{"id":178819,"date":"2026-08-14T04:26:10","date_gmt":"2026-08-14T04:26:10","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/178819\/"},"modified":"2026-08-14T04:26:10","modified_gmt":"2026-08-14T04:26:10","slug":"pata-vlna-veder-zasahuje-evropu-pojistovny-varuji-pred-rostoucimi-skodami","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/178819\/","title":{"rendered":"P\u00e1t\u00e1 vlna veder zasahuje Evropu. Poji\u0161\u0165ovny varuj\u00ed p\u0159ed rostouc\u00edmi \u0161kodami"},"content":{"rendered":"<p style=\"text-align: justify;\">Vysok\u00e9 teploty sni\u017euj\u00ed zem\u011bd\u011blskou produkci, komplikuj\u00ed \u0159\u00ed\u010dn\u00ed dopravu, omezuj\u00ed v\u00fdrobu elekt\u0159iny a z\u00e1rove\u0148 zvy\u0161uj\u00ed tlak na energetickou infrastrukturu. Sou\u010dasn\u011b roste riziko rozs\u00e1hl\u00fdch lesn\u00edch po\u017e\u00e1r\u016f, jejich\u017e leto\u0161n\u00ed \u0161kody ve Francii, \u0160pan\u011blsku a \u0158ecku se podle odhad\u016f pohybuj\u00ed v \u0159\u00e1du des\u00edtek miliard  <a class=\"keyword\" href=\"https:\/\/www.patria.cz\/kurzy\/online\/meny.html\" rel=\"nofollow noopener\" target=\"_blank\">eur<\/a>. Poji\u0161\u0165ovny proto st\u00e1le \u010dast\u011bji upozor\u0148uj\u00ed, \u017ee Evropa vstupuje do nov\u00e9 \u00e9ry klimatick\u00fdch rizik, ve kter\u00e9 budou vedra, sucho a po\u017e\u00e1ry p\u0159edstavovat nejen environment\u00e1ln\u00ed, ale tak\u00e9 v\u00fdznamnou ekonomickou a finan\u010dn\u00ed hrozbu.<\/p>\n<p>Evropa se letos pot\u00fdk\u00e1 ji\u017e s p\u00e1tou vlnou veder, a podle v\u00fdzkumn\u00e9ho institutu zaji\u0161\u0165ovny Swiss Re mohou b\u00fdt d\u016fsledky velmi z\u00e1va\u017en\u00e9. Kontinent se nyn\u00ed vyrovn\u00e1v\u00e1 s teplotami, kter\u00e9 sni\u017euj\u00ed zem\u011bd\u011blskou produkci, zat\u011b\u017euj\u00ed vodohospod\u00e1\u0159sk\u00e9 a energetick\u00e9 syst\u00e9my, po\u0161kozuj\u00ed infrastrukturu a sni\u017euj\u00ed produktivitu pr\u00e1ce, <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2026-08-11\/-chronic-heat-risk-in-europe-draws-warning-from-swiss-re-unit\" target=\"_parent\" rel=\"nofollow noopener\">p\u00ed\u0161e Bloomberg<\/a>. \u201eRekordn\u00ed vedra poukazuj\u00ed na dlouhodobou zranitelnost Evropy v\u016f\u010di extr\u00e9mn\u00edm teplot\u00e1m,\u201c uvedli auto\u0159i zpr\u00e1vy Swiss Re Institute. <\/p>\n<p>Evropa je podle nich na extr\u00e9mn\u00ed horko p\u0159ipravena h\u016f\u0159e ne\u017e n\u011bkter\u00e9 jin\u00e9 \u010d\u00e1sti sv\u011bta. Klimatizaci m\u00e1 nap\u0159\u00edklad jen asi 20 % evropsk\u00fdch dom\u00e1cnost\u00ed, zat\u00edmco v Severn\u00ed Americe je to 76 %. To m\u00e1 dopady nejen na zdrav\u00ed obyvatel, ale tak\u00e9 na ekonomickou produktivitu.<\/p>\n<p>Evropa se nav\u00edc otepluje t\u00e9m\u011b\u0159 dvakr\u00e1t rychleji ne\u017e zbytek sv\u011bta, co\u017e m\u016f\u017ee m\u00edt podle Swiss Re \u201ez\u00e1va\u017en\u00e9\u201c n\u00e1sledky. Varov\u00e1n\u00ed navazuje na p\u0159edchoz\u00ed zpr\u00e1vu spole\u010dnosti  Re, kter\u00e1 upozornila na nebezpe\u010dnou kombinaci klimatick\u00e9 zm\u011bny a jevu El Nino.<\/p>\n<p>Poji\u0161\u0165ovny tak st\u00e1le v\u00edce po\u010d\u00edtaj\u00ed s t\u00edm, \u017ee vstupujeme do nov\u00e9 \u00e9ry klimatick\u00fdch rizik, kdy rostouc\u00ed teploty naru\u0161uj\u00ed dosavadn\u00ed vzorce po\u010das\u00ed.<\/p>\n<p>Dopady na ekonomiku<\/p>\n<p>V\u011bt\u0161ina Anglie je nyn\u00ed posti\u017eena suchem, kter\u00e9 negativn\u011b ovliv\u0148uje \u00farodu. V dal\u0161\u00edch \u010d\u00e1stech Evropy vysychaj\u00ed \u0159eky d\u016fle\u017eit\u00e9 pro p\u0159epravu surovin a zbo\u017e\u00ed.<\/p>\n<p>Spole\u010dnost Oxford Economics upozor\u0148uje, \u017ee n\u00edzk\u00e9 hladiny vody v n\u011bmeck\u00e9m R\u00fdnu ohro\u017euj\u00ed zejm\u00e9na chemick\u00fd  <a class=\"keyword\" href=\"https:\/\/www.patria.cz\/ekonomika\/ukazatel\/prumysl.html\" rel=\"nofollow noopener\" target=\"_blank\">pr\u016fmysl<\/a>, metalurgii a  <a class=\"keyword\" href=\"https:\/\/www.patria.cz\/ekonomika\/ukazatel\/stavebnictvi.html\" rel=\"nofollow noopener\" target=\"_blank\">stavebnictv\u00ed<\/a>, proto\u017ee komplikuj\u00ed dod\u00e1vky materi\u00e1l\u016f. To m\u016f\u017ee z\u00e1rove\u0148 p\u0159isp\u00edvat k vy\u0161\u0161\u00ed  <a class=\"keyword\" href=\"https:\/\/www.patria.cz\/ekonomika\/ukazatel\/inflace.html\" rel=\"nofollow noopener\" target=\"_blank\">inflaci<\/a>. <\/p>\n<p>Hork\u00e9 \u0159eky nav\u00edc omezuj\u00ed v\u00fdrobu elekt\u0159iny v jadern\u00fdch a vodn\u00edch elektr\u00e1rn\u00e1ch, co\u017e zvy\u0161uje v\u00fdznam zemn\u00edho plynu p\u0159i ur\u010dov\u00e1n\u00ed cen elekt\u0159iny.<\/p>\n<p>Rostouc\u00ed riziko po\u017e\u00e1r\u016f<\/p>\n<p>Swiss Re sice zat\u00edm hodnot\u00ed riziko lesn\u00edch po\u017e\u00e1r\u016f v Evrop\u011b jako st\u0159edn\u00ed, z\u00e1rove\u0148 v\u0161ak upozor\u0148uje na rostouc\u00ed po\u010det po\u017e\u00e1r\u016f a pot\u0159ebu situaci pe\u010dliv\u011b sledovat. S vy\u0161\u0161\u00edmi teplotami a \u010dast\u011bj\u0161\u00edmi obdob\u00edmi sucha budou podle zaji\u0161\u0165ovny podm\u00ednky p\u0159\u00edzniv\u00e9 pro vznik rozs\u00e1hl\u00fdch po\u017e\u00e1r\u016f st\u00e1le b\u011b\u017en\u011bj\u0161\u00ed.<\/p>\n<p>Po\u017e\u00e1ry ve Francii, \u0160pan\u011blsku a \u0158ecku letos podle p\u0159edb\u011b\u017en\u00fdch odhad\u016f spole\u010dnosti AccuWeather zp\u016fsobily celkov\u00e9 \u0161kody a ekonomick\u00e9 ztr\u00e1ty ve v\u00fd\u0161i a\u017e 19,1 miliardy  <a class=\"keyword\" href=\"https:\/\/www.patria.cz\/kurzy\/online\/meny.html\" rel=\"nofollow noopener\" target=\"_blank\">eur<\/a>. AccuWeather z\u00e1rove\u0148 o\u010dek\u00e1v\u00e1, \u017ee horko a sucho budou udr\u017eovat zv\u00fd\u0161en\u00e9 riziko po\u017e\u00e1r\u016f i b\u011bhem podzimu.<\/p>\n<p>Podle Balze Grollimunda, \u0161\u00e9fa pro hodnocen\u00ed katastrofick\u00fdch rizik ve Swiss Re, \u201ened\u00e1vn\u00e9 evropsk\u00e9 lesn\u00ed po\u017e\u00e1ry ukazuj\u00ed, \u017ee teplej\u0161\u00ed a su\u0161\u0161\u00ed podm\u00ednky zvy\u0161uj\u00ed pravd\u011bpodobnost vzniku velk\u00fdch po\u017e\u00e1r\u016f. A proto\u017ee v ohro\u017een\u00fdch oblastech p\u0159ib\u00fdv\u00e1 dom\u016f, firem i infrastruktury, rostou tak\u00e9 ekonomick\u00e9 \u0161kody.\u201c<\/p>\n<p>Leto\u0161n\u00ed n\u00edzk\u00e9 pojistn\u00e9 \u0161kody jsou shodou n\u00e1hod<\/p>\n<p>Varov\u00e1n\u00ed p\u0159ich\u00e1z\u00ed navzdory tomu, \u017ee poji\u0161t\u011bn\u00e9 \u0161kody zp\u016fsoben\u00e9 p\u0159\u00edrodn\u00edmi katastrofami byly v prvn\u00ed polovin\u011b roku 2026 relativn\u011b n\u00edzk\u00e9. Swiss Re Institute je odhaduje na 42 miliard  <a class=\"keyword\" href=\"https:\/\/www.patria.cz\/kurzy\/online\/meny.html\" rel=\"nofollow noopener\" target=\"_blank\">dolar\u016f<\/a>, co\u017e je podle instituce \u201ev\u00fdrazn\u011b pod dlouhodob\u00fdm trendem\u201c.<\/p>\n<p>Tak\u00e9 \u0161kody zp\u016fsoben\u00e9 siln\u00fdmi bou\u0159kami, krupobit\u00edm a torn\u00e1dy byly v prvn\u00edm pololet\u00ed ni\u017e\u0161\u00ed ne\u017e v p\u0159edchoz\u00edch letech. Swiss Re v\u0161ak upozor\u0148uje, \u017ee ni\u017e\u0161\u00ed pojistn\u00e9 \u0161kody nebyly v\u00fdsledkem slab\u0161\u00ed bou\u0159kov\u00e9 aktivity.<\/p>\n<p>Jin\u00fdmi slovy, leto\u0161n\u00ed prvn\u00ed pololet\u00ed bylo z pohledu poji\u0161\u0165oven p\u0159\u00edzniv\u011bj\u0161\u00ed sp\u00ed\u0161e shodou okolnost\u00ed, nikoliv proto, \u017ee by extr\u00e9mn\u00ed po\u010das\u00ed ustoupilo. Institut z\u00e1rove\u0148 varuje: \u201eKlidn\u011bj\u0161\u00ed prvn\u00ed pololet\u00ed neznamen\u00e1, \u017ee cel\u00fd rok skon\u010d\u00ed podpr\u016fm\u011brn\u00fdmi \u0161kodami.\u201c Dlouhodob\u00fd trend r\u016fstu poji\u0161t\u011bn\u00fdch \u0161kod zp\u016fsoben\u00fdch p\u0159\u00edrodn\u00edmi katastrofami podle n\u011bj nad\u00e1le pokra\u010duje.<\/p>\n<p>M\u011bsta obklopen\u00e1 lesem<\/p>\n<p>Poji\u0161\u0165ovny dnes pova\u017euj\u00ed za kl\u00ed\u010dovou ot\u00e1zku schopnost zem\u00ed p\u0159izp\u016fsobit se rostouc\u00edm teplot\u00e1m. Zvl\u00e1\u0161tn\u00ed pozornost v\u011bnuj\u00ed zejm\u00e9na riziku lesn\u00edch po\u017e\u00e1r\u016f.<br \/>V p\u0159\u00edpad\u011b Evropy p\u0159edstavuje probl\u00e9m skute\u010dnost, \u017ee se zde ve velk\u00e9 m\u00ed\u0159e prol\u00ednaj\u00ed p\u0159\u00edrodn\u00ed oblasti s m\u011bstskou z\u00e1stavbou. Takzvan\u00e9 wildland\u2013urban interface zones znamenaj\u00ed, \u017ee po\u017e\u00e1r vznikl\u00fd v p\u0159\u00edrod\u011b se m\u016f\u017ee rychle roz\u0161\u00ed\u0159it do oblast\u00ed s domy, firmami a infrastrukturou.<\/p>\n<p>Swiss Re proto upozor\u0148uje, \u017ee \u201erozs\u00e1hl\u00e9 z\u00f3ny na rozhran\u00ed p\u0159\u00edrody a urbanizovan\u00fdch oblast\u00ed znamenaj\u00ed, \u017ee siln\u00fd po\u017e\u00e1r v bl\u00edzkosti hust\u011b obydlen\u00fdch lokalit m\u016f\u017ee zp\u016fsobit velmi vysok\u00e9 ekonomick\u00e9 \u0161kody.\u201c<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"Vysok\u00e9 teploty sni\u017euj\u00ed zem\u011bd\u011blskou produkci, komplikuj\u00ed \u0159\u00ed\u010dn\u00ed dopravu, omezuj\u00ed v\u00fdrobu elekt\u0159iny a z\u00e1rove\u0148 zvy\u0161uj\u00ed tlak na energetickou infrastrukturu.&hellip;\n","protected":false},"author":2,"featured_media":178820,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[3],"tags":[109,108,106,38220,42901,501,37567,42903,42904,42902,35504,20928,31108],"class_list":["post-178819","post","type-post","status-publish","format-standard","has-post-thumbnail","category-evropa","tag-europa","tag-europe","tag-evropa","tag-evropu","tag-pata","tag-pojistovny","tag-pred","tag-rostoucimi","tag-skodami","tag-varuji","tag-veder","tag-vlna","tag-zasahuje"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/117091970760638979","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/178819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=178819"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/178819\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/178820"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=178819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=178819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=178819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}