{"id":123088,"date":"2026-06-19T12:36:13","date_gmt":"2026-06-19T12:36:13","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/123088\/"},"modified":"2026-06-19T12:36:13","modified_gmt":"2026-06-19T12:36:13","slug":"hypoteku-si-chce-vzit-petina-cechu-spolehaji-na-rodinu-i-investice","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/123088\/","title":{"rendered":"Hypot\u00e9ku si chce vz\u00edt p\u011btina \u010cech\u016f. Spol\u00e9haj\u00ed na rodinu i\u00a0investice"},"content":{"rendered":"<p class=\"c_bz\">\u201eVlastn\u00ed bydlen\u00ed z\u016fst\u00e1v\u00e1 pro \u010cechy jednou z\u00a0nejd\u016fle\u017eit\u011bj\u0161\u00edch \u017eivotn\u00edch priorit,\u201c uvedl Michal Straka, specialista finan\u010dn\u00edho trhu agentury Ipsos. \u201eZ dat ale vid\u00edme, \u017ee lid\u00e9 st\u00e1le v\u00edce p\u0159izp\u016fsobuj\u00ed sv\u00e9 finan\u010dn\u00ed strategie realit\u011b rostouc\u00edch cen nemovitost\u00ed,\u201c dodal.<\/p>\n<p class=\"c_bz\">Hypot\u00e9ku aktu\u00e1ln\u011b vyu\u017e\u00edv\u00e1 18\u00a0procent \u010cech\u016f. Dal\u0161\u00edch 19\u00a0procent si ji chce vz\u00edt v\u00a0horizontu dvou a\u00a0v\u00edce let. V\u00a0pr\u016fm\u011bru si pl\u00e1nuj\u00ed p\u016fj\u010dit 3,16\u00a0milionu korun. \u010ctvrtina dot\u00e1zan\u00fdch ale po\u010d\u00edt\u00e1 se sumou vy\u0161\u0161\u00ed ne\u017e \u010dty\u0159i miliony.<\/p>\n<p class=\"c_bz\">\u010ce\u0161i p\u0159edpokl\u00e1daj\u00ed, \u017ee ceny nemovitost\u00ed d\u00e1le porostou. T\u00edm p\u00e1dem bude hypot\u00e9ka pro jejich rozpo\u010det p\u0159edstavovat v\u00fdraznou z\u00e1t\u011b\u017e.<\/p>\n<p><a data-dot=\"atm-link\" target=\"_self\" href=\"https:\/\/www.novinky.cz\/clanek\/ekonomika-zvyste-dan-z-nemovitosti-doporucila-cesku-eu-40583456\" class=\"c_N\" rel=\"nofollow noopener\"><img fetchpriority=\"high\" height=\"2304\" width=\"4096\" src=\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/06\/1781872572_914_bydleni.jpeg\" loading=\"eager\" decoding=\"sync\" class=\"c_t c_r\"\/><\/a><\/p>\n<p class=\"c_bz\">\u201eT\u0159etina budouc\u00edch \u017eadatel\u016f o\u010dek\u00e1v\u00e1, \u017ee na spl\u00e1tku hypot\u00e9ky bude vyd\u00e1vat dokonce \u010d\u00e1stku p\u0159esahuj\u00edc\u00ed 40procentn\u00ed pod\u00edl \u010dist\u00fdch p\u0159\u00edjm\u016f dom\u00e1cnosti,\u201c konstatoval Jarom\u00edr \u0160indel, hlavn\u00ed ekonom \u010cesk\u00e9 bankovn\u00ed asociace.<\/p>\n<p class=\"c_bz\">Dos\u00e1hnout na hypot\u00e9ku je p\u0159i sou\u010dasn\u00fdch cen\u00e1ch nemovitost\u00ed komplikovan\u00e9 i\u00a0pro pr\u016fm\u011brn\u011b vyd\u011bl\u00e1vaj\u00edc\u00ed. Z\u00e1jemci proto po\u010d\u00edtaj\u00ed s\u00a0pomoc\u00ed rodiny. T\u0159etina dot\u00e1zan\u00fdch p\u0159edpokl\u00e1d\u00e1 spolufinancov\u00e1n\u00ed \u00fav\u011bru partnerem nebo rodi\u010di.<\/p>\n<p class=\"c_bz\">Z\u00e1rove\u0148 roste role investic. Zat\u00edmco loni pl\u00e1novalo vyu\u017e\u00edt k\u00a0n\u00e1kupu nemovitosti prost\u0159edky z\u00a0investi\u010dn\u00edch produkt\u016f 13\u00a0procent lid\u00ed, letos u\u017e to je 19\u00a0procent z\u00a0t\u011bch, kte\u0159\u00ed uva\u017euj\u00ed o\u00a0hypot\u00e9ce.<\/p>\n<p><a data-dot=\"atm-link\" target=\"_self\" href=\"https:\/\/www.novinky.cz\/clanek\/ekonomika-cnb-muze-po-roce-zvysit-sazby-inflaci-dal-zivi-sluzby-mzdy-i-geopolitika-40583433\" class=\"c_N\" rel=\"nofollow noopener\"><img height=\"2304\" width=\"4096\" src=\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/06\/1781676370_549_a71f.jpeg\" loading=\"eager\" decoding=\"sync\" class=\"c_t c_r\"\/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u201eVlastn\u00ed bydlen\u00ed z\u016fst\u00e1v\u00e1 pro \u010cechy jednou z\u00a0nejd\u016fle\u017eit\u011bj\u0161\u00edch \u017eivotn\u00edch priorit,\u201c uvedl Michal Straka, specialista finan\u010dn\u00edho trhu agentury Ipsos. \u201eZ&hellip;\n","protected":false},"author":2,"featured_media":115181,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[67,1311,423,68,4773,1984,565,780],"class_list":["post-123088","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-business","tag-bydleni","tag-byty","tag-byznys","tag-ceska-bankovni-asociace-cba","tag-hypoteky","tag-nemovitosti","tag-reality"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116776808578236228","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/123088","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=123088"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/123088\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/115181"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=123088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=123088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=123088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}