{"id":139159,"date":"2026-07-05T13:45:07","date_gmt":"2026-07-05T13:45:07","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/139159\/"},"modified":"2026-07-05T13:45:07","modified_gmt":"2026-07-05T13:45:07","slug":"mica-meni-pravidla-bez-licence-uz-kryptofirmy-v-eu-konci","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/139159\/","title":{"rendered":"MiCA m\u011bn\u00ed pravidla. Bez licence u\u017e kryptofirmy v EU kon\u010d\u00ed"},"content":{"rendered":"

Evropsk\u00fd kryptotrh od \u010dervence funguje podle tvrd\u0161\u00edch pravidel. Po konci p\u0159echodn\u00e9ho obdob\u00ed MiCA sm\u011bj\u00ed slu\u017eby spojen\u00e9 s kryptoaktivy nab\u00edzet jen licencovan\u00e9 firmy. \u010cesk\u00e1 n\u00e1rodn\u00ed banka ud\u011blila povolen\u00ed 11 subjekt\u016fm, zat\u00edmco nelicencovan\u00ed hr\u00e1\u010di v\u010detn\u011b Binance musej\u00ed v EU sv\u00e9 slu\u017eby ukon\u010dovat.<\/p>\n

Evropsk\u00fd trh s kryptem vstoupil od 1. \u010dervence 2026 do nov\u00e9 \u00e9ry. Skon\u010dilo p\u0159echodn\u00e9 obdob\u00ed podle na\u0159\u00edzen\u00ed MiCA a slu\u017eby souvisej\u00edc\u00ed s kryptoaktivy mohou v cel\u00e9 Evropsk\u00e9 unii nab\u00edzet u\u017e jen pr\u00e1vnick\u00e9 osoby s povolen\u00edm od p\u0159\u00edslu\u0161n\u00e9ho org\u00e1nu dohledu v n\u011bkter\u00e9m z \u010dlensk\u00fdch st\u00e1t\u016f.<\/p>\n

V \u010cesku takovou licenci od \u010cesk\u00e9 n\u00e1rodn\u00ed banky z\u00edskalo 11 subjekt\u016f. \u010cNB do za\u010d\u00e1tku \u010dervence posoudila celkem 251 \u017e\u00e1dost\u00ed o povolen\u00ed k poskytov\u00e1n\u00ed kryptoslu\u017eeb, v\u010detn\u011b ozn\u00e1men\u00ed u\u017e existuj\u00edc\u00edch subjekt\u016f finan\u010dn\u00edho trhu. Z toho 204 \u017e\u00e1dost\u00ed bylo pod\u00e1no v r\u00e1mci p\u0159echodn\u00e9ho obdob\u00ed.<\/p>\n

Nov\u00e1 pravidla se t\u00fdkaj\u00ed nap\u0159\u00edklad poskytovatel\u016f \u00faschovy kryptoaktiv, obchodn\u00edch platforem, centralizovan\u00fdch burz nebo firem nab\u00edzej\u00edc\u00edch investi\u010dn\u00ed poradenstv\u00ed a spr\u00e1vu v oblasti kryptoaktiv.<\/p>\n

\t\t\"Ivan<\/p>\n

\t\tBank\u00e9\u0159 Ivan \u0160ramko: \u010cesk\u00e1 inflace je pod kontrolou, rizikem je nep\u0159edv\u00eddateln\u00fd sv\u011bt
\n\t\tLeaders<\/a><\/p>\n

\u010cesk\u00e1 ekonomika se zat\u00edm dr\u017e\u00ed v relativn\u011b dobr\u00e9 kondici, inflace je pod kontrolou a \u010cesk\u00e1 n\u00e1rodn\u00ed banka nem\u00e1 d\u016fvod k dramatick\u00fdm z\u00e1sah\u016fm. P\u0159esto b\u00fdval\u00fd guvern\u00e9r slovensk\u00e9 centr\u00e1ln\u00ed banky a \u010dlen dozor\u010d\u00ed rady Trinity Bank Ivan \u0160ramko varuje, \u017ee ve sv\u011bt\u011b panuje mimo\u0159\u00e1dn\u00e1 m\u00edra nejistoty. O budouc\u00edm v\u00fdvoji rozhodnou konflikty na Bl\u00edzk\u00e9m v\u00fdchod\u011b a obchodn\u00ed politika Donalda Trumpa, naopak vliv v\u00e1lky na Ukrajin\u011b je nyn\u00ed minim\u00e1ln\u00ed.<\/p>\n

Stanislav \u0160ulc<\/p>\n

\tP\u0159e\u010d\u00edst \u010dl\u00e1nek<\/a><\/p>\n

Jasn\u011bj\u0161\u00ed pravidla a vy\u0161\u0161\u00ed standard ochrany klient\u016f<\/p>\n

Podle \u010dlena bankovn\u00ed rady \u010cNB Jana Proch\u00e1zky p\u0159ineslo na\u0159\u00edzen\u00ed MiCA na kryptotrh jasn\u011bj\u0161\u00ed pravidla a vy\u0161\u0161\u00ed standard ochrany klient\u016f. Licencovan\u00ed poskytovatel\u00e9 musej\u00ed spl\u0148ovat p\u0159\u00edsn\u00e9 po\u017eadavky na spr\u00e1vu a ochranu klientsk\u00fdch aktiv a nov\u011b podl\u00e9haj\u00ed dohledu.\u00a0\u201eJe to v\u00fdznamn\u00fd krok k pos\u00edlen\u00ed d\u016fv\u011bry v trh kryptoaktiv a tak\u00e9 impuls k jeho dal\u0161\u00edmu rozvoji,\u201c uvedl Proch\u00e1zka.<\/p>\n

Z\u00e1rove\u0148 ale upozornil, \u017ee ani licence a dohled neznamenaj\u00ed, \u017ee investov\u00e1n\u00ed do krypta je bez rizika. Investo\u0159i by proto podle n\u011bj m\u011bli d\u00e1l postupovat obez\u0159etn\u011b, rozum\u011bt tomu, do \u010deho vkl\u00e1daj\u00ed pen\u00edze, a nespol\u00e9hat na samotnou regulaci jako na z\u00e1ruku bezpe\u010d\u00ed.<\/p>\n

\u010cesk\u00e1 n\u00e1rodn\u00ed banka uvedla<\/a>, \u017ee obdr\u017eela nejvy\u0161\u0161\u00ed po\u010det \u017e\u00e1dost\u00ed podle MiCA v cel\u00e9 Evropsk\u00e9 unii. Velk\u00e1 \u010d\u00e1st z nich ale byla podle regul\u00e1tora obsahov\u011b nedostate\u010dn\u00e1 a chyb\u011bly v n\u00ed z\u00e1sadn\u00ed informace \u010di dokumenty pot\u0159ebn\u00e9 pro dal\u0161\u00ed posuzov\u00e1n\u00ed. \u010c\u00e1st \u017e\u00e1dost\u00ed podaly tak\u00e9 subjekty bez prokazateln\u00e9 historie, se s\u00eddlem na virtu\u00e1ln\u00ed adrese nebo s pl\u00e1nem vykon\u00e1vat \u010dinnost hlavn\u011b v zahrani\u010d\u00ed. N\u011bkte\u0159\u00ed \u017eadatel\u00e9 podali \u017e\u00e1dost opakovan\u011b.<\/p>\n

Na \u010desk\u00e9m trhu p\u0159itom nemusej\u00ed p\u016fsobit jen firmy s povolen\u00edm od \u010cNB. Kryptoslu\u017eby tu mohou nab\u00edzet i poskytovatel\u00e9 s licenc\u00ed z jin\u00e9ho \u010dlensk\u00e9ho st\u00e1tu EU, pokud vyu\u017eij\u00ed re\u017eim jednotn\u00e9ho evropsk\u00e9ho trhu. Stejn\u011b tak \u010desk\u00e9 licencovan\u00e9 firmy mohou po notifikaci nab\u00edzet slu\u017eby i v dal\u0161\u00edch zem\u00edch Unie.<\/p>\n

P\u0159\u00edle\u017eitost pro \u010desk\u00fd fintech<\/p>\n

Pr\u00e1v\u011b evropsk\u00fd rozm\u011br ozna\u010duje \u010cNB za jednu z hlavn\u00edch v\u00fdhod nov\u00e9 regulace. Subjekty s povolen\u00edm mohou po jednoduch\u00e9m ozn\u00e1men\u00ed nab\u00edzet sv\u00e9 slu\u017eby nap\u0159\u00ed\u010d celou Evropskou uni\u00ed, co\u017e m\u016f\u017ee b\u00fdt p\u0159\u00edle\u017eitost i pro \u010desk\u00fd fintech.<\/p>\n

Firmy, kter\u00e9 do 1. \u010dervence 2026 povolen\u00ed nez\u00edskaly, u\u017e v EU nesm\u011bj\u00ed slu\u017eby souvisej\u00edc\u00ed s kryptoaktivy d\u00e1l nab\u00edzet. Musej\u00ed zastavit n\u00e1bor nov\u00fdch klient\u016f a informovat ty st\u00e1vaj\u00edc\u00ed o dal\u0161\u00edm postupu p\u0159i ukon\u010dov\u00e1n\u00ed \u010dinnosti. Pokra\u010dov\u00e1n\u00ed bez licence m\u016f\u017ee znamenat poru\u0161en\u00ed na\u0159\u00edzen\u00ed MiCA a v\u00e9st k dohledov\u00fdm a sank\u010dn\u00edm opat\u0159en\u00edm.<\/p>\n

\t\t\"\"<\/p>\n

\t\t\u010cesk\u00e1 ekonomika se nepropad\u00e1, ale z\u00e1zrak nep\u0159ijde. Hospod\u00e1\u0159sk\u00e1 komora \u010dek\u00e1 r\u016fst jen 2,1 procenta
\n\t\tMoney<\/a><\/p>\n

\u010cesk\u00e1 ekonomika podle Hospod\u00e1\u0159sk\u00e9 komory letos poroste pomaleji, ne\u017e se \u010dekalo. V\u00fdhled zhor\u0161uje nap\u011bt\u00ed na Bl\u00edzk\u00e9m v\u00fdchod\u011b, dra\u017e\u0161\u00ed komodity a nejistota ve sv\u011bt\u011b, dom\u00e1cnosti ale maj\u00ed d\u00e1l dr\u017eet spot\u0159ebu a mzdy porostou rychleji ne\u017e ceny.<\/p>\n

\u010cTK<\/p>\n

\tP\u0159e\u010d\u00edst \u010dl\u00e1nek<\/a><\/p>\n

Podle \u010cNB se tato situace t\u00fdk\u00e1 tak\u00e9 jedn\u00e9 z nejv\u011bt\u0161\u00edch sv\u011btov\u00fdch kryptom\u011bnov\u00fdch burz Binance. Ta \u017e\u00e1dala o povolen\u00ed u \u0159eck\u00e9ho regul\u00e1tora, do konce p\u0159echodn\u00e9ho obdob\u00ed ale pot\u0159ebnou licenci nez\u00edskala. Od 1. \u010dervence proto mus\u00ed p\u0159estat poskytovat slu\u017eby souvisej\u00edc\u00ed s kryptoaktivy na cel\u00e9m \u00fazem\u00ed EU, v\u010detn\u011b \u010cesk\u00e9 republiky.<\/p>\n

Klient\u016fm kryptofirem \u010cNB doporu\u010duje ov\u011b\u0159it si status poskytovatele v registru Evropsk\u00e9ho org\u00e1nu pro cenn\u00e9 pap\u00edry a trhy ESMA nebo v seznamech regulovan\u00fdch subjekt\u016f na webu centr\u00e1ln\u00ed banky. Pokud poskytovatel pot\u0159ebn\u00e9 opr\u00e1vn\u011bn\u00ed nem\u00e1, m\u011bli by klienti zv\u00e1\u017eit p\u0159evod aktiv k licencovan\u00e9mu subjektu nebo do vlastn\u00ed kryptom\u011bnov\u00e9 pen\u011b\u017eenky.<\/p>\n

Kryptotrh tak po letech voln\u011bj\u0161\u00edho fungov\u00e1n\u00ed vstupuje do f\u00e1ze, v n\u00ed\u017e u\u017e samotn\u00e1 registrace nebo d\u0159\u00edv\u011bj\u0161\u00ed p\u016fsoben\u00ed na trhu nesta\u010d\u00ed. MiCA m\u00e1 sjednotit pravidla v cel\u00e9 Unii, zv\u00fd\u0161it ochranu klient\u016f a omezit prostor pro nepr\u016fhledn\u00e9 hr\u00e1\u010de. Pro \u010d\u00e1st firem je to p\u0159\u00edle\u017eitost k r\u016fstu, pro jin\u00e9 definitivn\u00ed konec evropsk\u00e9ho byznysu.<\/p>\n

VY\u0160EL LETN\u00cd NEWSTREAM CLUB\u00a0<\/p>\n

S\u00e1zky na r\u016fst \u010ceska se vypl\u00e1cej\u00ed. Potvrzuj\u00ed to lid\u00e9 r\u016fzn\u00fdch obor\u016f a z\u00e1jm\u016f, s nimi\u017e se m\u016f\u017eete potkat p\u0159i \u010dten\u00ed aktu\u00e1ln\u00edho vyd\u00e1n\u00ed magaz\u00ednu Newstream CLUB. \u010cesko m\u00e1 toti\u017e ob\u0159\u00ed potenci\u00e1l, kter\u00fd se da\u0159\u00ed \u010d\u00edm d\u00e1l v\u00edce vyu\u017e\u00edvat. Plat\u00ed to pro investory, glob\u00e1ln\u00ed i lok\u00e1ln\u00ed firmy, ale tak\u00e9 pro tuzemsk\u00fd realitn\u00ed trh. Jak se na vln\u011b z\u00e1jmu sv\u00e9zt, porad\u00ed letn\u00ed vyd\u00e1n\u00ed magaz\u00ednu.<\/p>\n

Na ob\u00e1lce magaz\u00ednu jsou sourozenci se Sara a Teo Sandevovi, kte\u0159\u00ed pat\u0159\u00ed ke generaci, kter\u00e1 u\u017e nemus\u00ed volit mezi p\u016fvodem a zem\u00ed, kde vyrostla. Ona jde hereckou cestou, on spojuje fotbal, studium a rodinn\u00fd byznys. Oba ale dob\u0159e v\u011bd\u00ed, \u017ee jejich nejv\u011bt\u0161\u00ed v\u00fdhodou je pr\u00e1v\u011b mix \u010desk\u00e9ho z\u00e1zem\u00ed a balk\u00e1nsk\u00fdch ko\u0159en\u016f.<\/p>\n

Aktu\u00e1ln\u00ed vyd\u00e1n\u00ed se v\u011bnuje pr\u00e1v\u011b s\u00e1zk\u00e1m na \u010cesko z\u00a0mnoha pohled\u016f: z\u00a0pohledu investor\u016f drobn\u00fdch i institucion\u00e1ln\u00edch, ale i z\u00a0pohledu lid\u00ed, kte\u0159\u00ed se sna\u017e\u00ed zemi posunout d\u00e1l. K\u00a0nim pat\u0159\u00ed nap\u0159\u00edklad Petr Dvo\u0159\u00e1k, kter\u00fd sh\u00e1n\u00ed soukrom\u00e9 prost\u0159edky na spolufinancov\u00e1n\u00ed stavby nov\u00e9 pra\u017esk\u00e9 filharmonie, nebo investor Marek Dospiva.<\/p>\n

\u010cesko se tak\u00e9 st\u00e1v\u00e1 \u010d\u00edm d\u00e1l v\u011bt\u0161\u00edm l\u00e1kadlem pro zahrani\u010dn\u00ed firmy, kter\u00e9 zde maj\u00ed v\u00fdvojov\u00e1 centra. D\u016fvod\u016f je cel\u00e1 \u0159ada, ale kl\u00ed\u010dov\u00e9 jsou pro glob\u00e1ln\u00ed firmy t\u0159i v\u011bci: vhodn\u00e1 geografick\u00e1 poloha, bezpe\u010dnost, a hlavn\u011b siln\u00e9 technick\u00e9 z\u00e1zem\u00ed, d\u00edky kter\u00e9mu tu mohou pracovat na nejpokro\u010dilej\u0161\u00edch inovac\u00edch.<\/p>\n

To potvrzuje nap\u0159\u00edklad \u0161\u00e9f glob\u00e1ln\u00ed technologick\u00e9 spole\u010dnosti Everpure Charlie Giancarlo, kter\u00fd p\u016fsobil v\u00a0nejv\u011bt\u0161\u00edch firm\u00e1ch sv\u011bta, st\u00e1l u zrodu internetu a nyn\u00ed se v\u011bnuje datov\u00fdm \u00falo\u017ei\u0161t\u00edm. Rozhovor s n\u00edm tak\u00e9 p\u0159in\u00e1\u0161\u00ed letn\u00ed vyd\u00e1n\u00ed magaz\u00ednu Newstream CLUB.\u00a0<\/p>\n

A rostouc\u00ed z\u00e1jem nadn\u00e1rodn\u00edch firem o mo\u017enost p\u016fsobit v\u00a0\u010cesku potvrzuje tak\u00e9 Toma\u0301s\u030c Partsch z\u00a0CTP, kter\u00fd vysv\u011btluje, jak se z\u00a0Brna st\u00e1v\u00e1 evropsk\u00e9 Silicon Valley.<\/p>\n

Dvan\u00e1ct\u00e9 vyd\u00e1n\u00ed \u010dtvrtletn\u00edku Newstream CLUB je v prodeji, distribuci zaji\u0161\u0165uje Send. Digit\u00e1ln\u00ed verzi magaz\u00ednu lze zakoupit p\u0159\u00edmo na newstream.cz.<\/p>\n","protected":false},"excerpt":{"rendered":"Evropsk\u00fd kryptotrh od \u010dervence funguje podle tvrd\u0161\u00edch pravidel. Po konci p\u0159echodn\u00e9ho obdob\u00ed MiCA sm\u011bj\u00ed slu\u017eby spojen\u00e9 s kryptoaktivy…\n","protected":false},"author":2,"featured_media":139160,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[3],"tags":[28500,19743,109,108,106,69,1080,36916,778,36915,703],"class_list":["post-139159","post","type-post","status-publish","format-standard","has-post-thumbnail","category-evropa","tag-binance","tag-cnb","tag-europa","tag-europe","tag-evropa","tag-investice","tag-investori","tag-kryptoinvestori","tag-kryptomeny","tag-mica","tag-penize"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116867676742363157","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/139159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=139159"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/139159\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/139160"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=139159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=139159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=139159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}