{"id":172903,"date":"2026-08-08T15:37:18","date_gmt":"2026-08-08T15:37:18","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/172903\/"},"modified":"2026-08-08T15:37:18","modified_gmt":"2026-08-08T15:37:18","slug":"na-co-mate-narok-z-pojisteni-pri-problemech-v-letadle","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/172903\/","title":{"rendered":"Na co m\u00e1te n\u00e1rok z poji\u0161t\u011bn\u00ed p\u0159i probl\u00e9mech v letadle"},"content":{"rendered":"

Cestovn\u00ed poji\u0161t\u011bn\u00ed se samoz\u0159ejm\u011b hod\u00ed p\u0159i komplikac\u00edch b\u011bhem pobytu v\u00a0zahrani\u010d\u00ed. Krom\u011b nep\u0159\u00edjemnost\u00ed b\u011bhem dovolen\u00e9 ale pokr\u00fdv\u00e1 i\u00a0ud\u00e1losti, kter\u00e9 mohou nastat je\u0161t\u011b p\u0159edt\u00edm, ne\u017e cestuj\u00edc\u00ed v\u016fbec doraz\u00ed do c\u00edle, nap\u0159\u00edklad pokud vzniknou zdravotn\u00ed komplikace je\u0161t\u011b na palub\u011b letadla.<\/p>\n

Mezi nej\u010dast\u011bj\u0161\u00ed zdravotn\u00ed ud\u00e1losti hl\u00e1\u0161en\u00e9 klienty po cest\u011b letadlem pat\u0159\u00ed podle\u00a0 specialistky komunikace poji\u0161\u0165ovny Allianz Kate\u0159iny Pavl\u00edkov\u00e9 respira\u010dn\u00ed onemocn\u011bn\u00ed (zejm\u00e9na nachlazen\u00ed zp\u016fsoben\u00e9 klimatizac\u00ed) a\u00a0u d\u011bt\u00ed bolesti u\u0161\u00ed p\u0159i vzletu a\u00a0p\u0159ist\u00e1n\u00ed kv\u016fli zm\u011bn\u00e1m atmosf\u00e9rick\u00e9ho tlaku.<\/p>\n

\u201eZ\u00e1va\u017en\u011bj\u0161\u00edm, by\u0165 m\u00e9n\u011b \u010dast\u00fdm rizikem, je hlubok\u00e1 \u017eiln\u00ed tromb\u00f3za, zejm\u00e9na u\u00a0del\u0161\u00edch let\u016f a\u00a0u osob s\u00a0rizikov\u00fdmi faktory. Zv\u00fd\u0161en\u00e9 opatrnosti je t\u0159eba u\u00a0cestuj\u00edc\u00edch s\u00a0chronick\u00fdmi plicn\u00edmi \u010di kardiovaskul\u00e1rn\u00edmi onemocn\u011bn\u00edmi,\u201c up\u0159esnila Pavl\u00edkov\u00e1.<\/p>\n

Podle mana\u017eera marketingu a\u00a0komunikace Ergo Cestovn\u00ed poji\u0161\u0165ovny Vlastimila Divok\u00e9ho nast\u00e1vaj\u00ed n\u011bkdy p\u0159i cest\u011b z\u00a0dovolen\u00e9 celkov\u00e9 nebo srde\u010dn\u00ed kolapsy. Zdravotn\u00ed probl\u00e9my \u010dasto nastanou u\u017e na dovolen\u00e9, kde je cestuj\u00edc\u00ed ale necht\u011bj\u00ed \u0159e\u0161it, nezavolaj\u00ed asisten\u010dn\u00ed slu\u017eb\u011b a\u00a0\u0159eknou si, \u017ee to vydr\u017e\u00ed dom\u016f. Po cest\u011b se v\u0161ak jejich stav vlivem r\u016fzn\u00fdch okolnost\u00ed zhor\u0161\u00ed na palub\u011b letadla.<\/p>\n

<\/a><\/p>\n

\u201eLeteck\u00e1 skupina Smartwings eviduje od za\u010d\u00e1tku roku celkem 185\u00a0p\u0159\u00edpad\u016f, kdy pos\u00e1dky letadel \u0159e\u0161ily zdravotn\u00ed komplikace u\u00a0cestuj\u00edc\u00edch – od m\u00e9n\u011b z\u00e1va\u017en\u00fdch stav\u016f a\u017e po z\u00e1va\u017en\u00e9. Ve \u010dty\u0159ech p\u0159\u00edpadech se jednalo o\u00a0z\u00e1va\u017en\u00e9 zdravotn\u00ed stavy cestuj\u00edc\u00edch, kdy v\u00a0z\u00e1jmu z\u00e1chrany jejich \u017eivota\u00a0bylo rozhodnuto o\u00a0odklonu letu (diverzi) na nejbli\u017e\u0161\u00ed vhodn\u00e9 leti\u0161t\u011b, kde byl cestuj\u00edc\u00ed p\u0159ed\u00e1n do p\u00e9\u010de z\u00e1chrann\u00e9 slu\u017eby. U\u00a0valn\u00e9 v\u011bt\u0161iny p\u0159\u00edpad\u016f zdravotn\u00edch komplikac\u00ed na palub\u00e1ch letadel se jedn\u00e1 o\u00a0m\u00e9n\u011b z\u00e1va\u017en\u00e9 stavy, kter\u00e9 nevy\u017eaduj\u00ed p\u0159\u00edtomnost l\u00e9ka\u0159e (nap\u0159. nevolnosti nebo kr\u00e1tkodob\u00e9 zdravotn\u00ed obt\u00ed\u017ee),\u201c poznamenala mluv\u010d\u00ed Smartwings Vla\u010fka Dufkov\u00e1. Smartwings<\/a> u\u017e b\u011bhem sv\u00e9 existence zvl\u00e1dly dokonce dva porody.<\/p>\n

Sou\u010d\u00e1st\u00ed poji\u0161t\u011bn\u00ed je i\u00a0repatriace<\/p>\n

Pokud je nap\u0159\u00edklad pot\u0159eba, aby letadlo mimo\u0159\u00e1dn\u011b p\u0159ist\u00e1lo, co\u017e nast\u00e1v\u00e1 jen u\u00a0velmi v\u00e1\u017en\u00fdch zdravotn\u00edch komplikac\u00ed, stevardi p\u0159edem informuj\u00ed pozemn\u00ed person\u00e1l, kter\u00fd zajist\u00ed l\u00e9ka\u0159skou pomoc. Ta pak na pasa\u017e\u00e9ra \u010dek\u00e1 hned po p\u0159ist\u00e1n\u00ed.<\/p>\n

\u201eLeteck\u00e1 spole\u010dnost nepo\u017eaduje proplacen\u00ed n\u00e1klad\u016f za toto mimo\u0159\u00e1dn\u00e9 p\u0159ist\u00e1n\u00ed po pasa\u017e\u00e9rovi, respektive jeho poji\u0161\u0165ovn\u011b. Jedn\u00e1 se o\u00a0riziko, kter\u00e9 nesou leteck\u00e9 spole\u010dnosti. N\u00e1klady na o\u0161et\u0159en\u00ed nebo hospitalizaci po p\u0159ist\u00e1n\u00ed samoz\u0159ejm\u011b z\u00a0cestovn\u00edho poji\u0161t\u011bn\u00ed kryty jsou,\u201c vysv\u011btlil Divok\u00fd.<\/p>\n

<\/a><\/p>\n

Poji\u0161t\u011bn\u00ed se vztahuje i\u00a0na zhor\u0161en\u00ed stavu u\u00a0chronicky nemocn\u00fdch cestuj\u00edc\u00edch, pokud spl\u0148uj\u00ed n\u011bkolik podm\u00ednek. \u201eZde plat\u00ed obecn\u00e1 pravidla pro tzv. chronick\u00e9 nemoci, tj. nen\u00ed rozd\u00edl v\u00a0p\u0159\u00edstupu, kdy\u017e dojde k\u00a0pot\u00ed\u017e\u00edm v\u00a0letadle nebo t\u0159eba na hotelov\u00e9m pokoji. Podm\u00ednkou je, aby byl zdravotn\u00ed stav klienta \u0161est m\u011bs\u00edc\u016f (standardem trhu b\u00fdv\u00e1 12\u00a0m\u011bs\u00edc\u016f) p\u0159ed pl\u00e1novan\u00fdm odjezdem stabilizovan\u00fd\u00a0\u2013 tedy aby onemocn\u011bn\u00ed nezp\u016fsobilo komplikace, zm\u011bnu l\u00e9k\u016f nebo zm\u011bnu l\u00e9\u010debn\u00e9ho re\u017eimu. Pokud je tato podm\u00ednka dodr\u017eena, je cestovn\u00ed poji\u0161t\u011bn\u00ed plan\u00e9 v\u00a0cel\u00e9m sv\u00e9m rozsahu,\u201c uvedl Divok\u00fd.<\/p>\n

Sou\u010d\u00e1st\u00ed cestovn\u00edho poji\u0161t\u011bn\u00ed je i\u00a0zaji\u0161t\u011bn\u00ed repatriace, tedy p\u0159evozu dom\u016f. \u201eO typu p\u0159evozu \u010di repatriaci rozhoduje na z\u00e1klad\u011b dostupn\u00fdch informac\u00ed a\u00a0l\u00e9ka\u0159sk\u00fdch konzultac\u00ed asisten\u010dn\u00ed centr\u00e1la. Ta hled\u00e1 nejvhodn\u011bj\u0161\u00ed zp\u016fsob, aby byl n\u00e1vrat do \u010cesk\u00e9 republiky bezpe\u010dn\u00fd a\u00a0komfortn\u00ed vzhledem ke stavu pacientky \u010di pacienta. N\u00e1klady jsou v\u00a0takov\u00e9m p\u0159\u00edpad\u011b hrazeny z\u00a0poji\u0161t\u011bn\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh,\u201c popsal mluv\u010d\u00ed Generali \u010cesk\u00e1 poji\u0161\u0165ovna Jan Marek.<\/p>\n

Jak postupovat, kdy\u017e sjedn\u00e1v\u00e1te poji\u0161t\u011bn\u00ed<\/p>\n

Cestovn\u00ed poji\u0161t\u011bn\u00ed se hod\u00ed na del\u0161\u00ed pobyty i\u00a0kr\u00e1tk\u00e9 cesty. Existuje jich n\u011bkolik druh\u016f a\u00a0v\u011bt\u0161inou vyjde cena na den za p\u00e1r des\u00edtek korun. Ka\u017ed\u00e1 poji\u0161\u0165ovna m\u016f\u017ee m\u00edt lehce odli\u0161n\u00e9 postupy \u0159e\u0161en\u00ed pojistn\u00fdch ud\u00e1lost\u00ed, je proto pot\u0159eba dob\u0159e si nastudovat konkr\u00e9tn\u00ed podm\u00ednky dan\u00e9 poji\u0161\u0165ovny.<\/p>\n

<\/a><\/p>\n

V p\u0159\u00edpad\u011b, \u017ee se cestuj\u00edc\u00edm p\u0159i letu zdravotn\u011b p\u0159it\u00ed\u017e\u00ed, m\u011bli by jako prvn\u00ed informovat stevardy, kte\u0159\u00ed v\u011bd\u00ed, jak d\u00e1le postupovat. Pokud je to mo\u017en\u00e9, je dobr\u00e9 m\u00edt materi\u00e1l, kter\u00fd pojistnou ud\u00e1lost n\u011bjak\u00fdm zp\u016fsobem zaznamen\u00e1v\u00e1. \u201eV r\u00e1mci \u0159e\u0161en\u00ed pojistn\u00e9 ud\u00e1losti jsou obecn\u011b d\u016fle\u017eit\u00e9 v\u0161echny relevantn\u00ed doklady. M\u016f\u017ee j\u00edt v\u00a0p\u0159\u00edpad\u011b n\u00e1hl\u00e9 indispozice i\u00a0o videa, fotografie \u010di sv\u011bdeck\u00e9 v\u00fdpov\u011bdi. Pokud o\u00a0ud\u00e1losti na palub\u011b vznikne ofici\u00e1ln\u00ed z\u00e1znam (co\u017e je vysoce pravd\u011bpodobn\u00e9 v\u00a0p\u0159\u00edpad\u011b takto mimo\u0159\u00e1dn\u00e9 situaci), je ur\u010dit\u011b velmi podstatn\u00fdm podkladem,\u201c \u0159ekl Marek.<\/p>\n

Jakmile se cestuj\u00edc\u00ed se zdravotn\u00edmi pot\u00ed\u017eemi dostanou do nemocnice, m\u011bli by bu\u010f oni sami, nebo jejich rodinn\u00ed p\u0159\u00edslu\u0161n\u00edci co nejd\u0159\u00edve kontaktovat asisten\u010dn\u00ed slu\u017ebu poji\u0161\u0165ovny. Pro n\u00e1sledn\u00e9 \u0159e\u0161en\u00ed pojistn\u00e9 ud\u00e1losti je vhodn\u00e9 uschovat l\u00e9ka\u0159sk\u00e9 zpr\u00e1vy, \u00fa\u010dty za o\u0161et\u0159en\u00ed a\u00a0l\u00e9ky, p\u0159\u00edpadn\u011b dal\u0161\u00ed dokumenty, kter\u00e9 s\u00a0ud\u00e1lost\u00ed souvisej\u00ed.<\/p>\n

\u201eV neurgentn\u00ed situaci, kdy si klient po p\u0159ist\u00e1n\u00ed s\u00e1m zajist\u00ed o\u0161et\u0159en\u00ed, je mo\u017en\u00e9 po n\u00e1vratu zaslat na kontaktn\u00ed adresu e-mail s\u00a0popisem ud\u00e1losti a\u00a0po\u017eadovan\u00fdmi doklady (\u00fa\u010dty, l\u00e9ka\u0159sk\u00e9 zpr\u00e1vy). Pojistnou ud\u00e1lost je t\u0159eba nahl\u00e1sit bez zbyte\u010dn\u00e9ho odkladu. Pokud si klient bez p\u0159edchoz\u00edho souhlasu poji\u0161\u0165ovny zajist\u00ed p\u00e9\u010di s\u00e1m, poji\u0161\u0165ovna nemus\u00ed b\u00fdt povinna n\u00e1klady uhradit. K\u00a0nahl\u00e1\u0161en\u00ed je pot\u0159eba \u010d\u00edslo pojistn\u00e9 smlouvy, osobn\u00ed \u00fadaje, popis ud\u00e1losti, l\u00e9ka\u0159sk\u00e9 zpr\u00e1vy a\u00a0\u00fa\u010dtenky za l\u00e9\u010dbu,\u201c rad\u00ed Pavl\u00edkov\u00e1.<\/p>\n","protected":false},"excerpt":{"rendered":"Cestovn\u00ed poji\u0161t\u011bn\u00ed se samoz\u0159ejm\u011b hod\u00ed p\u0159i komplikac\u00edch b\u011bhem pobytu v\u00a0zahrani\u010d\u00ed. Krom\u011b nep\u0159\u00edjemnost\u00ed b\u011bhem dovolen\u00e9 ale pokr\u00fdv\u00e1 i\u00a0ud\u00e1losti, kter\u00e9…\n","protected":false},"author":2,"featured_media":172904,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[67,68,536,885,3654,1502,597],"class_list":["post-172903","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-business","tag-byznys","tag-cestovani","tag-cestovni-pojisteni","tag-letadla","tag-pojisteni","tag-zdravi"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/117060635799333646","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/172903","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=172903"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/172903\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/172904"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=172903"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=172903"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=172903"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}