{"id":190743,"date":"2026-08-25T06:03:15","date_gmt":"2026-08-25T06:03:15","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/190743\/"},"modified":"2026-08-25T06:03:15","modified_gmt":"2026-08-25T06:03:15","slug":"alarmujici-cisla-roste-pocet-cechu-kterym-z-vyplaty-nezbyde-nic-hure-jsou-na-tom-zeny","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/190743\/","title":{"rendered":"Alarmuj\u00edc\u00ed \u010d\u00edsla: Roste po\u010det \u010cech\u016f, kter\u00fdm z v\u00fdplaty nezbyde nic. H\u016f\u0159e jsou na tom \u017eeny"},"content":{"rendered":"

\n P\u0159ib\u00fdv\u00e1 \u010cech\u016f, kter\u00fdm na konci m\u011bs\u00edce nezbyde nic z v\u00fdplaty. Letos jich je 13 procent, loni to bylo dev\u011bt procent. Celkem 84 procent\u016fm \u010cech\u016f z\u016fstane po ode\u010dten\u00ed v\u0161ech n\u00e1klad\u016f alespo\u0148 minim\u00e1ln\u00ed \u010d\u00e1stka, co\u017e je o p\u011bt procentn\u00edch bod\u016f m\u00e9n\u011b ne\u017e v lo\u0148sk\u00e9m roce. Vypl\u00fdv\u00e1 to z kv\u011btnov\u00e9ho pr\u016fzkumu poskytovatele p\u016fj\u010dek Provident Financial mezi tis\u00edcovkou respondent\u016f.\n <\/p>\n

\u010cech\u016fm podle pr\u016fzkumu kles\u00e1 potenci\u00e1l \u00faspor. Nejm\u00e9n\u011b p\u011btina p\u0159\u00edjmu z\u016fstane ka\u017ed\u00fd m\u011bs\u00edc 43 procent\u016fm lid\u00ed, co\u017e je o dev\u011bt bod\u016f m\u00e9n\u011b ne\u017e loni. Skoro polovina \u010cech\u016f si pravideln\u011b ka\u017ed\u00fd m\u011bs\u00edc d\u00e1v\u00e1 n\u011bjakou \u010d\u00e1st v\u00fdplaty stranou. Roste ale finan\u010dn\u00ed odolnost \u010cech\u016f. V\u00edce ne\u017e \u010dtvrtina lid\u00ed m\u00e1 finan\u010dn\u00ed rezervu, kter\u00e1 jim vydr\u017e\u00ed p\u0159es rok. V lo\u0148sk\u00e9m roce to uvedlo jenom 15 procent dot\u00e1zan\u00fdch. Z\u00e1rove\u0148 kles\u00e1 pod\u00edl t\u011bch, kte\u0159\u00ed nemaj\u00ed v\u016fbec \u017e\u00e1dnou rezervu. Letos jich je 13 procent, proti 18 procent\u016fm v roce 2025.<\/p>\n

\u010cT\u011aTE TAK\u00c9: Po\u010det dlu\u017en\u00edk\u016f roste, syst\u00e9m je na n\u011b kr\u00e1tk\u00fd. Exekuto\u0159i mluv\u00ed o \u201ekast\u011b nedotknuteln\u00fdch\u201c<\/a><\/p>\n

Proti lo\u0148sk\u00e9mu roku miz\u00ed tak\u00e9 v\u00fdrazn\u00fd rozd\u00edl mezi \u017eenami a mu\u017ei, kdy\u017e 45 procent mu\u017e\u016f m\u011blo na konci m\u011bs\u00edce alespo\u0148 20 procent v\u00fdplaty, proti 59 procent\u016fm v roce 2025. Stejnou \u010d\u00e1st najde na \u00fa\u010dtu 39 procent \u017een proti 45 procent\u016fm v lo\u0148sk\u00e9m roce.<\/p>\n

\u201ePodstatn\u011b vzrostl po\u010det \u010cech\u016f, kte\u0159\u00ed \u017eij\u00ed od v\u00fdplaty k v\u00fdplat\u011b, co\u017e m\u016f\u017ee ukazovat na rozev\u00edr\u00e1n\u00ed n\u016f\u017eek. Ekonomicky slab\u0161\u00ed dom\u00e1cnosti mohou m\u00edt probl\u00e9m s nenad\u00e1l\u00fdm v\u00fddajem, a m\u016f\u017ee je proto finan\u010dn\u011b vy\u010derpat i jenom oprava automobilu nebo n\u00e1kup nov\u00e9 pra\u010dky,\u201c komentoval v\u00fdsledky pr\u016fzkumu hlavn\u00ed analytik Provident Financial Petr Jav\u016frek.<\/p>\n

V leto\u0161n\u00edm roce prudce vzrostl pod\u00edl \u010cech\u016f, kter\u00fdm vysta\u010d\u00ed \u00faspory na 12 m\u011bs\u00edc\u016f, pokud ztrat\u00ed sv\u016fj hlavn\u00ed p\u0159\u00edjem. To je n\u00e1r\u016fst o 11 bod\u016f proti lo\u0148sku. Z\u00e1rove\u0148 pod\u00edl t\u011bch, kte\u0159\u00ed uvedli, \u017ee by jim jejich rezervy vydr\u017eely m\u00e9n\u011b ne\u017e t\u0159i m\u011bs\u00edce, klesl na 12 procent. O rok d\u0159\u00edve to bylo 17 procent.<\/p>\n

\u010ce\u0161i jsou ve spo\u0159en\u00ed na p\u0159edn\u00edch p\u0159\u00ed\u010dk\u00e1ch<\/p>\n

\u201e\u010c\u00edm d\u00e1l v\u00edce \u010cech\u016f m\u00e1 na\u0161et\u0159en\u00e9 \u00faspory, kter\u00e9 jim vydr\u017e\u00ed d\u00e9le ne\u017e rok. To potvrzuj\u00ed i data Eurostatu, kdy m\u00edra \u00faspor dom\u00e1cnost\u00ed vzta\u017een\u00e1 k p\u0159\u00edjmu je v \u010cR jedna z nejvy\u0161\u0161\u00edch v Evrop\u011b. \u010ce\u0161i jsou sp\u00ed\u0161e konzervativn\u00ed, co se t\u00fd\u010de \u00faspor a investic,\u201c upozornil Jav\u016frek.<\/p>\n

Mu\u017ei uv\u00e1d\u011bj\u00ed podstatn\u011b \u010dast\u011bji ne\u017e \u017eeny, \u017ee maj\u00ed \u00faspory, kter\u00e9 by jim vysta\u010dily alespo\u0148 na \u0161est m\u011bs\u00edc\u016f. Je jich 63 procent proti 39 procent\u016fm \u017een. Vzd\u011bl\u00e1n\u00ed \u00fazce souvis\u00ed s finan\u010dn\u00ed p\u0159ipravenost\u00ed. Sedm z deseti respondent\u016f s vysoko\u0161kolsk\u00fdm vzd\u011bl\u00e1n\u00edm uv\u00e1d\u00ed, \u017ee m\u00e1 rezervy posta\u010duj\u00edc\u00ed na \u0161est m\u011bs\u00edc\u016f nebo d\u00e9le, zat\u00edmco u osob s ni\u017e\u0161\u00edm vzd\u011bl\u00e1n\u00edm je to 43 procent.<\/p>\n

MOHLO BY V\u00c1S ZAJ\u00cdMAT: \u010ce\u0161i ochutn\u00e1vali vzorky potravin z dom\u00e1c\u00edch a n\u011bmeck\u00fdch obchod\u016f. Rozd\u00edl v kvalit\u011b byl z\u00e1vratn\u00fd<\/a><\/p>\n

\"\u010cTK\"<\/p>\n

\u010cTK<\/p>\n

\n Spolehliv\u00fd, rychl\u00fd a nez\u00e1visl\u00fd zpravodajsk\u00fd servis.\n <\/p>\n","protected":false},"excerpt":{"rendered":"P\u0159ib\u00fdv\u00e1 \u010cech\u016f, kter\u00fdm na konci m\u011bs\u00edce nezbyde nic z v\u00fdplaty. Letos jich je 13 procent, loni to bylo…\n","protected":false},"author":2,"featured_media":190744,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[67,68,42,708,1545,106,11137,2887,1064,43262,1005,1387,636,5503,2643,8153],"class_list":["post-190743","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-business","tag-byznys","tag-cesko","tag-ekonomika","tag-eurostat","tag-evropa","tag-makroekonomie","tag-obchod-a-finance","tag-prace","tag-provident-financial","tag-pruzkum","tag-pujcka","tag-setreni","tag-sporeni","tag-uspory","tag-vyplata"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/117154638067283033","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/190743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=190743"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/190743\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/190744"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=190743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=190743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=190743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}