{"id":170391,"date":"2026-08-06T10:18:12","date_gmt":"2026-08-06T10:18:12","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/170391\/"},"modified":"2026-08-06T10:18:12","modified_gmt":"2026-08-06T10:18:12","slug":"velky-obrat-ceskych-bank-po-partners-se-k-bitcoinu-chysta-i-ceska-sporitelna-i-raiffeisenbank","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/170391\/","title":{"rendered":"Velk\u00fd obrat \u010desk\u00fdch bank. Po Partners se k bitcoinu chyst\u00e1 i \u010cesk\u00e1 spo\u0159itelna i Raiffeisenbank"},"content":{"rendered":"

Partners Banka<\/a> umo\u017en\u00ed od pond\u011bl\u00ed 10. srpna obchodov\u00e1n\u00ed s kryptom\u011bnou bitcoin p\u0159\u00edmo ve sv\u00e9 bankovn\u00ed aplikaci. Stane se tak prvn\u00ed bankovn\u00ed instituc\u00ed v \u010cesku, kter\u00e1 tuto slu\u017ebu nab\u00eddne. Nebude nutn\u00e9 registrovat se na kryptom\u011bnov\u00e9 burze ani vyu\u017e\u00edt \u017e\u00e1dn\u00e9 extern\u00ed n\u00e1stroje. C\u00edlem je umo\u017enit klient\u016fm diverzifikovat jejich investi\u010dn\u00ed portfolio.\u00a0\u00a0<\/p>\n

\u201eBitcoin dnes zaj\u00edm\u00e1 v\u00fdznamnou \u010d\u00e1st \u010desk\u00e9 ve\u0159ejnosti, cesta k jeho n\u00e1kupu je ale pro mnoho lid\u00ed st\u00e1le zbyte\u010dn\u011b slo\u017eit\u00e1. Chceme klient\u016fm umo\u017enit, aby ho mohli nakoupit jednodu\u0161e a p\u0159ehledn\u011b. Z\u00e1rove\u0148 otev\u0159en\u011b \u0159\u00edk\u00e1me, \u017ee bitcoin je rizikov\u00e9 aktivum a m\u011bl by b\u00fdt pouze dopl\u0148kem dob\u0159e rozlo\u017een\u00e9ho investi\u010dn\u00edho portfolia maxim\u00e1ln\u011b ve v\u00fd\u0161i p\u011bti procent, nikoliv jeho z\u00e1kladem,\u201c \u0159\u00edk\u00e1 gener\u00e1ln\u00ed \u0159editel Partners Banky Petr Borkovec.\u00a0<\/p>\n

Regulatorn\u00ed n\u00e1roky<\/p>\n

Obchodov\u00e1n\u00ed a \u00faschovu klienty zakoupen\u00e9ho bitcoinu bude pro Partners zaji\u0161\u0165ovat \u010desk\u00e1 kryptosm\u011bn\u00e1rna Anycoin, kter\u00e1 na trhu p\u016fsob\u00ed od roku 2018. Ta pat\u0159\u00ed ke spole\u010dnostem, kter\u00e9 z\u00edskaly povolen\u00ed \u010cesk\u00e9 n\u00e1rodn\u00ed banky k poskytov\u00e1n\u00ed slu\u017eeb souvisej\u00edc\u00edch s kryptoaktivy v souladu s nov\u00fdm evropsk\u00fdm na\u0159\u00edzen\u00edm MiCA<\/a>.\u00a0Tato regulace Evropsk\u00e9 unie od za\u010d\u00e1tku \u010dervence sjednocuje pravidla pro poskytovatele kryptom\u011bnov\u00fdch slu\u017eeb a v \u010cesku ji zat\u00edm z\u00edskalo jeden\u00e1ct firem.\u00a0<\/p>\n

\u201eP\u0159in\u00e9st kryptom\u011bnov\u00e9 slu\u017eby p\u0159\u00edmo do bankovn\u00ed aplikace znamen\u00e1 skloubit \u0161pi\u010dkov\u00e9 technologie s p\u0159\u00edsn\u00fdmi regulatorn\u00edmi po\u017eadavky. Nejde o jednoduch\u00fd proces, ale proto\u017ee byla spolupr\u00e1ce s bankami o\u010dek\u00e1van\u00fdm krokem, byli jsme na n\u011bj dob\u0159e p\u0159ipraveni,\u201c vysv\u011btluje \u0159editel Anycoinu Marek Kyrsch.\u00a0<\/p>\n

\"Z<\/a>Z pen\u011b\u017eenek nen\u00e1vratn\u011b zmizely bitcoiny za miliardy. Kauza Coldcard v ot\u00e1zk\u00e1ch a odpov\u011bd\u00edch<\/a><\/p>\n

Samotn\u00e9 zalo\u017een\u00ed kryptom\u011bnov\u00e9ho \u00fa\u010dtu v aplikaci banky bude zdarma. Klient v\u0161ak zaplat\u00ed poplatek v\u017edy p\u0159i n\u00e1kupu \u010di prodeji bitcoinu. Ten bude v sou\u010dtu \u010dinit dv\u011b procenta, z \u010deho\u017e Partners Banka \u00fa\u010dtuje 1,5 procenta, Anycoin pot\u00e9 0,5 procenta z celkov\u00e9 hodnoty transakce. Minim\u00e1ln\u00ed hodnota pro n\u00e1kup nebo prodej bude \u010dinit 500 korun, horn\u00edm limitem pak bude \u010d\u00e1stka 1,5 milionu korun.\u00a0<\/p>\n

P\u0159idaj\u00ed se i dal\u0161\u00ed banky<\/p>\n

P\u0159\u00edm\u00e9 obchodov\u00e1n\u00ed s kryptom\u011bnami prost\u0159ednictv\u00edm mobiln\u00ed aplikace pl\u00e1nuj\u00ed i dal\u0161\u00ed \u010desk\u00e9 banky. Jednou z nich je Raiffeisenbank, o \u010dem\u017e e15 informovala ji\u017e d\u0159\u00edve<\/a>.\u00a0\u201eSpu\u0161t\u011bn\u00ed mo\u017enosti obchodov\u00e1n\u00ed bitcoinu p\u0159\u00edmo v na\u0161\u00ed aplikaci Raiffeisen investice pl\u00e1nujeme, \u010das spu\u0161t\u011bn\u00ed je\u0161t\u011b up\u0159esn\u00edme,\u201c sd\u011blila tiskov\u00e1 mluv\u010d\u00ed banky Tereza Kaiser\u0161otov\u00e1. D\u016fvodem je podle n\u00ed snaha nab\u00eddnout klient\u016fm plnou \u0161k\u00e1lu investi\u010dn\u00edch p\u0159\u00edle\u017eitost\u00ed, co\u017e v dne\u0161n\u00ed dob\u011b zahrnuje i mo\u017enost n\u00e1kupu kryptom\u011bn p\u0159\u00edmo v aplikaci.\u00a0<\/p>\n

P\u0159id\u00e1n\u00ed t\u00e9to investi\u010dn\u00ed p\u0159\u00edle\u017eitosti zva\u017euje i \u010cesk\u00e1 spo\u0159itelna. \u201eZaveden\u00ed mo\u017enosti n\u00e1kupu kryptom\u011bn intenzivn\u011b analyzujeme, jeliko\u017e se u \u0159ady lid\u00ed dnes ji\u017e jedn\u00e1 o b\u011b\u017enou sou\u010d\u00e1st investi\u010dn\u00edho portfolia,\u201c uvedl mluv\u010d\u00ed Filip Hrub\u00fd. Banka ji\u017e od roku 2024 nab\u00edz\u00ed klient\u016fm n\u00e1kup ETF nav\u00e1zan\u00fdch na bitcoin, ether nebo solanu. Zdroj redakce e15 p\u0159\u00edmo z \u010cesk\u00e9 spo\u0159itelny potvrdil, \u017ee banka mo\u017enost n\u00e1kupu kryptom\u011bn prost\u0159ednictv\u00edm mobiln\u00ed aplikace t\u00e9m\u011b\u0159 jist\u011b spust\u00ed.\u00a0<\/p>\n

Je\u0161t\u011b p\u0159ed n\u011bkolika lety se p\u0159itom \u010desk\u00e9 bankovn\u00ed instituce stav\u011bly k bitcoinu a kryptom\u011bn\u00e1m obecn\u011b velmi kriticky. Raiffeisenbank nap\u0159\u00edklad po akvizici Equa bank zru\u0161ila bankovn\u00ed \u00fa\u010dty<\/a> kryptosm\u011bn\u00e1rn\u00e1m a burz\u00e1m s odkazem na bezpe\u010dnostn\u00ed rizika. Air Bank a Moneta Money Bank zase v minulosti blokovaly<\/a> odchoz\u00ed platby na kryptom\u011bnov\u00e9 burzy. Kritick\u00fd postoj v\u016f\u010di kryptom\u011bn\u00e1m d\u0159\u00edve zast\u00e1val<\/a> i s\u00e1m Petr Borkovec z Partners.\u00a0<\/p>\n

Naopak dlouhodob\u011b velmi vst\u0159\u00edcn\u011b se k bitcoinu stav\u00ed guvern\u00e9r \u010cesk\u00e9 n\u00e1rodn\u00ed banky Ale\u0161 Michl. Chce za\u0159adit kryptom\u011bnu do rezerv centr\u00e1ln\u00ed banky. N\u00e1sledn\u011b z\u00edskal souhlas bankovn\u00ed rady k hlub\u0161\u00ed anal\u00fdze a loni v listopadu dohl\u00ed\u017eel na prvn\u00ed n\u00e1kup digit\u00e1ln\u00edch aktiv v r\u00e1mci testovac\u00edho portfolia, kter\u00e9 zahrnovalo i bitcoin. Intern\u00ed anal\u00fdza podle n\u011bj ukazuje, \u017ee u\u017e zhruba jednoprocentn\u00ed pod\u00edl by zv\u00fd\u0161il o\u010dek\u00e1van\u00fd v\u00fdnos portfolia, ani\u017e by v\u00fdrazn\u011b narostla jeho rizikovost. Kryptom\u011bnu naposledy otev\u0159en\u011b obhajoval letos na ja\u0159e na konferenci Bitcoin 2026 v Las Vegas. \u201eCentr\u00e1ln\u00ed banky a bitcoin \u2013 v\u011bt\u0161ina lid\u00ed tyto dv\u011b v\u011bci nespojuje. J\u00e1 ano,\u201c uvedl Michl v USA. Podle n\u011bj je pot\u0159eba diverzifikovat rezervn\u00ed portfolia mimo tradi\u010dn\u00ed aktiva.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"Partners Banka umo\u017en\u00ed od pond\u011bl\u00ed 10. srpna obchodov\u00e1n\u00ed s kryptom\u011bnou bitcoin p\u0159\u00edmo ve sv\u00e9 bankovn\u00ed aplikaci. Stane se…\n","protected":false},"author":2,"featured_media":170392,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[11611,3244,623,67,68,994,42,16268,17496,14204,10058,21614,10255],"class_list":["post-170391","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-banka","tag-bitcoin","tag-burza","tag-business","tag-byznys","tag-ceska-sporitelna","tag-cesko","tag-kryptomena","tag-mobilni-aplikace","tag-partners-banka","tag-partners-financial-services","tag-petr-borkovec","tag-raiffeisenbank"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/117048056859501633","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/170391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=170391"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/170391\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/170392"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=170391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=170391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=170391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}