=9474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}