{"id":179290,"date":"2026-08-14T11:02:11","date_gmt":"2026-08-14T11:02:11","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/179290\/"},"modified":"2026-08-14T11:02:11","modified_gmt":"2026-08-14T11:02:11","slug":"cnb-dala-csob-sankci-30-milionu-za-nedostatky-v-prevenci-prani-spinavych-penez","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/179290\/","title":{"rendered":"\u010cNB dala \u010cSOB sankci 30\u00a0milion\u016f za nedostatky v\u00a0prevenci pran\u00ed \u0161pinav\u00fdch pen\u011bz"},"content":{"rendered":"

\u010cesk\u00e1 n\u00e1rodn\u00ed banka (\u010cNB) ulo\u017eila \u010cSOB pokutu 30\u00a0milion\u016f korun za nedostatky v\u00a0n\u011bkter\u00fdch kontroln\u00edch procesech prevence pran\u00ed \u0161pinav\u00fdch pen\u011bz a\u00a0ov\u011b\u0159ov\u00e1n\u00ed klient\u016f. Vypl\u00fdv\u00e1 to z\u00a0informac\u00ed na webu centr\u00e1ln\u00ed banky. Podle vyj\u00e1d\u0159en\u00ed pokutovan\u00e9 banky prov\u011b\u0159ov\u00e1n\u00ed neprok\u00e1zalo \u00fa\u010dast \u010cSOB na pran\u00ed \u0161pinav\u00fdch pen\u011bz ani \u00fajmu z\u00e1kazn\u00edk\u016fm nebo t\u0159et\u00edm stran\u00e1m a\u00a0v\u0161echny nedostatky byly napraveny.<\/p>\n

\u201e\u010cSOB tato situace mrz\u00ed, v\u0161echny nedostatky jsme okam\u017eit\u011b napravili a\u00a0p\u0159ijali rozs\u00e1hl\u00e1 opat\u0159en\u00ed, aby se neopakovaly. Zji\u0161t\u011bn\u00ed se t\u00fdkaj\u00ed star\u0161\u00edho obdob\u00ed a\u00a0\u0161et\u0159en\u00ed neodhalilo \u017e\u00e1dnou \u00fa\u010dast \u010cSOB na pran\u00ed \u0161pinav\u00fdch pen\u011bz, \u017e\u00e1dn\u00e9mu klientovi ani t\u0159et\u00ed stran\u011b nevznikla \u00fajma a\u00a0zji\u0161t\u011bn\u00ed nijak nesouvisela s\u00a0bezpe\u010dnost\u00ed klientsk\u00fdch dat,\u201c sd\u011blil \u010cTK mluv\u010d\u00ed \u010cSOB Petr Milata. Ne\u0161lo podle n\u011bj o\u00a0\u00famysln\u00e9 jedn\u00e1n\u00ed. \u201eV n\u011bkter\u00fdch d\u00edl\u010d\u00edch ot\u00e1zk\u00e1ch jsme pravidla vykl\u00e1dali odli\u0161n\u011b a\u00a0rozhodnut\u00ed \u010cNB nyn\u00ed p\u0159in\u00e1\u0161\u00ed jednozna\u010dn\u00fd v\u00fdklad pro jejich dal\u0161\u00ed uplat\u0148ov\u00e1n\u00ed,\u201c dodal.<\/p>\n

<\/a><\/p>\n

\u010cNB v\u00a0rozhodnut\u00ed uvedla, \u017ee \u010cSOB v\u00a0obdob\u00ed od 1.\u00a0listopadu 2022\u00a0do 21.\u00a0listopadu 2023\u00a0nep\u0159ezkoum\u00e1vala \u00fa\u010del a\u00a0smysl transakc\u00ed klienta intern\u011b hodnocen\u00e9ho jako \u201eprobl\u00e9mov\u00fd klient\u201c, \u201eneakceptovateln\u00fd klient\u201c, respektive \u201evysoce rizikov\u00fd klient\u201c, p\u0159i nich\u017e bylo 58\u00a0hotovostn\u00edch v\u00fdb\u011br\u016f v\u00a0souhrnn\u00e9 \u010d\u00e1stce 136,4\u00a0milionu korun, 45\u00a0000\u00a0dolar\u016f a\u00a03,746\u00a0milionu eur a\u00a0t\u0159i vklady v\u00a0hotovosti v\u00a0souhrnn\u00e9 \u010d\u00e1stce 1,485\u00a0milionu korun a\u00a0258\u00a0000\u00a0dolar\u016f.<\/p>\n

D\u00e1le nejm\u00e9n\u011b v\u00a0obdob\u00ed od 1.\u00a0ledna 2021\u00a0do 29.\u00a0prosince 2023\u00a0v\u00a0pr\u016fb\u011bhu obchodn\u00edho vztahu s\u00a0klientem, kter\u00fd byl intern\u011b hodnocen jako \u201evysoce rizikov\u00fd klient\u201c, nezji\u0161\u0165ovala informace o\u00a0\u00fa\u010delu a\u00a0zam\u00fd\u0161len\u00e9 povaze obchodn\u00edho vztahu, nezohlednila povahu podnik\u00e1n\u00ed klienta, jeho obchodn\u00ed model a\u00a0rizikov\u00e9 faktory vypl\u00fdvaj\u00edc\u00ed z\u00a0jeho \u010dinnosti. Od klienta jako \u00fav\u011brov\u00e9 instituce p\u0159itom nevy\u017eadovala z\u00e1kladn\u00ed vnit\u0159n\u00ed p\u0159edpisy souvisej\u00edc\u00ed s\u00a0problematikou prevence pran\u00ed pen\u011bz a\u00a0financov\u00e1n\u00ed terorismu.<\/p>\n

\u010cSOB v\u00a0obdob\u00ed od 1.\u00a0ledna 2021\u00a0do 31.\u00a0prosince 2024\u00a0v\u00a0pr\u016fb\u011bhu obchodn\u00edho vztahu s\u00a0klientem dostate\u010dn\u011b nezji\u0161\u0165ovala celou vlastnickou a\u00a0\u0159\u00eddic\u00ed strukturu klienta a\u00a0to, zda osoby v\u00a0cel\u00e9 vlastnick\u00e9 a\u00a0\u0159\u00eddic\u00ed struktu\u0159e klienta nejsou osobami, v\u016f\u010di nim\u017e \u010cR uplat\u0148uje mezin\u00e1rodn\u00ed sankce, uvedla \u010cNB.<\/p>\n

Nejm\u00e9n\u011b od 1.\u00a0ledna 2023\u00a0do 31.\u00a0prosince 2024\u00a0nezavedla \u010cSOB postupy pro uplatn\u011bn\u00ed opat\u0159en\u00ed zes\u00edlen\u00e9 identifikace a\u00a0kontroly klienta p\u0159ed proveden\u00edm obchodu souvisej\u00edc\u00edho s\u00a0vysoce rizikov\u00fdmi t\u0159et\u00edmi zem\u011bmi. Rovn\u011b\u017e k\u00a07.\u00a0b\u0159eznu 2025\u00a0ve sv\u00e9 praxi \u010cSOB nezajistila postup v\u00a0souladu s\u00a0vnit\u0159n\u00edm p\u0159edpisem Evidence skute\u010dn\u00fdch majitel\u016f (ESM). V\u00a0p\u0159\u00edpad\u011b 8414\u00a0klient\u016f pr\u00e1vnick\u00fdch osob se slo\u017eitou nebo komplexn\u00ed vlastnickou strukturou toti\u017e nezji\u0161\u0165ovala, zda se v\u00a0cel\u00e9 jejich vlastnick\u00e9 nebo \u0159\u00eddic\u00ed struktu\u0159e nenach\u00e1z\u00ed osoba, v\u016f\u010di n\u00ed\u017e \u010cR uplat\u0148uje mezin\u00e1rodn\u00ed sankce, vypl\u00fdv\u00e1 z\u00a0rozhodnut\u00ed \u010cNB.<\/p>\n

Do skupiny \u010cSOB pat\u0159\u00ed \u010cSOB Hypote\u010dn\u00ed banka, \u010cSOB Stavebn\u00ed spo\u0159itelna, \u010cSOB Penzijn\u00ed spole\u010dnost, \u010cSOB Leasing a\u00a0\u010cSOB Factoring. \u010cSOB je sou\u010d\u00e1st\u00ed mezin\u00e1rodn\u00ed bankovn\u00ed a\u00a0poji\u0161\u0165ovac\u00ed skupiny KBC, kter\u00e1 aktivn\u011b p\u016fsob\u00ed v\u00a0Belgii a\u00a0zem\u00edch st\u0159edn\u00ed a\u00a0v\u00fdchodn\u00ed Evropy.<\/p>\n

<\/a><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u010cesk\u00e1 n\u00e1rodn\u00ed banka (\u010cNB) ulo\u017eila \u010cSOB pokutu 30\u00a0milion\u016f korun za nedostatky v\u00a0n\u011bkter\u00fdch kontroln\u00edch procesech prevence pran\u00ed \u0161pinav\u00fdch pen\u011bz…\n","protected":false},"author":2,"featured_media":179291,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[1985,67,68,2165,4030,6908],"class_list":["post-179290","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-banky","tag-business","tag-byznys","tag-ceska-narodni-banka-cnb","tag-csob","tag-prani-penez"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/117093528103022001","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/179290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=179290"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/179290\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/179291"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=179290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=179290"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=179290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}