{"id":187491,"date":"2026-08-21T20:21:16","date_gmt":"2026-08-21T20:21:16","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/187491\/"},"modified":"2026-08-21T20:21:16","modified_gmt":"2026-08-21T20:21:16","slug":"fio-banka-navysila-urokove-sazby-na-obou-sporicich-uctech","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/187491\/","title":{"rendered":"Fio banka nav\u00fd\u0161ila \u00farokov\u00e9 sazby na obou spo\u0159ic\u00edch \u00fa\u010dtech"},"content":{"rendered":"<p>Fio banka upravuje podm\u00ednky u sv\u00fdch spo\u0159ic\u00edch produkt\u016f. Klienti, kte\u0159\u00ed maj\u00ed Fio konto, nyn\u00ed dos\u00e1hnou na 3,5 procenta ro\u010dn\u011b. Banka tak sazbu nav\u00fd\u0161ila o 0,25 procenta.<\/p>\n<p>Sazba se t\u00fdk\u00e1 p\u00e1sma do 200 tis\u00edc korun a je nav\u00edc omezena pouze na jedno Fio konto dan\u00e9ho klienta. V p\u0159\u00edpad\u011b, \u017ee jich u\u017eivatel vlastn\u00ed v\u00edce, uplatn\u00ed se zv\u00fdhodn\u011bn\u00ed automaticky na tom nejstar\u0161\u00edm z nich.<\/p>\n<p>Kombinace produkt\u016f pro vy\u0161\u0161\u00ed vklady<\/p>\n<p>Pro klienty, kte\u0159\u00ed maj\u00ed naspo\u0159eno v\u00edce, banka nab\u00edz\u00ed mo\u017enost kombinace v\u00edce produkt\u016f. Zat\u00edmco Fio konto je limitov\u00e1no \u010d\u00e1stkou 200 tis\u00edc korun, zb\u00fdvaj\u00edc\u00ed \u00faspory lze p\u0159ev\u00e9st na Fio spo\u0159ic\u00ed \u00fa\u010det. Ten fyzick\u00fdm osob\u00e1m nab\u00edz\u00ed \u00farokovou sazbu 3 procenta pro celou vlo\u017eenou \u010d\u00e1stku bez jak\u00e9hokoliv omezen\u00ed. Doposud byla sazba 2,7 procenta.<\/p>\n<p>Podobn\u00e9 podm\u00ednky plat\u00ed i pro firemn\u00ed sf\u00e9ru. \u201ePr\u00e1vnick\u00fdm osob\u00e1m nab\u00edz\u00edme Fio spo\u0159ic\u00ed \u00fa\u010det s \u00farokem 3 procenta bez omezen\u00ed v\u00fd\u0161e vkladu,\u201c dopl\u0148uje banka.<\/p>\n<p><a class=\"article-card__image\" data-ac-image=\"\" href=\"https:\/\/www.e15.cz\/terminovane-vklady-srovnani\" title=\"Term\u00ednovan\u00e9 vklady 2026: Srovn\u00e1n\u00ed \u00farokov\u00fdch sazeb. Jak\u00e9 zhodnocen\u00ed nab\u00edz\u00ed banky?\" rel=\"nofollow noopener\" target=\"_blank\"><img decoding=\"async\" alt=\"Term\u00ednovan\u00e9 vklady 2026: Srovn\u00e1n\u00ed \u00farokov\u00fdch sazeb. Jak\u00e9 zhodnocen\u00ed nab\u00edz\u00ed banky?\" title=\"Term\u00ednovan\u00e9 vklady 2026: Srovn\u00e1n\u00ed \u00farokov\u00fdch sazeb. Jak\u00e9 zhodnocen\u00ed nab\u00edz\u00ed banky?\" class=\"\" data-magazine=\"\" src=\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/08\/7292119.jpg\" loading=\"lazy\" style=\"aspect-ratio: 328 \/ 184\"\/><\/a><a class=\"article-card__title-link line-limit-3\" data-ac-title=\"\" href=\"https:\/\/www.e15.cz\/terminovane-vklady-srovnani\" title=\"Term\u00ednovan\u00e9 vklady 2026: Srovn\u00e1n\u00ed \u00farokov\u00fdch sazeb. Jak\u00e9 zhodnocen\u00ed nab\u00edz\u00ed banky?\" rel=\"nofollow noopener\" target=\"_blank\">Term\u00ednovan\u00e9 vklady 2026: Srovn\u00e1n\u00ed \u00farokov\u00fdch sazeb. Jak\u00e9 zhodnocen\u00ed nab\u00edz\u00ed banky?<\/a>Podm\u00ednky zalo\u017een\u00ed pro nov\u00e9 klienty<\/p>\n<p>Pro otev\u0159en\u00ed Fio konta je nezbytn\u00e9 m\u00edt z\u0159\u00edzen i b\u011b\u017en\u00fd \u00fa\u010det. Cel\u00fd proces lze prov\u00e9st i online. Po zalo\u017een\u00ed b\u011b\u017en\u00e9ho \u00fa\u010dtu je mo\u017en\u00e9 Fio konto aktivovat v r\u00e1mci internetov\u00e9ho bankovnictv\u00ed nebo mobiln\u00ed aplikace Smartbanking.<\/p>\n","protected":false},"excerpt":{"rendered":"Fio banka upravuje podm\u00ednky u sv\u00fdch spo\u0159ic\u00edch produkt\u016f. Klienti, kte\u0159\u00ed maj\u00ed Fio konto, nyn\u00ed dos\u00e1hnou na 3,5 procenta&hellip;\n","protected":false},"author":2,"featured_media":187492,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[11611,14203,67,68,44013,28019,44014,7160,9775],"class_list":["post-187491","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-banka","tag-bezny-ucet","tag-business","tag-byznys","tag-detsky-sporici-ucet","tag-fio-banka","tag-fyzicka-osoba","tag-sporici-ucet","tag-urok"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/117135362496745630","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/187491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=187491"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/187491\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/187492"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=187491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=187491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=187491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}