{"id":161010,"date":"2026-07-28T13:39:16","date_gmt":"2026-07-28T13:39:16","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/161010\/"},"modified":"2026-07-28T13:39:16","modified_gmt":"2026-07-28T13:39:16","slug":"prvni-pad-v-rodine-bazarnika-petra-stepanka-startup-ybox24-nesplaci-investorum-bali-kram","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/161010\/","title":{"rendered":"Prvn\u00ed p\u00e1d v rodin\u011b bazarn\u00edka Petra \u0160t\u011bp\u00e1nka. Startup ybox24 nespl\u00e1c\u00ed investor\u016fm, bal\u00ed kr\u00e1m"},"content":{"rendered":"<p>Doposud jen sp\u00ed\u0161e tu\u0161en\u00e9 probl\u00e9my skupiny firem podnikatele <a href=\"https:\/\/www.e15.cz\/byznys\/obchod-a-sluzby\/mrtve-stranky-a-hluche-telefony-popularni-autobazar-dluzici-stamiliony-se-odmlcel-investorum-1434496&amp;utm_content=5-premiumutm_content=mrtve-stranky-a%c2%a0hluche-telefony-popularni-autobazar-dluzici-stamiliony-se-odmlcel-investorum\" rel=\"nofollow noopener\" target=\"_blank\">Petra \u0160t\u011bp\u00e1nka<\/a> provozuj\u00edc\u00edho zn\u00e1m\u00fd bu\u0161t\u011bhradsk\u00fd autobazar, se za\u010d\u00ednaj\u00ed tvrd\u011b materializovat. A to v\u010detn\u011b prvn\u00edch potvrzen\u00fdch nezaplacen\u00fdch z\u00e1vazk\u016f v\u016f\u010di <a href=\"https:\/\/www.e15.cz\/byznys\/cesky-a-evropsky-autoprumysl\/aaa-auto-ceka-nova-era-kretinsky-chce-od-autobazaru-rychlejsi-rust-1433254\" rel=\"nofollow noopener\" target=\"_blank\">v\u011b\u0159itel\u016fm<\/a> z \u0159ad drobn\u00fdch <a href=\"https:\/\/www.e15.cz\/byznys\/finance-a-bankovnictvi\/znamy-prazsky-autobazar-pada-do-insolvence-dluzi-pres-200-milionu-veritele-hledaji-desitky-aut-1434024\" rel=\"nofollow noopener\" target=\"_blank\">investor\u016f<\/a>.\u00a0Prozrazuje to na sebe firma ybox24 ze \u0160t\u011bp\u00e1nkovy skupiny v insolven\u010dn\u00edm n\u00e1vrhu, kter\u00fd na sebe podala v z\u00e1v\u011bru \u010dervence. Startup zam\u011b\u0159en\u00fd na s\u00ed\u0165 samoobslu\u017en\u00fdch v\u00fddejn\u00edch box\u016f ze skupiny podnikatele Petra \u0160t\u011bp\u00e1nka v n\u00e1vrhu uv\u00e1d\u00ed, \u017ee hodl\u00e1 ukon\u010dit sv\u016fj byznys.\u00a0<\/p>\n<p>\u201eFinan\u010dn\u00ed situace spole\u010dnosti dosp\u011bla do stavu, kdy ji\u017e neexistuje re\u00e1ln\u00e1 mo\u017enost obnovit jej\u00ed platebn\u00ed schopnost b\u011b\u017en\u00fdm provozem ani prost\u0159ednictv\u00edm extern\u00edho financov\u00e1n\u00ed,&#8220; uv\u00e1d\u00ed v n\u00e1vrhu majitel ybox24 a n\u011bkdej\u0161\u00ed vlastn\u00edk skupiny Petr \u0160t\u011bp\u00e1nek. Podle n\u00e1vrhu v pokladn\u011b firmy zbylo 80 tis\u00edc a na \u00fa\u010dtu pak pouh\u00fdch 25 tis\u00edc korun. Firma u\u017e p\u0159itom podle sv\u00fdch slov dlu\u017e\u00ed na v\u00fdplat\u00e1ch investor\u016fm \u00faroky z vydan\u00fdch dluhopis\u016f za t\u00e9m\u011b\u0159 300 tis\u00edc korun. Bond\u016f p\u0159itom firma vydala v minulosti v objemu necel\u00fdch 23 milion\u016f korun, jak sama uv\u00e1d\u00ed.\u00a0<\/p>\n<p>Krach ambici\u00f3zn\u00edho pl\u00e1nu<\/p>\n<p>\u201eDal\u0161\u00ed pokra\u010dov\u00e1n\u00ed podnikatelsk\u00e9 \u010dinnosti by vedlo pouze k dal\u0161\u00edmu n\u00e1r\u016fstu z\u00e1vazk\u016f a ke zhor\u0161en\u00ed postaven\u00ed v\u011b\u0159itel\u016f,\u201c dod\u00e1v\u00e1 \u0160t\u011bp\u00e1nek s t\u00edm, \u017ee nedo\u0161lo k realizaci p\u0159ipravovan\u00fdch opat\u0159en\u00ed, kter\u00e1 m\u011bla byznys stabilizovat. \u201eV kr\u00e1tk\u00e9m \u010dasov\u00e9m obdob\u00ed se kumulovalo n\u011bkolik negativn\u00edch skute\u010dnost\u00ed, kter\u00e9 z\u00e1sadn\u00edm zp\u016fsobem ovlivnily provoz spole\u010dnosti, jej\u00ed likviditu i schopnost dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm,\u201c tvrd\u00ed d\u00e1le \u0160t\u011bp\u00e1nek.\u00a0<\/p>\n<p>V r\u00e1mci struktury firem kolem \u0160t\u011bp\u00e1nek Auto p\u0159edstavoval startup ybox24 p\u016fvodn\u011b ambici\u00f3zn\u00ed technologickou odbo\u010dku od hlavn\u00edho byznysu s ojetinami. Pr\u00e1v\u011b v\u00fdvojem sv\u00e9ho core byznysu na sebe skupina upozornila nejd\u0159\u00edve. B\u011bhem \u010dervence toti\u017e d\u0159\u00edve popul\u00e1rn\u00ed autobazar vypnul sv\u00e9 kontaktn\u00ed telefony, webov\u00e1 str\u00e1nka p\u0159estala fungovat, kl\u00ed\u010dov\u00e1 spole\u010dnost ve skupin\u011b zaji\u0161\u0165uj\u00edc\u00ed financov\u00e1n\u00ed a emisi dluhopis\u016f skon\u010dila veden\u00e1 na nezn\u00e1mou ma\u010farskou firmu a subjekty ze skupiny nav\u00edc \u010delily v \u010dervenci podan\u00e9mu trestn\u00edmu ozn\u00e1men\u00ed.\u00a0<\/p>\n<p>Pr\u00e1v\u011b na sv\u016fj hlavn\u00ed byznys p\u0159itom \u0160t\u011bp\u00e1nkovy firmy nabraly p\u0159inejmen\u0161\u00edm p\u0159es 400 milion\u016f korun od drobn\u00fdch investor\u016f formou dluhopis\u016f. Insolvence dce\u0159in\u00e9 spole\u010dnosti ybox24 je tak prvn\u00edm form\u00e1ln\u011b p\u0159iznan\u00fdm probl\u00e9mem firem ze \u0160t\u011bp\u00e1nkovy skupiny.\u00a0<\/p>\n<p>Od po\u010d\u00e1tku pochybn\u00e9<\/p>\n<p>O byznysmodelu ybox24 se experti vyjad\u0159ovali kriticky u\u017e d\u0159\u00edve. \u201eDluhy financuj\u00edc\u00ed projekt rostou, byznys model nen\u00ed investorovi v prospektu p\u0159edstaven tak, aby se dal ekonomicky dopo\u010d\u00edtat, p\u016fvodn\u00ed P2P pl\u00e1n pravd\u011bpodobn\u011b selhal a i nov\u00e1 \u201ae-commerce\u2018 verze p\u0159\u00edb\u011bhu v t\u00e9to f\u00e1zi nevypad\u00e1 jako stabiln\u00ed, prov\u011b\u0159en\u00fd model, ale sp\u00ed\u0161e jako pokra\u010duj\u00edc\u00ed experiment financovan\u00fd ciz\u00edmi pen\u011bzi,\u201c shrnul projekt letos v \u00fanoru port\u00e1l <a href=\"http:\/\/dluhopisar.cz\" rel=\"nofollow noopener\" target=\"_blank\">Dluhopisar.cz<\/a> zakladatele Martina Do\u010dekala. Do\u0161el p\u0159itom k z\u00e1v\u011bru, \u017ee z investorsk\u00e9ho hlediska ned\u00e1v\u00e1 smysl tyto dluhopisy vn\u00edmat jinak ne\u017e jako vysoce rizikovou s\u00e1zku. \u201eA to na startup, kde pom\u011br rizika a n\u00e1vratnosti podle n\u00e1s dostate\u010dn\u011b nekompenzuje podstupovan\u00e9 riziko,\u201c varoval u\u017e tehdy port\u00e1l.\u00a0<\/p>\n<p>Kl\u00ed\u010dov\u00fdm spou\u0161t\u011b\u010dem definitivn\u00edho kolapsu bylo podle tvrzen\u00ed \u0160t\u011bp\u00e1nka v insolven\u010dn\u00edm n\u00e1vrhu ybox24 ne\u010dekan\u00e9 odstoupen\u00ed strategick\u00e9ho investora v prvn\u00ed polovin\u011b roku. Snaha zachr\u00e1nit dohodu vedla na za\u010d\u00e1tku \u010dervence k divok\u00fdm p\u0159evod\u016fm majetku mezi \u0160t\u011bp\u00e1nkov\u00fdmi firmami s c\u00edlem pap\u00edrov\u011b nav\u00fd\u0161it bilan\u010dn\u00ed sumu startupu. Pl\u00e1n v\u0161ak selhal a p\u0159eveden\u00e9 flotily aut si kv\u016fli nespl\u00e1cen\u00ed z\u00e1vazk\u016f vz\u00e1p\u011bt\u00ed za\u010daly stahovat leasingov\u00e9 spole\u010dnosti. Zbylou hodnotu firmy tak tvo\u0159\u00ed p\u0159ev\u00e1\u017en\u011b samotn\u00e9 doru\u010dovac\u00ed boxy, av\u0161ak pades\u00e1tku z nich u\u017e d\u0159\u00edve zastavil finan\u010dn\u00ed \u00fa\u0159ad jako ru\u010den\u00ed za da\u0148ov\u00e9 nedoplatky jin\u00e9 \u0160t\u011bp\u00e1nkovy dluhopisov\u00e9 firmy, \u0160AInvestment. Ta byla je\u0161t\u011b v \u010dervnu epicentrem \u0160t\u011bp\u00e1nkovy skupiny, jeliko\u017e byla emitentem dluhopis\u016f s prospekty dovoluj\u00edc\u00edmi nabrat od investor\u016f potenci\u00e1ln\u011b i v\u00edce ne\u017e miliardu korun.\u00a0<\/p>\n<p>Ma\u010farsk\u00fd majetkov\u00fd \u010dard\u00e1\u0161<\/p>\n<p>V z\u00e1v\u011bru \u010dervna a b\u011bhem \u010dervence pot\u00e9 do\u0161lo k divok\u00fdm vlastnick\u00fdm prom\u011bn\u00e1m, kdy se firma \u0160AInvestment p\u0159ejmenovala na GAAInvestment a spolu s t\u00edm z majetkov\u00e9 struktury zmizel Petr \u0160t\u011bp\u00e1nek a nahradila jej ma\u010farsk\u00e1 firma Gabriel Automotive se s\u00eddlem v Budape\u0161ti, o kter\u00e9 ale prakticky nelze zjistit \u017e\u00e1dn\u00e9 informace. \u0160t\u011bp\u00e1nek zmizel z vlastnick\u00e9 struktury i z pozice jednatele. Na ot\u00e1zky e15 t\u00fdkaj\u00edc\u00ed se vlivu zm\u011bny vlastnick\u00e9 struktury autobazaru na schopnost splatit vydan\u00e9 dluhopisy, zaslan\u00e9 na uveden\u00fd kontaktn\u00ed e-mail, skupina do uz\u00e1v\u011brky nereagovala.\u00a0<\/p>\n<p>Firma \u0160AInvestment za\u010dala vyd\u00e1vat dluhopisy u\u017e v roce 2020. Jak u\u017e v srpnu 2024 uv\u00e1d\u011bl Dluhopisar.cz, jen do tohoto okam\u017eiku firma upsala dluhopisy za necelou p\u016flmiliardu korun. Dva dluhopisov\u00e9 prospekty firmy vyhotoven\u00e9 od roku 2020 p\u0159itom umo\u017e\u0148ovaly vydat bondy dohromady a\u017e v objemu 1,05 miliardy korun. U\u017e v roce 2024 p\u0159itom anal\u00fdza Do\u010dekalova port\u00e1lu upozor\u0148ovala na rizika dluhopisov\u00e9ho rolov\u00e1n\u00ed firmou, kter\u00e1 z nov\u00fdch emis\u00ed spl\u00e1cela ty star\u0161\u00ed, a poukazovala na v\u00fdznamn\u00e9 chyby p\u0159i veden\u00ed \u00fa\u010detnictv\u00ed.\u00a0<\/p>\n<p>Samotn\u00fd byznys s auty skupiny \u0160t\u011bp\u00e1nkov\u00fdch firem vykazoval v posledn\u00edch dostupn\u00fdch letech stagnuj\u00edc\u00ed v\u00fdsledky. Posledn\u00ed dostupn\u00e1 \u00fa\u010detn\u00ed z\u00e1v\u011brka firmy \u0160ACompany za rok 2024 mluv\u00ed sice o zhruba stoprocentn\u00edm n\u00e1r\u016fstu tr\u017eeb na p\u0159ibli\u017en\u011b 134 milion\u016f korun, zisk v letech 2024 a 2023 byl nicm\u00e9n\u011b prakticky shodn\u00fd, kolem 1,1 a\u017e 1,2 milionu korun. Obdobn\u00e9ho zisku kolem jednoho milionu korun firma dosahovala i v letech 2022 a 2021.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"Doposud jen sp\u00ed\u0161e tu\u0161en\u00e9 probl\u00e9my skupiny firem podnikatele Petra \u0160t\u011bp\u00e1nka provozuj\u00edc\u00edho zn\u00e1m\u00fd bu\u0161t\u011bhradsk\u00fd autobazar, se za\u010d\u00ednaj\u00ed tvrd\u011b materializovat.&hellip;\n","protected":false},"author":2,"featured_media":161011,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[14],"tags":[10219,68,2138,79,1099,32302,3453,651,80],"class_list":["post-161010","post","type-post","status-publish","format-standard","has-post-thumbnail","category-zabava","tag-autobazar","tag-byznys","tag-dluhopis","tag-entertainment","tag-investor","tag-martin-docekal","tag-petr-stepanek","tag-rodina","tag-zabava"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116997886248230825","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/161010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=161010"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/161010\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/161011"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=161010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=161010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=161010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}