{"id":122953,"date":"2026-06-19T10:30:10","date_gmt":"2026-06-19T10:30:10","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/122953\/"},"modified":"2026-06-19T10:30:10","modified_gmt":"2026-06-19T10:30:10","slug":"na-dovolene-bude-letos-levneji-cesi-diky-korune-usetri","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/122953\/","title":{"rendered":"Na dovolen\u00e9 bude letos levn\u011bji. \u010ce\u0161i d\u00edky korun\u011b u\u0161et\u0159\u00ed"},"content":{"rendered":"

Letn\u00ed sez\u00f3na je tady a\u00a0pro \u010desk\u00e9 turisty m\u00ed\u0159\u00edc\u00ed za hranice p\u0159in\u00e1\u0161\u00ed p\u0159\u00edjemnou zpr\u00e1vu. Koruna je letos o\u00a0des\u00edtky hal\u00e9\u0159\u016f siln\u011bj\u0161\u00ed ne\u017e p\u0159ed rokem, tak\u017ee rodinn\u00e1 ve\u010de\u0159e v\u00a0Chorvatsku \u010di\u00a0n\u00e1kupy v\u00a0It\u00e1lii vyjdou levn\u011bji.<\/p>\n

Aktu\u00e1ln\u011b se kurz \u010cesk\u00e9 n\u00e1rodn\u00ed banky pohybuje zhruba kolem 24,15\u00a0a\u017e 24,20\u00a0K\u010d za euro. Bl\u00ed\u017e\u00edme se tak k\u00a0nejni\u017e\u0161\u00ed hranici od za\u010d\u00e1tku leto\u0161n\u00edho roku. \u201eKoruna je v\u00a0meziro\u010dn\u00edm srovn\u00e1n\u00ed v\u016f\u010di euru zhruba o\u00a02,6\u00a0procenta siln\u011bj\u0161\u00ed,\u201c \u0159\u00edk\u00e1 hlavn\u00ed analytik spole\u010dnosti Citfin Miroslav Nov\u00e1k. \u201e\u010cist\u011b z\u00a0pohledu v\u00fdvoje nomin\u00e1ln\u00edho sm\u011bnn\u00e9ho kurzu je na tom \u010desk\u00fd turista o\u00a0n\u011bco l\u00e9pe.\u201c<\/p>\n

Podle hlavn\u00edho ekonoma \u010cSOB Jana Bure\u0161e jsou v\u00fdrazn\u011bj\u0161\u00ed pohyby koruny proti dolaru. Kurz americk\u00e9 m\u011bny se v\u00a0polovin\u011b \u010dervna dr\u017e\u00ed na velmi p\u0159\u00edzniv\u00e9 hranici kolem 20,80\u00a0K\u010d za dolar. Je\u0161t\u011b p\u0159ed rokem to p\u0159itom bylo o\u00a0t\u00e9m\u011b\u0159 korunu v\u00edce. \u201eDolar byl pom\u011brn\u011b hodn\u011b siln\u00fd a\u00a0te\u010f v\u00a0pr\u016fb\u011bhu posledn\u00edho t\u00fddne sl\u00e1bne, kdy\u017e tady m\u00e1me \u00falevu na trz\u00edch. Ur\u010dit\u011b je tedy p\u0159\u00edjemn\u011bj\u0161\u00ed, kdy\u017e n\u011bkdo m\u00ed\u0159\u00ed do t\u011bch dolarov\u00fdch lokalit.\u201c<\/p>\n

O mali\u010dko p\u0159\u00edzniv\u011bj\u0161\u00ed je z\u00a0pohledu \u010desk\u00e9ho turisty i\u00a0kurz polsk\u00e9ho zlot\u00e9ho, proti n\u011bmu se koruna meziro\u010dn\u011b posunula zhruba o\u00a010\u00a0hal\u00e9\u0159\u016f. Loni st\u00e1l 5,80\u00a0koruny, letos se pohybuje kolem hranice 5,70.<\/p>\n

Nov\u00e1k v\u0161ak upozor\u0148uje, \u017ee m\u016f\u017ee j\u00edt o\u00a0pon\u011bkud zkreslen\u00fd pohled, proto\u017ee v\u016fbec nezohled\u0148uje v\u00fdvoj cenov\u00e9 hladiny v\u00a0zem\u00edch, kde se plat\u00ed dan\u00fdmi m\u011bnami. \u201eNap\u0159\u00edklad pokud jedu do Polska k\u00a0mo\u0159i, tak je sice fajn, \u017ee je koruna v\u016f\u010di zlot\u00e9mu o\u00a0dv\u011b procenta meziro\u010dn\u011b siln\u011bj\u0161\u00ed, ale pokud zde j\u00eddlo v\u00a0restauraci meziro\u010dn\u011b zdra\u017eilo o\u00a0desetinu, tak mi o\u00a0n\u011bco siln\u011bj\u0161\u00ed koruna zdra\u017een\u00ed rozhodn\u011b nevykompenzuje.\u201c<\/p>\n

Za pozornost podle Nov\u00e1ka stoj\u00ed Ma\u010farsko, kter\u00e9 je tak\u00e9 obl\u00edbenou destinac\u00ed \u010desk\u00fdch turist\u016f. \u201eKoruna je toti\u017e v\u016f\u010di ma\u010farsk\u00e9mu forintu meziro\u010dn\u011b slab\u0161\u00ed o\u00a012\u00a0procent, tak\u017ee pro turisty, kte\u0159\u00ed sm\u011b\u0159uj\u00ed sem, m\u00e1m \u0161patn\u00e9 zpr\u00e1vy. P\u0159ipravte se zde na v\u00fdrazn\u011b vy\u0161\u0161\u00ed ceny slu\u017eeb. Ma\u010farsko letos rozhodn\u011b nebude levnou destinac\u00ed,\u201c upozor\u0148uje.<\/p>\n

Trend by m\u011bl vydr\u017eet cel\u00e9 l\u00e9to<\/p>\n

\u010cesk\u00e1 m\u011bna v\u00a0prvn\u00ed polovin\u011b roku uk\u00e1zala ne\u010dekanou odolnost, v\u00a0b\u0159eznu sice kv\u016fli v\u00e1lce USA a\u00a0Izraele proti \u00cdr\u00e1nu oslabila, ale postupn\u011b se \u201eoklepala\u201c a\u00a0svou pozici je\u0161t\u011b vylep\u0161uje.<\/p>\n

V\u00fdhled na samotn\u00e9 l\u00e9to je nav\u00edc pro \u010desk\u00e9 pen\u011b\u017eenky je\u0161t\u011b optimisti\u010dt\u011bj\u0161\u00ed. Pokud se situace ve sv\u011bt\u011b bude stabilizovat a\u00a0ceny energi\u00ed klesat, koruna m\u016f\u017ee sv\u00e9 zisky d\u00e1l roz\u0161i\u0159ovat. \u201eImpuls k\u00a0pos\u00edlen\u00ed m\u016f\u017ee koruna dostat i\u00a0od \u010cesk\u00e9 n\u00e1rodn\u00ed banky, pokud ta na \u010dervnov\u00e9m zased\u00e1n\u00ed zv\u00fd\u0161\u00ed \u00farokov\u00e9 sazby. Rozhodn\u011b tak nelze vylou\u010dit, \u017ee koruna p\u0159es l\u00e9to otestuje hranici 24\u00a0CZK\/EUR a\u00a0p\u0159\u00edpadn\u011b zam\u00ed\u0159\u00ed i\u00a0pod tuto hranici,\u201c p\u0159edpov\u00edd\u00e1 Nov\u00e1k.<\/p>\n

S t\u00edmto tvrzen\u00edm souhlas\u00ed i\u00a0Bure\u0161, a\u010dkoli p\u0159\u00edmo spojuje s\u00edlu koruny s\u00a0geopolitickou situac\u00ed, mimo jin\u00e9 i\u00a0s implementac\u00ed m\u00edrov\u00e9 dohody na Bl\u00edzk\u00e9m v\u00fdchod\u011b. \u201eTy faktory, kter\u00e9 korunu oslabuj\u00ed, musej\u00ed b\u00fdt pom\u011brn\u011b v\u00fdrazn\u00e9, aby se koruna dostala do n\u011bjak\u00e9 z\u00e1sadn\u011bj\u0161\u00ed defenzivy. Mysl\u00edm si, \u017ee m\u00e1 \u0161anci si pozitivn\u00ed n\u00e1ladu udr\u017eet, proto\u017ee \u010desk\u00e1 ekonomika je na tom relativn\u011b dob\u0159e. Je p\u0159edpoklad, \u017ee na trhu bude aktivn\u00ed i\u00a0exportn\u011b orientovan\u00fd byznys, a\u00a0to korun\u011b pom\u00e1h\u00e1,\u201c shrnul.<\/p>\n

Radost z\u00a0v\u00fdhodn\u011bj\u0161\u00edho kurzu vyhla\u0161ovan\u00e9ho \u010cNB v\u0161ak m\u016f\u017ee p\u0159etla\u010dit kurz, kter\u00fd banky pou\u017e\u00edvaj\u00ed, pokud turist\u00e9 plat\u00ed v\u00a0zahrani\u010d\u00ed kartou. A\u00a0tak\u00e9 dal\u0161\u00ed poplatky\u00a0\u2013 t\u0159eba za v\u00fdb\u011br z\u00a0bankomatu.<\/p>\n

Nap\u0159\u00edklad \u010cesk\u00e1 spo\u0159itelna p\u0159i platb\u00e1ch kartou v\u00a0zahrani\u010d\u00ed ne\u00fa\u010dtuje \u017e\u00e1dn\u00fd samostatn\u00fd poplatek, av\u0161ak transakce se v\u017edy p\u0159epo\u010d\u00edt\u00e1vaj\u00ed podle jej\u00edho vlastn\u00edho kurzovn\u00edho l\u00edstku. Pokud se cht\u011bj\u00ed klienti kurzov\u00e9 konverzi zcela vyhnout, mohou v\u00a0r\u00e1mci Plus \u00fa\u010dtu vyu\u017e\u00edt multim\u011bnovou funkci a\u00a0platit rovnou z\u00a0p\u0159ipojen\u00e9ho cizom\u011bnov\u00e9ho \u00fa\u010dtu.<\/p>\n

<\/a><\/p>\n

Co se t\u00fd\u010de v\u00fdb\u011br\u016f hotovosti, u\u00a0bankomat\u016f sestersk\u00e9 skupiny Erste v\u00a0zahrani\u010d\u00ed je maj\u00ed klienti s\u00a0\u00fa\u010dtem Plus zdarma. \u201eU bankomat\u016f jin\u00fdch bank v\u00a0zahrani\u010d\u00ed stoj\u00ed v\u00fdb\u011br v\u00a0eurech 40\u00a0K\u010d, v\u00a0ostatn\u00edch m\u011bn\u00e1ch 125\u00a0K\u010d. Poplatek tedy nerozli\u0161ujeme prim\u00e1rn\u011b podle toho, zda jde o\u00a0EU, nebo zemi mimo EU, ale podle s\u00edt\u011b bankomatu a\u00a0m\u011bny v\u00fdb\u011bru,\u201c \u0159\u00edk\u00e1 tiskov\u00fd mluv\u010d\u00ed \u010cesk\u00e9 spo\u0159itelny Filip Hrub\u00fd.<\/p>\n

I\u00a0zde v\u0161ak banka d\u016frazn\u011b upozor\u0148uje na riziko dodate\u010dn\u00fdch poplatk\u016f, kter\u00e9 si mohou \u00fa\u010dtovat samotn\u00ed zahrani\u010dn\u00ed provozovatel\u00e9 bankomat\u016f.<\/p>\n

U Komer\u010dn\u00ed banky se kurzov\u00e1 mar\u017ee p\u0159i platb\u00e1ch v\u00a0zahrani\u010d\u00ed pohybuje standardn\u011b v\u00a0jednotk\u00e1ch procent podle aktu\u00e1ln\u00edho kurzovn\u00edho l\u00edstku. Cestovatel\u00e9 s\u00a0tarify Komfort nebo Exclusive si v\u0161ak mohou v\u00a0r\u00e1mci multim\u011bnov\u00e9ho \u00fa\u010dtu p\u0159edem vym\u011bnit pen\u00edze za v\u00fdhodn\u011bj\u0161\u00ed kurz prost\u0159ednictv\u00edm takzvan\u00e9 tr\u017en\u00ed sm\u011bny a\u00a0z t\u011bchto prost\u0159edk\u016f pak rovnou platit.<\/p>\n

Poplatky za v\u00fdb\u011br z\u00a0bankomatu se n\u00e1sledn\u011b odv\u00edjej\u00ed od sjednan\u00e9ho tarifu a\u00a0\u010din\u00ed od nuly do 99\u00a0K\u010d. S\u00a0v\u00fdjimkou nejni\u017e\u0161\u00edho tarifu Start maj\u00ed klienti k\u00a0dispozici minim\u00e1ln\u011b dva v\u00fdb\u011bry zdarma ve v\u011bt\u0161in\u011b evropsk\u00fdch zem\u00ed, p\u0159i\u010dem\u017e s\u00a0pr\u00e9miov\u00fdm tarifem Exclusive mohou z\u00a0bankomat\u016f vyb\u00edrat bezplatn\u011b po cel\u00e9m sv\u011bt\u011b.<\/p>\n

Partners Banka m\u00e1 nulov\u00e9 poplatky za v\u00fdb\u011br z\u00a0bankomatu v\u00a0zahrani\u010d\u00ed. \u201eNe\u00fa\u010dtujeme \u017e\u00e1dn\u00e9 p\u0159ir\u00e1\u017eky ke sm\u011bnn\u00e9mu kurzu, co\u017e v\u00a0praxi znamen\u00e1, \u017ee plat\u00edte jen kurzem Evropsk\u00e9 centr\u00e1ln\u00ed banky. D\u00edky tomu mohou p\u0159i b\u011b\u017en\u00fdch platb\u00e1ch v\u00a0ciz\u00ed m\u011bn\u011b klienti v\u00fdrazn\u011b u\u0161et\u0159it,\u201c \u0159\u00edk\u00e1 tiskov\u00e1 mluv\u010d\u00ed Tereza P\u00edchalov\u00e1.<\/p>\n

Je\u0161t\u011b v\u011bt\u0161\u00ed obez\u0159etnost je pak na m\u00edst\u011b, pokud se chyst\u00e1te mimo tradi\u010dn\u00ed evropsk\u00e1 letoviska do exoti\u010dt\u011bj\u0161\u00edch kraj\u016f. V\u00a0takov\u00e9m p\u0159\u00edpad\u011b je nutn\u00e9 si kurzovou politiku vlastn\u00ed banky ov\u011b\u0159it p\u0159edem. Ka\u017ed\u00fd \u00fastav si toti\u017e sestavuje sv\u016fj vlastn\u00ed kurzovn\u00ed l\u00edstek. Pokud v\u00a0n\u011bm m\u011bnu dan\u00e9 zem\u011b v\u016fbec nenajdete, va\u0161e platba se bude vyhodnocovat podle specifick\u00fdch pravidel, kter\u00e1 lze naj\u00edt na webu banky, v\u00a0jej\u00edm cen\u00edku nebo v\u00a0dokumentu karetn\u00edch obchodn\u00edch podm\u00ednek.<\/p>\n

<\/a>Nenechte za sebe vyb\u00edrat termin\u00e1l<\/p>\n

M\u00e1te v\u00fdhodn\u00fd kurz a\u00a0vybrali jste si kartu s\u00a0n\u00edzk\u00fdmi poplatky? Skv\u011bl\u00e9, ale vyhr\u00e1no je\u0161t\u011b nem\u00e1te. N\u00e1straha na v\u00e1s toti\u017e ne\u010dek\u00e1 ve va\u0161\u00ed domovsk\u00e9 bance, ale p\u0159\u00edmo u\u00a0obchodn\u00edka nebo bankomatu v\u00a0zahrani\u010d\u00ed.<\/p>\n

Jmenuje se DCC (Dynamic Currency Conversion), neboli dynamick\u00fd p\u0159evod m\u011bny, a\u00a0p\u0159ed dovolenou by o\u00a0n\u00ed m\u011bl v\u011bd\u011bt ka\u017ed\u00fd.<\/p>\n

\u201eJe to slu\u017eba, kter\u00e1 se uplat\u0148uje p\u0159i v\u00fdb\u011brech hotovosti z\u00a0bankomat\u016f nebo p\u0159i bezhotovostn\u00edch platb\u00e1ch kartou v\u00a0zahrani\u010d\u00ed. Na prvn\u00ed pohled m\u016f\u017ee p\u016fsobit u\u017eite\u010dn\u011b, proto\u017ee na termin\u00e1lu nebo bankomatu vid\u00edte jak cenu v\u00a0m\u00edstn\u00ed m\u011bn\u011b, tak cenu p\u0159epo\u010d\u00edtanou na koruny, v\u010detn\u011b kurzu, podle kter\u00e9ho k\u00a0p\u0159epo\u010dtu do\u0161lo,\u201c vysv\u011btluje tiskov\u00e1 mluv\u010d\u00ed Moneta Bank Tereza Ry\u0161anov\u00e1.<\/p>\n

\u201eProbl\u00e9m spo\u010d\u00edv\u00e1 v\u00a0tom, \u017ee tento kurz stanovuje provozovatel termin\u00e1lu nebo bankomatu a\u00a0b\u00fdv\u00e1 t\u00e9m\u011b\u0159 v\u017edy vy\u0161\u0161\u00ed ne\u017e ten, kter\u00fd by n\u00e1sledn\u011b pou\u017eila va\u0161e banka p\u0159i za\u00fa\u010dtov\u00e1n\u00ed proveden\u00e9 platby bez DCC. Doporu\u010dujeme proto v\u017edy platit v\u00a0m\u011bn\u011b dan\u00e9 zem\u011b, jeliko\u017e se tak klient vyhne nev\u00fdhodn\u00fdm kurz\u016fm a\u00a0p\u0159\u00edpadn\u00e9mu poplatku slu\u017eby DCC,\u201c dod\u00e1v\u00e1 Ry\u0161anov\u00e1.<\/p>\n

Klienti Monety si mohou slu\u017ebu DCC jednodu\u0161e a\u00a0bezplatn\u011b zablokovat p\u0159\u00edmo v\u00a0mobiln\u00edm nebo internetov\u00e9m bankovnictv\u00ed. Zm\u011bna se projev\u00ed okam\u017eit\u011b a\u00a0funguje jako pojistka proti nepozornosti u\u00a0termin\u00e1lu.<\/p>\n

\u201ePokud se klienti rozhodnou DCC vypnout a\u00a0n\u00e1sledn\u011b p\u0159i platb\u011b \u010di v\u00fdb\u011bru v\u00a0zahrani\u010d\u00ed omylem nebo z\u00e1m\u011brn\u011b zvol\u00ed platbu s\u00a0DCC, bude tato transakce automaticky zam\u00edtnuta a\u00a0klientovi p\u0159ijde notifikace s\u00a0vysv\u011btlen\u00edm d\u016fvodu zam\u00edtnut\u00ed,\u201c popisuje Ry\u0161anov\u00e1 s\u00a0t\u00edm, \u017ee pokud by klient z\u00a0n\u011bjak\u00e9ho d\u016fvodu DCC p\u0159ece jen vyu\u017e\u00edt cht\u011bl, m\u016f\u017ee si slu\u017ebu v\u00a0aplikaci op\u011bt kdykoliv aktivovat.<\/p>\n

Zablokov\u00e1n\u00ed DCC v\u00a0aplikaci je pak mo\u017en\u00e9 i\u00a0u \u0159ady dal\u0161\u00edch bank, v\u010detn\u011b nap\u0159\u00edklad \u010cesk\u00e9 spo\u0159itelny. Komer\u010dn\u00ed banka tuto slu\u017ebu spust\u00ed v\u00a0mobiln\u00ed aplikaci i\u00a0v internetov\u00e9m bankovnictv\u00ed b\u011bhem nejbli\u017e\u0161\u00edch t\u00fddn\u016f.<\/p>\n","protected":false},"excerpt":{"rendered":"Letn\u00ed sez\u00f3na je tady a\u00a0pro \u010desk\u00e9 turisty m\u00ed\u0159\u00edc\u00ed za hranice p\u0159in\u00e1\u0161\u00ed p\u0159\u00edjemnou zpr\u00e1vu. Koruna je letos o\u00a0des\u00edtky hal\u00e9\u0159\u016f…\n","protected":false},"author":2,"featured_media":122954,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[10634,67,68,1471,9622,883,9623,9739,34199],"class_list":["post-122953","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-americky-dolar","tag-business","tag-byznys","tag-dovolena","tag-euro-mena","tag-finance","tag-koruna-ceska-kc","tag-kurzy","tag-polsky-zloty"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116776312889605571","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/122953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=122953"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/122953\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/122954"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=122953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=122953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=122953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}