{"id":184074,"date":"2026-08-18T20:01:12","date_gmt":"2026-08-18T20:01:12","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/184074\/"},"modified":"2026-08-18T20:01:12","modified_gmt":"2026-08-18T20:01:12","slug":"jt-bance-v-pololeti-klesl-zisk-o-114-procenta","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/184074\/","title":{"rendered":"J&T Bance v\u00a0pololet\u00ed klesl zisk o\u00a011,4\u00a0procenta"},"content":{"rendered":"

Bilan\u010dn\u00ed suma banky vzrostla proti konci roku 2025\u00a0o\u00a06,3\u00a0procenta na 298,8\u00a0miliardy korun. Provozn\u00ed v\u00fdnosy J&T Banky \u010dinily 7,3\u00a0miliardy a\u00a0meziro\u010dn\u011b vzrostly o\u00a01,4\u00a0procenta.<\/p>\n

\u201ePokles zisku proti lo\u0148sku souvis\u00ed p\u0159edev\u0161\u00edm s\u00a0vy\u0161\u0161\u00edmi provozn\u00edmi n\u00e1klady, zejm\u00e9na v\u00a0souvislosti s\u00a0transformac\u00ed a\u00a0rozvojem informa\u010dn\u00edch syst\u00e9m\u016f a\u00a0technologi\u00ed. Z\u00e1rove\u0148 jej ovliv\u0148uje srovn\u00e1n\u00ed s\u00a0prvn\u00edm pololet\u00edm minul\u00e9ho roku, kdy hospod\u00e1\u0159sk\u00fd v\u00fdsledek podpo\u0159il mimo\u0159\u00e1dn\u011b p\u0159\u00edzniv\u00fd v\u00fdvoj opravn\u00fdch polo\u017eek spojen\u00fdch s\u00a0\u00fav\u011brov\u00fdm rizikem,\u201c uvedl finan\u010dn\u00ed \u0159editel J&T Banky Michal Kube\u0161.<\/p>\n

\u010cist\u00e9 v\u00fdnosy z\u00a0poplatk\u016f a\u00a0proviz\u00ed se meziro\u010dn\u011b zv\u00fd\u0161ily o\u00a0771\u00a0milion\u016f korun. R\u016fst podpo\u0159il p\u0159edev\u0161\u00edm vy\u0161\u0161\u00ed objem klientsk\u00fdch aktiv ve spr\u00e1v\u011b a\u00a0aktivita klient\u016f v\u00a0investi\u010dn\u00edch produktech a\u00a0na kapit\u00e1lov\u00fdch trz\u00edch. Pod\u00edl \u010dist\u00fdch v\u00fdnos\u016f z\u00a0poplatk\u016f a\u00a0proviz\u00ed na celkov\u00fdch provozn\u00edch v\u00fdnosech se zv\u00fd\u0161il z\u00a029,2\u00a0procenta na 39,3\u00a0procenta.<\/p>\n

<\/a><\/p>\n

\u201eV prvn\u00edm pololet\u00ed jsme v\u00fdrazn\u011b roz\u0161\u00ed\u0159ili \u00fav\u011brov\u00e9 aktivity, ani\u017e by to bylo na \u00fakor kvality portfolia. Sou\u010dasn\u011b pokra\u010doval r\u016fst obhospoda\u0159ovan\u00e9ho majetku, kter\u00fd se viditeln\u011b prom\u00edtl do vy\u0161\u0161\u00edch poplatkov\u00fdch v\u00fdnos\u016f,\u201c doplnil Kube\u0161.<\/p>\n

\u010cist\u00e9 \u00farokov\u00e9 v\u00fdnosy dos\u00e1hly 3,2\u00a0miliardy korun a\u00a0meziro\u010dn\u011b klesly o\u00a07,8\u00a0procenta. Pokles souvisel zejm\u00e9na s\u00a0ni\u017e\u0161\u00edmi tr\u017en\u00edmi \u00farokov\u00fdmi sazbami a\u00a0ni\u017e\u0161\u00edmi v\u00fdnosy z\u00a0voln\u00e9 likvidity um\u00edst\u011bn\u00e9 v\u00a0reverzn\u00edch repo operac\u00edch s\u00a0centr\u00e1ln\u00edmi bankami. \u010c\u00e1ste\u010dn\u011b jej zm\u00edrnil r\u016fst \u00fav\u011brov\u00e9ho portfolia a\u00a0vy\u0161\u0161\u00ed objem investic do \u00faro\u010den\u00fdch cenn\u00fdch pap\u00edr\u016f.<\/p>\n

\u00dav\u011bry a\u00a0ostatn\u00ed pohled\u00e1vky za klienty vzrostly proti konci roku 2025\u00a0o\u00a013,5\u00a0procenta na 124,2\u00a0miliardy korun. R\u016fst doprov\u00e1zelo zlep\u0161en\u00ed kvality portfolia. Pod\u00edl nev\u00fdkonn\u00fdch expozic klesl z\u00a02,38\u00a0procenta na konci roku 2025\u00a0na 2,05\u00a0procenta ke konci \u010dervna 2026.<\/p>\n

Sou\u010dasn\u011b rostly klientsk\u00e9 vklady. Jejich objem se proti 31.\u00a0prosinci 2025\u00a0zv\u00fd\u0161il o\u00a015,2\u00a0procenta na 216,8\u00a0miliardy korun. Klientsk\u00e9 vklady tak nad\u00e1le z\u016fst\u00e1vaj\u00ed hlavn\u00edm zdrojem financov\u00e1n\u00ed obchodn\u00edch aktivit J&T Banky.<\/p>\n

J&T Banka pat\u0159\u00ed do finan\u010dn\u00ed skupiny J&T a\u00a0poskytuje krom\u011b slu\u017eeb priv\u00e1tn\u00edho bankovnictv\u00ed tak\u00e9 financov\u00e1n\u00ed v\u00a0oboru realit a\u00a0podnikov\u00fdch akvizic. S\u00a0cenn\u00fdmi pap\u00edry obchoduje pro soukrom\u00e9 investory.<\/p>\n

V\u00a0\u010cesku J&T Banka p\u016fsob\u00ed od roku 1998.\u00a0Do bankovn\u00edho holdingu J&T Finance Group SE pat\u0159\u00ed vedle \u010desk\u00e9 J&T Banky i\u00a0jej\u00ed slovensk\u00e1 pobo\u010dka, d\u00e1le p\u0159edev\u0161\u00edm J&T Investi\u010dn\u00ed spole\u010dnost a\u00a0Amista investi\u010dn\u00ed spole\u010dnost, Atlantik finan\u010dn\u00ed trhy, J&T banka d.d. v\u00a0Chorvatsku a\u00a0J&T Direktbank v\u00a0N\u011bmecku.<\/p>\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Bilan\u010dn\u00ed suma banky vzrostla proti konci roku 2025\u00a0o\u00a06,3\u00a0procenta na 298,8\u00a0miliardy korun. Provozn\u00ed v\u00fdnosy J&T Banky \u010dinily 7,3\u00a0miliardy a\u00a0meziro\u010dn\u011b…\n","protected":false},"author":2,"featured_media":184075,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[1985,67,68,43,5532,38527,5435],"class_list":["post-184074","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-banky","tag-business","tag-byznys","tag-ceska-republika","tag-jt-banka","tag-pololeti","tag-zisk"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/117118296983107365","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/184074","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=184074"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/184074\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/184075"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=184074"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=184074"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=184074"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}