{"id":18689,"date":"2026-03-09T09:44:10","date_gmt":"2026-03-09T09:44:10","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/18689\/"},"modified":"2026-03-09T09:44:10","modified_gmt":"2026-03-09T09:44:10","slug":"zlevnovani-hypotek-pokracuje-i-v-breznu-dalsi-pokles-sazeb-zkomplikuje-draha-ropa","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/18689\/","title":{"rendered":"Zlev\u0148ov\u00e1n\u00ed hypot\u00e9k pokra\u010duje i\u00a0v b\u0159eznu, dal\u0161\u00ed pokles sazeb zkomplikuje drah\u00e1 ropa"},"content":{"rendered":"

M\u011bs\u00ed\u010dn\u00ed spl\u00e1tka hypot\u00e9ky sjednan\u00e9 do 80\u00a0procent ceny nemovitosti na 3,5\u00a0milionu korun se splatnost\u00ed 25\u00a0let \u010dinila p\u0159i pr\u016fm\u011brn\u00e9 nab\u00eddkov\u00e9 sazb\u011b 20\u00a0240\u00a0korun.<\/p>\n

Aktu\u00e1ln\u00ed slevy v\u0161ak podle analytik\u016f nejsou p\u0159edzv\u011bst\u00ed dal\u0161\u00edho v\u00fdrazn\u011bj\u0161\u00edho poklesu. Pro banky bude rozhoduj\u00edc\u00ed dal\u0161\u00ed v\u00fdvoj z\u00e1kladn\u00ed sazby \u010cesk\u00e9 n\u00e1rodn\u00ed banky a\u00a0chov\u00e1n\u00ed konkurence na trhu. <\/p>\n

<\/a><\/p>\n

\u201eV\u00fdrazn\u011bj\u0161\u00ed zm\u011bny v\u00a0\u0159\u00e1du cel\u00fdch procentn\u00edch bod\u016f proto nejsou pravd\u011bpodobn\u00e9,\u201c uvedl Ji\u0159\u00ed S\u00fdkora, hypote\u010dn\u00ed analytik spole\u010dnosti Swiss Life Select.<\/p>\n

Podle Lucie Dr\u00e1salov\u00e9, analyti\u010dky Sirius Finance, se d\u00e1 o\u010dek\u00e1vat, \u017ee banky budou nad\u00e1le poskytovat sp\u00ed\u0161e marketingov\u00e9 akce. Plo\u0161n\u00e9 slevy u\u00a0hypot\u00e9k ani ona nep\u0159edpokl\u00e1d\u00e1. \u201eSp\u00ed\u0161e budeme r\u00e1di, kdy\u017e banky sv\u00e9 aktu\u00e1ln\u00ed sazby udr\u017e\u00ed,\u201c konstatovala.<\/p>\n

Na trhu p\u0159ib\u00fdv\u00e1 faktor\u016f, kter\u00e9 mohou hypote\u010dn\u00ed sazby poslat naopak v\u00fd\u0161e. Posledn\u00ed data o\u00a0inflaci sice vy\u0161la p\u0159\u00edzniv\u011b. Ceny podle \u010cesk\u00e9ho statistick\u00e9ho \u00fa\u0159adu rostly v\u00a0\u00fanoru meziro\u010dn\u011b jen o\u00a01,4\u00a0procenta. V\u00e1lka na Bl\u00edzk\u00e9m v\u00fdchod\u011b v\u0161ak m\u016f\u017ee trend obr\u00e1tit.<\/p>\n

U\u017e nyn\u00ed konflikt vyvolal r\u016fst cen ropy, kter\u00fd se odrazil ve zdra\u017eov\u00e1n\u00ed paliv na \u010derpac\u00edch stanic\u00edch. To se zpravidla prop\u00ed\u0161e i\u00a0do cen dal\u0161\u00edho zbo\u017e\u00ed. <\/p>\n

Podle Toma Kade\u0159\u00e1bka, vedouc\u00edho produktov\u00e9ho odd\u011blen\u00ed Swiss Life Select, proto \u010cNB bude vy\u010dk\u00e1vat, kam se situace vyvine. A\u00a0opatrn\u00e9 budou i\u00a0komer\u010dn\u00ed banky.<\/p>\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"M\u011bs\u00ed\u010dn\u00ed spl\u00e1tka hypot\u00e9ky sjednan\u00e9 do 80\u00a0procent ceny nemovitosti na 3,5\u00a0milionu korun se splatnost\u00ed 25\u00a0let \u010dinila p\u0159i pr\u016fm\u011brn\u00e9 nab\u00eddkov\u00e9…\n","protected":false},"author":2,"featured_media":18690,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[10],"tags":[1985,2165,17,21,9318,1984,565,16,780,18,19,22,20],"class_list":["post-18689","post","type-post","status-publish","format-standard","has-post-thumbnail","category-zpravy","tag-banky","tag-ceska-narodni-banka-cnb","tag-headlines","tag-hlavni-udalosti","tag-hypoindex","tag-hypoteky","tag-nemovitosti","tag-news","tag-reality","tag-top-news","tag-top-stories","tag-udalosti-dne","tag-zpravy"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116198576378992254","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/18689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=18689"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/18689\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/18690"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=18689"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=18689"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=18689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}