{"id":185949,"date":"2026-08-20T12:20:08","date_gmt":"2026-08-20T12:20:08","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/185949\/"},"modified":"2026-08-20T12:20:08","modified_gmt":"2026-08-20T12:20:08","slug":"klarna-chce-bankovni-licenci-v-usa-meni-vedeni-a-hleda-sefa-v-new-yorku","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/185949\/","title":{"rendered":"Klarna chce bankovn\u00ed licenci v\u00a0USA, m\u011bn\u00ed veden\u00ed a\u00a0hled\u00e1 \u0161\u00e9fa v\u00a0New Yorku"},"content":{"rendered":"

Klarna p\u016fsob\u00ed ve v\u00edce ne\u017e 45\u00a0zem\u00edch, vyu\u017e\u00edv\u00e1 ji p\u0159es 55\u00a0milion\u016f aktivn\u00edch u\u017eivatel\u016f m\u011bs\u00ed\u010dn\u011b a\u00a0zhruba dev\u011bt milion\u016f lid\u00ed ji otev\u0159e ka\u017ed\u00fd den. Ve zn\u00e1most ve\u0161la hlavn\u011b d\u00edky slu\u017eb\u011b \u201ekup te\u010f, zapla\u0165 pozd\u011bji\u201c, kterou poskytuje obchodn\u00edk\u016fm i\u00a0z\u00e1kazn\u00edk\u016fm.<\/p>\n

Klarna ozn\u00e1mila, \u017ee na za\u010d\u00e1tku p\u0159\u00ed\u0161t\u00edho roku skon\u010d\u00ed ve funkc\u00edch finan\u010dn\u00ed \u0159editel Niclas Negl\u00e9n a\u00a0marketingov\u00fd \u0159editel David Sandstr\u00f6m. Podle gener\u00e1ln\u00edho \u0159editele Sebastiana Siemiatkowsk\u00e9ho je pro firmu d\u016fle\u017eit\u00e9 b\u00fdt bl\u00ed\u017e investor\u016fm a\u00a0americk\u00e9mu kapit\u00e1lov\u00e9mu trhu, nov\u00fd \u0161\u00e9f financ\u00ed proto bude s\u00eddlit p\u0159\u00edmo v\u00a0New Yorku.<\/p>\n

<\/a><\/p>\n

Firma se podle listu Financial Times chyst\u00e1 na prom\u011bnu, aby ji lid\u00e9 p\u0159estali vn\u00edmat jen jako poskytovatele kr\u00e1tkodob\u00fdch spl\u00e1tek a\u00a0vn\u00edmali ji sp\u00ed\u0161 jako klasickou banku. Klient\u016fm chce nab\u00edzet t\u0159eba spo\u0159ic\u00ed produkty, debetn\u00ed karty nebo \u00fav\u011bry s\u00a0\u00farokem. V\u00a0Evrop\u011b u\u017e bankovn\u00ed licenci m\u00e1, v\u00a0\u010dervenci o\u00a0ni po\u017e\u00e1dala i\u00a0v USA, sv\u00e9m hlavn\u00edm r\u016fstov\u00e9m trhu.<\/p>\n

Person\u00e1ln\u00ed zm\u011bny Klarna ozn\u00e1mila spolu s\u00a0v\u00fdsledky za druh\u00e9 \u010dtvrtlet\u00ed. Firma sice byla v\u00a0zisku u\u017e druh\u00e9 \u010dtvrtlet\u00ed v\u00a0\u0159ad\u011b, investory ale zklamal slab\u0161\u00ed v\u00fdhled na cel\u00fd rok. Akcie v\u00a0\u00fater\u00fd propadly o\u00a022,9\u00a0procenta, tr\u017en\u00ed hodnota firmy klesla na p\u0159ibli\u017en\u011b 5,7\u00a0miliardy dolar\u016f, asi 119\u00a0miliard korun. Od vstupu na newyorskou burzu loni v\u00a0z\u00e1\u0159\u00ed se hodnota akci\u00ed zhruba p\u0159ep\u016flila.<\/p>\n

Klarna vyk\u00e1zala \u010dist\u00fd zisk dev\u011bt milion\u016f dolar\u016f (188\u00a0milion\u016f korun), zat\u00edmco loni ve stejn\u00e9m obdob\u00ed prod\u011blala 53\u00a0milion\u016f dolar\u016f (zhruba 1,1\u00a0miliardy korun). Tr\u017eby meziro\u010dn\u011b vzrostly o\u00a027\u00a0procent na p\u0159ibli\u017en\u011b miliardu dolar\u016f, tedy asi 21\u00a0miliard korun.<\/p>\n

Firma z\u00e1rove\u0148 sn\u00ed\u017eila odhad hodnoty leto\u0161n\u00edch transakc\u00ed p\u0159es sv\u00e9 slu\u017eby, nov\u011b \u010dek\u00e1 149\u00a0a\u017e 151\u00a0miliard dolar\u016f, tedy 3,11\u00a0a\u017e 3,15\u00a0bilionu korun, m\u00edsto d\u0159\u00edv\u011bj\u0161\u00edch 155\u00a0miliard. Hlavn\u00edm d\u016fvodem je slab\u0161\u00ed spot\u0159eba v\u00a0N\u011bmecku, jej\u00edm nejv\u011bt\u0161\u00edm trhu. V\u00fdsledky zat\u00ed\u017eily i\u00a0pohyby m\u011bnov\u00fdch kurz\u016f, zhruba o\u00a0600\u00a0milion\u016f dolar\u016f, 12,5\u00a0miliardy korun.<\/p>\n

Klarna v\u00a0\u010cesku p\u016fsob\u00ed od roku 2022, z\u00e1kazn\u00edci ji mohou vyu\u017e\u00edvat v\u00a0aplikaci i\u00a0u zapojen\u00fdch e-shop\u016f\u00a0\u2013 nab\u00edz\u00ed hlavn\u011b zaplacen\u00ed n\u00e1kupu do 30\u00a0dn\u016f nebo rozd\u011blen\u00ed do t\u0159\u00ed bez\u00faro\u010dn\u00fdch spl\u00e1tek. Od roku 2025\u00a0je i\u00a0na Allegro.cz a\u00a0p\u0159es platebn\u00ed br\u00e1nu PayU u\u00a0dal\u0161\u00edch obchodn\u00edk\u016f. P\u0159esn\u00fd po\u010det \u010desk\u00fdch u\u017eivatel\u016f firma nezve\u0159ej\u0148uje, podle odhadu z\u00a0dat Statista Consumer Insights jde o\u00a0n\u011bkolik set tis\u00edc lid\u00ed.<\/p>\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Klarna p\u016fsob\u00ed ve v\u00edce ne\u017e 45\u00a0zem\u00edch, vyu\u017e\u00edv\u00e1 ji p\u0159es 55\u00a0milion\u016f aktivn\u00edch u\u017eivatel\u016f m\u011bs\u00ed\u010dn\u011b a\u00a0zhruba dev\u011bt milion\u016f lid\u00ed ji…\n","protected":false},"author":2,"featured_media":185950,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[412,67,68,36310,4509,1387,113],"class_list":["post-185949","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-akcie","tag-business","tag-byznys","tag-klarna","tag-pokles","tag-pujcka","tag-usa"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/117127808717898152","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/185949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=185949"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/185949\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/185950"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=185949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=185949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=185949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}