{"id":168834,"date":"2026-08-05T03:46:10","date_gmt":"2026-08-05T03:46:10","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/168834\/"},"modified":"2026-08-05T03:46:10","modified_gmt":"2026-08-05T03:46:10","slug":"kazachstan-predbehl-evropu-zavadi-digitalni-menu","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/168834\/","title":{"rendered":"Kazachst\u00e1n p\u0159edb\u011bhl Evropu. Zav\u00e1d\u00ed digit\u00e1ln\u00ed m\u011bnu"},"content":{"rendered":"

Kazachst\u00e1n spustil vlastn\u00ed digit\u00e1ln\u00ed m\u011bnu. Podobu jeho tenge u\u017e dokon\u010dilo tamn\u00ed ministerstvo financ\u00ed a zav\u00e1d\u00ed ji do praxe. O\u010dek\u00e1v\u00e1, \u017ee se za\u010dne vyu\u017e\u00edvat od srpna p\u0159i ve\u0159ejn\u00fdch zak\u00e1zk\u00e1ch na n\u00e1kup l\u00e9\u010div, pohonn\u00fdch hmot, maziv a dal\u0161\u00edch materi\u00e1ln\u00edch z\u00e1sob, plat\u00ed ale tak\u00e9 pro ob\u010dany. Oproti tomu zat\u00edm posledn\u00ed term\u00edn digit\u00e1ln\u00edho<\/a> eura pl\u00e1nuje ECB na rok 2029.\u00a0<\/p>\n

Podle serveru The Astana Times N\u00e1rodn\u00ed banka Kazachst\u00e1nu ji\u017e emitovala 340 miliard digit\u00e1ln\u00edch tenge (zhruba 13,14 miliardy korun), p\u0159i\u010dem\u017e st\u00e1t v nich dosud dokon\u010dil nebo p\u0159ipravuje celkem 80 projekt\u016f zahrnuj\u00edc\u00edch oblasti od dopravn\u00ed infrastruktury p\u0159es zdravotnictv\u00ed a\u017e po zem\u011bd\u011blsk\u00e9 dotace.\u00a0<\/p>\n

\"Va\u0161e<\/a>Va\u0161e karta je jen kus plastu, kdy\u017e nejde proud. Krize donutily digit\u00e1ln\u00ed velmoci vracet se k hotovosti<\/a><\/p>\n

Hlavn\u00edm c\u00edlem tohoto nasazen\u00ed je zv\u00fd\u0161it kontrolu nad vyu\u017e\u00edv\u00e1n\u00edm ve\u0159ejn\u00fdch financ\u00ed prost\u0159ednictv\u00edm programovateln\u00fdch plateb. Jak uv\u00e1d\u011bj\u00ed agentura Qazinform a den\u00edk The Times of Central Asia, digit\u00e1ln\u00ed tenge vyu\u017e\u00edv\u00e1 chytr\u00e9 kontrakty, kter\u00e9 umo\u017e\u0148uj\u00ed \u00fa\u010delov\u011b v\u00e1zat st\u00e1tn\u00ed prost\u0159edky a sledovat jejich tok od rozpo\u010dtov\u00e9 alokace a\u017e ke kone\u010dn\u00e9mu p\u0159\u00edjemci nebo gener\u00e1ln\u00edmu dodavateli.\u00a0<\/p>\n

Pro b\u011b\u017en\u00e9 obyvatele to znamen\u00e1, \u017ee mohou svou platebn\u00ed kartu sv\u00e1zat s digit\u00e1ln\u00ed m\u011bnou, st\u00e1t jim v n\u00ed tak\u00e9 m\u016f\u017ee vypl\u00e1cet nap\u0159\u00edklad d\u00e1vky. Funguje tak\u00e9 v aplikac\u00edch komer\u010dn\u00edch bank a technologick\u00e1 architektura umo\u017e\u0148uje bezkontaktn\u00ed platby z mobilu na mobil i bez aktivn\u00edho p\u0159ipojen\u00ed k internetu.\u00a0<\/p>\n

P\u0159ehled st\u00e1tn\u00edch digit\u00e1ln\u00edch m\u011bn (CBDC)Zem\u011b \/ M\u011bnov\u00e1 unieN\u00e1zev m\u011bnyRok spu\u0161t\u011bn\u00edStav projektuBahamySand Dollar2020Pln\u00fd provoz\u010c\u00ednae-CNY (Digit\u00e1ln\u00ed j\u00fcan)2020Rozs\u00e1hl\u00fd pilotn\u00ed projektV\u00fdchodokaribsk\u00e1 m\u011bnov\u00e1 unieDCash2021Pln\u00fd provozNig\u00e9rieeNaira2021Pln\u00fd provozJamajkaJAM-DEX2022Pln\u00fd provozIndieDigit\u00e1ln\u00ed rupie (e\u20b9)2022Pilotn\u00ed projektRuskoDigit\u00e1ln\u00ed rubl2023Pilotn\u00ed projektKazachst\u00e1nDigit\u00e1ln\u00ed tenge2023 \/ 2026Pln\u00fd provoz<\/p>\n

Zdroj dat: Atlantsk\u00e1 rada (CBDC Tracker), centr\u00e1ln\u00ed banky. Ov\u011b\u0159en\u00e1 data k srpnu 2026.<\/p>\n

Pro firmy ve st\u00e1tn\u00edch tendrech dosud bylo p\u0159ek\u00e1\u017ekou \u0161ir\u0161\u00edho vyu\u017eit\u00ed zapojen\u00ed subdodavatel\u016f, kte\u0159\u00ed podle platn\u00e9 legislativy nemuseli chytr\u00e9 kontrakty vyu\u017e\u00edvat. Ministerstvo financ\u00ed proto p\u0159ipravilo legislativn\u00ed zm\u011bny, jejich\u017e c\u00edlem je tuto mezeru odstranit a roz\u0161\u00ed\u0159it sledovatelnost finan\u010dn\u00edch tok\u016f nap\u0159\u00ed\u010d cel\u00fdm dodavatelsk\u00fdm \u0159et\u011bzcem.\u00a0<\/p>\n

Digit\u00e1ln\u00ed m\u011bnu zavedlo jen p\u00e1r zem\u00ed<\/p>\n

Kazachst\u00e1n<\/a> se t\u00edmto krokem za\u0159azuje v oboru mezi pion\u00fdrsk\u00e9 zem\u011b. Na sv\u011bt\u011b jsou jich dosud jednotky v z\u00e1vislosti na tom, jakou formou nebo kde v\u0161ude digit\u00e1ln\u00ed m\u011bna funguje. M\u00e1 ji nap\u0159\u00edklad Jamajka, Zimbabwe, Nig\u00e9rie \u010di Bahamy. Velk\u00fd projekt b\u011b\u017e\u00ed v \u010c\u00edn\u011b, zat\u00edm v pilotn\u00edm re\u017eimu, podobn\u011b jako v Rusku, kter\u00e9 se p\u0159ipravuje na brzk\u00e9 spu\u0161t\u011bn\u00ed. Zem\u011b \u010del\u00ed podez\u0159en\u00ed, \u017ee jej\u00ed motivac\u00ed je obch\u00e1zen\u00ed sankc\u00ed.\u00a0<\/p>\n

Evropsk\u00e1 centr\u00e1ln\u00ed banka (ECB) oproti tomu teprve pracuje na v\u00fdb\u011bru bank, kter\u00e9 maj\u00ed z\u00e1jem se z\u00fa\u010dastnit pilotn\u00ed f\u00e1ze digit\u00e1ln\u00edho eura.\u00a0<\/p>\n

A nep\u016fjde o levnou z\u00e1le\u017eitost. Zaveden\u00ed m\u011bny by mohlo podle \u010dlena Rady guvern\u00e9r\u016f Evropsk\u00e9 centr\u00e1ln\u00ed banky Piera Cipolloneho st\u00e1t evropsk\u00e9 banky v prvn\u00edch \u010dty\u0159ech letech \u010dty\u0159i a\u017e \u0161est miliard eur (97 miliard a\u017e 145,5 miliardy korun). Samotnou centr\u00e1ln\u00ed banku by zaveden\u00ed nov\u00e9 digit\u00e1ln\u00ed m\u011bny m\u011blo odhadem st\u00e1t kolem 1,3 miliardy eur a n\u00e1klady ECB na provoz m\u011bny maj\u00ed \u010dinit asi 300 milion\u016f eur ro\u010dn\u011b.\u00a0<\/p>\n

\"\u0160\u00e9fka<\/a>\u0160\u00e9fka Evropsk\u00e9 centr\u00e1ln\u00ed banky slibuje modern\u00ed platby, internet ale sly\u0161\u00ed digit\u00e1ln\u00ed diktaturu<\/a><\/p>\n

Obchodn\u00edci by naopak m\u011bli na digit\u00e1ln\u00edm euru u\u0161et\u0159it, proto\u017ee poplatky za tyto platby budou zastropov\u00e1ny a jejich v\u00fd\u0161e m\u00e1 b\u00fdt ni\u017e\u0161\u00ed ne\u017e u poplatk\u016f, kter\u00e9 si v sou\u010dasn\u00e9 dob\u011b za bezhotovostn\u00ed transakce \u00fa\u010dtuj\u00ed mezin\u00e1rodn\u00ed spole\u010dnosti Mastercard nebo Visa.\u00a0<\/p>\n

ECB ve spolupr\u00e1ci se soukrom\u00fdmi dodavateli buduje nyn\u00ed infrastrukturu pro digit\u00e1ln\u00ed euro, kter\u00e1 bude fungovat prost\u0159ednictv\u00edm \u00fa\u010dt\u016f, je\u017e budou m\u00edt obyvatel\u00e9 euroz\u00f3ny u centr\u00e1ln\u00ed banky. Ob\u010dan\u00e9 EU mimo euroz\u00f3nu budou tak\u00e9 moci platit digit\u00e1ln\u00edmi eury, pokud jejich n\u00e1rodn\u00ed centr\u00e1ln\u00ed banka uzav\u0159e dohodu s ECB, dodal Cipollone.\u00a0<\/p>\n

ECB nyn\u00ed \u010dek\u00e1 na schv\u00e1len\u00ed p\u0159\u00edslu\u0161n\u00e9 evropsk\u00e9 legislativy, kter\u00e1 by j\u00ed umo\u017enila digit\u00e1ln\u00ed euro vydat. Banka projekt vn\u00edm\u00e1 jako zp\u016fsob, jak udr\u017eet v\u00fdznam ve\u0159ejn\u00fdch pen\u011bz v digit\u00e1ln\u00ed ekonomice, sjednotit rozt\u0159\u00ed\u0161t\u011bn\u00fd platebn\u00ed trh v Evrop\u011b a omezit z\u00e1vislost na poskytovatel\u00edch platebn\u00edch slu\u017eeb ze zem\u00ed mimo EU, \u010d\u00edm\u017e by podle n\u00ed pos\u00edlila m\u011bnovou suverenitu a ekonomickou bezpe\u010dnost bloku.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"Kazachst\u00e1n spustil vlastn\u00ed digit\u00e1ln\u00ed m\u011bnu. Podobu jeho tenge u\u017e dokon\u010dilo tamn\u00ed ministerstvo financ\u00ed a zav\u00e1d\u00ed ji do praxe.…\n","protected":false},"author":2,"featured_media":168835,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[3],"tags":[41531,11611,685,109,108,7968,106,321,571,4834,1733,2484],"class_list":["post-168834","post","type-post","status-publish","format-standard","has-post-thumbnail","category-evropa","tag-astana","tag-banka","tag-centralni-banka","tag-europa","tag-europe","tag-eurozona","tag-evropa","tag-evropska-centralni-banka","tag-evropska-unie","tag-kazachstan","tag-korupce","tag-verejna-zakazka"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/117040852938967292","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/168834","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=168834"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/168834\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/168835"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=168834"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=168834"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=168834"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}