{"id":21174,"date":"2026-03-11T15:04:15","date_gmt":"2026-03-11T15:04:15","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/21174\/"},"modified":"2026-03-11T15:04:15","modified_gmt":"2026-03-11T15:04:15","slug":"kazdeho-klienta-kvuli-eu-proklepnou-komercni-banka-ci-ceska-sporitelna-vic-a-vic","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/21174\/","title":{"rendered":"Ka\u017ed\u00e9ho klienta kv\u016fli EU proklepnou Komer\u010dn\u00ed banka \u010di \u010cesk\u00e1 spo\u0159itelna. V\u00edc a v\u00edc"},"content":{"rendered":"

<\/p>\n

Anketa<\/p>\n

Je v\u00e1m l\u00edto, \u017ee V\u00e1clav Moravec kon\u010d\u00ed v \u010cesk\u00e9 televizi?<\/p>\n

hlasovalo: 6456 lid\u00ed<\/p>\n

Evropsk\u00e9 banky selektuj\u00ed klienty podle jejich p\u0159\u00edznivosti pro klima z d\u016fvodu tlaku Evropsk\u00e9 centr\u00e1ln\u00ed banky (ECB) a Evropsk\u00e9ho org\u00e1nu pro bankovnictv\u00ed (EBA) v posledn\u00edch letech \u010d\u00edm d\u00e1l v\u00edce, jeliko\u017e se dost\u00e1vaj\u00ed do st\u00e1le v\u011bt\u0161\u00edho drobnohledu, aby dr\u017eely co nejm\u00e9n\u011b \u00fav\u011br\u016f, kter\u00e9 nejsou dostate\u010dn\u011b \u201eklimaticky \u010dist\u00e9\u201c, a pokud se rozhodnou klienty podle dan\u00fdch pravidel nerozd\u011blovat, musej\u00ed po\u010d\u00edtat s v\u011bt\u0161\u00ed z\u00e1t\u011b\u017e\u00ed, jako jsou vy\u0161\u0161\u00ed kapit\u00e1lov\u00e9 rezervy, \u010di hor\u0161\u00edm environment\u00e1ln\u00edm ohodnocen\u00edm, kter\u00e9 je kl\u00ed\u010dov\u00e9 pro \u010d\u00e1st akcion\u00e1\u0159\u016f.<\/p>\n

P\u0159esto\u017ee nepanuje p\u0159\u00edm\u00fd tlak na nejv\u011bt\u0161\u00ed banky, aby ned\u00e1valy pen\u00edze klient\u016fm z obor\u016f s vysokou uhl\u00edkovou stopou, kv\u016fli ekonomick\u00fdm rizik\u016fm a regulatorn\u00edmu tlaku na \u0159\u00edzen\u00ed rizik se tak d\u011bje a mnoh\u00e9 finan\u010dn\u00ed domy ji\u017e maj\u00ed od sv\u00fdch zahrani\u010dn\u00edch mate\u0159sk\u00fdch vlastn\u00edk\u016f dobrovolnou stopku na p\u0159\u00edjem \u201e\u0161pinav\u00fdch\u201c klient\u016f a firem, kter\u00e9 nap\u0159\u00edklad p\u016fsob\u00ed v uheln\u00e9 energetice. To v\u0161e je nav\u00edc u \u010d\u00e1sti z nich dopln\u011bn\u00e9 tvrd\u00fdmi ESG pravidly, kdy se krom\u011b environment\u00e1ln\u00edho faktoru posuzuj\u00ed i spole\u010densk\u00e1 rizika, co\u017e vedlo k paradoxn\u00ed situaci, \u017ee i v sou\u010dasn\u00e9 dob\u011b \u010d\u00e1st bank odm\u00edt\u00e1 financov\u00e1n\u00ed obrann\u00e9ho pr\u016fmyslu.<\/p>\n

Nejv\u011bt\u0161\u00edch p\u011bt bank na \u010desk\u00e9m trhu se na procesy pro hodnocen\u00ed klimatick\u00fdch rizik p\u0159i v\u00fdb\u011bru klient\u016f odkazuje. \u010cesk\u00e1 spo\u0159itelna, \u010cSOB, Komer\u010dn\u00ed banka, UniCredit Bank a Raiffeisenbank oznamuj\u00ed, \u017ee pr\u00e1v\u011b udr\u017eitelnost je pro n\u011b p\u0159i p\u0159\u00edstupu k jejich klient\u016fm kl\u00ed\u010dov\u00fd faktor.<\/p>\n

<\/p>\n

\t\t\t\tFotogalerie: – Klimatick\u00e1 \u017ealoba<\/p>\n


\n\t\u201eUdr\u017eitelnost je v \u010cesk\u00e9 spo\u0159iteln\u011b za\u010dlen\u011bna do z\u00e1kladn\u00ed strategie, aby tak postupn\u011b prostupovala v\u0161\u00edm, co d\u011bl\u00e1me,\u201c p\u00ed\u0161e jedna z nejv\u011bt\u0161\u00edch \u010desk\u00fdch bank a pro leto\u0161ek si dala za c\u00edl, \u017ee 25 % firemn\u00edch \u00fav\u011br\u016f bude tvo\u0159eno financov\u00e1n\u00edm udr\u017eiteln\u00fdch investic. \u201ePodporujeme firmy v\u0161ech velikost\u00ed v projektech zam\u011b\u0159en\u00fdch nap\u0159. na obnoviteln\u00e9 zdroje energie, energetick\u00e9 \u00faspory v budov\u00e1ch, n\u00edzkoemisn\u00ed technologie a udr\u017eitelnou dopravu,\u201c zn\u00ed.<\/p>\n

Tam ale cesta nejv\u011bt\u0161\u00edho \u010desk\u00e9ho bankovn\u00edho domu nekon\u010d\u00ed. C\u00edle \u010cesk\u00e9 spo\u0159itelny hovo\u0159\u00ed<\/a> o tom, \u017ee by v p\u0159\u00ed\u0161t\u00edm \u010dtvrtlet\u00ed ji\u017e m\u011bla b\u00fdt snaha zav\u00e9st orientaci na \u00faplnou \u010distotu uhl\u00edkov\u00e9 stopy. \u201eUsilujeme o dosa\u017een\u00ed \u010dist\u00e9 nulov\u00e9 uhl\u00edkov\u00e9 stopy na\u0161eho portfolia do roku 2050,\u201c p\u00ed\u0161e bankovn\u00ed d\u016fm.<\/p>\n

Tvrd\u00ed p\u0159itom, \u017ee selekce klient\u016f podle emis\u00ed je pro dobro v\u0161ech. \u201eChceme b\u00fdt p\u0159\u00edkladem toho, \u017ee spole\u010densky odpov\u011bdn\u00e9 firmy jsou stabiln\u011bj\u0161\u00ed, l\u00e9pe p\u0159ipraven\u00e9 na budouc\u00ed v\u00fdzvy a maj\u00ed dlouhodob\u011b lep\u0161\u00ed v\u00fdsledky. Usilujeme o to uk\u00e1zat, \u017ee udr\u017eitelnost nemus\u00ed znamenat omezen\u00ed, ale naopak m\u016f\u017ee b\u00fdt hnac\u00ed silou inovac\u00ed a dlouhodob\u00e9ho \u00fasp\u011bchu \u010cesk\u00e9 spo\u0159itelny, na\u0161ich klient\u016f a cel\u00e9 \u010desk\u00e9 ekonomiky,\u201c hovo\u0159\u00ed strategie udr\u017eitelnosti \u010cesk\u00e9 spo\u0159itelny.<\/p>\n


\n\t\"\"<\/p>\n


\n\tFOTO:\u00a0Zpr\u00e1va o spole\u010densk\u00e9 odpov\u011bdnosti a udr\u017eitelnosti skupiny \u010cSOB za rok 2024<\/p>\n


\n\tSm\u016flu mohou m\u00edt p\u0159itom nejen lid\u00e9 z t\u011b\u017eebn\u00edho pr\u016fmyslu. \u010cesk\u00e1 spo\u0159itelna toti\u017e tvrd\u00ed, \u017ee v\u011bnuje \u201ezvl\u00e1\u0161tn\u00ed pozornost etick\u00fdm, soci\u00e1ln\u00edm a environment\u00e1ln\u00edm aspekt\u016fm p\u0159i rozhodov\u00e1n\u00ed o investov\u00e1n\u00ed nebo poskytov\u00e1n\u00ed \u00fav\u011br\u016f\u201c a jej\u00ed \u201epolitika odpov\u011bdn\u00e9ho financov\u00e1n\u00ed\u201c vymezuje \u201epravidla pro financov\u00e1n\u00ed odv\u011btv\u00ed s nep\u0159\u00edzniv\u00fdm dopadem na \u017eivotn\u00ed prost\u0159ed\u00ed a spole\u010dnost, jako jsou energetika nebo zbrojn\u00ed pr\u016fmysl\u201c. Rakousk\u00e1 skupina Erste, pod ni\u017e \u010cesk\u00e1 spo\u0159itelna pat\u0159\u00ed, klient\u016fm po\u010d\u00edt\u00e1 sv\u00e9 ESG sk\u00f3re, a pokud nedos\u00e1hnou klimaticky a soci\u00e1ln\u011b dostate\u010dn\u00e9ho hodnocen\u00ed, maj\u00ed nap\u0159\u00edklad sm\u016flu p\u0159i \u017e\u00e1dosti o financov\u00e1n\u00ed.<\/p>\n

Podobn\u011b nezah\u00e1l\u00ed \u010cSOB z belgick\u00e9 skupiny KBC. Ta razantn\u011b omezuje<\/a> financov\u00e1n\u00ed projekt\u016f, kter\u00e9 nejsou dostate\u010dn\u011b klimaticky p\u0159\u00edv\u011btiv\u00e9, a nav\u00edc motivuje sv\u00e9 zam\u011bstnance, aby ESG c\u00edle bedliv\u011b sledovali. Pr\u00e1v\u011b pln\u011bn\u00ed ESG c\u00edl\u016f tvo\u0159\u00ed 10 % variabiln\u00ed slo\u017eky odm\u011b\u0148ov\u00e1n\u00ed vrcholov\u00e9ho managementu banky a striktn\u011b je uplat\u0148ov\u00e1no hodnocen\u00ed klient\u016f, kdy klimaticky p\u0159\u00edzniv\u00ed jsou zv\u00fdhodn\u011bni a ti s nejv\u011bt\u0161\u00ed uhl\u00edkovou stopou jsou bankou vy\u0159azeni z mo\u017enosti z\u00edskat od n\u00ed pen\u00edze.<\/p>\n

\u201eZm\u011bny klimatu a \u00fabytek p\u0159\u00edrodn\u00edch zdroj\u016f p\u0159edstavuj\u00ed nejv\u011bt\u0161\u00ed v\u00fdzvy pro dne\u0161n\u00ed sv\u011bt. \u010cSOB si je v\u011bdom\u00e1 toho, \u017ee i ka\u017edodenn\u00ed pracovn\u00ed \u010dinnosti maj\u00ed p\u0159\u00edm\u00fd, nebo nep\u0159\u00edm\u00fd negativn\u00ed dopad na \u017eivotn\u00ed prost\u0159ed\u00ed a na prohlubov\u00e1n\u00ed glob\u00e1ln\u00edch probl\u00e9m\u016f v t\u00e9to oblasti. Hled\u00e1n\u00ed cesty k udr\u017eitelnosti a v\u011bdom\u00e9mu hospod\u00e1\u0159sk\u00e9mu r\u016fstu a rozvoji je spole\u010densk\u00fdm \u00fakolem,\u201c uv\u00e1d\u00ed \u010cSOB.<\/p>\n

<\/p>\n

\t\t\t\tFotogalerie: – Univerzity za klima<\/p>\n


\n\tPremiantem v boji s klimatickou zm\u011bnou i za cenu tvrd\u00e9 selekce klient\u016f je dlouhodob\u011b Komer\u010dn\u00ed banka z francouzsk\u00e9 skupiny Soci\u00e9t\u00e9 G\u00e9n\u00e9rale. Firemn\u00ed \u00fav\u011bry striktn\u011b kategorizuje<\/a> podle toho, zda maj\u00ed pozitivn\u00ed environment\u00e1ln\u00ed p\u0159\u00ednos, a disponuje velmi objemn\u00fdm seznamem po\u017eadavk\u016f. N\u011bkter\u00e9 z nich p\u0159\u00edmo jmenuj\u00ed, \u017ee je jak\u00e1koli koruna pro klienta z dan\u00e9ho odv\u011btv\u00ed \u00fapln\u00e9 tabu. Specifick\u00e9 restriktivn\u00ed politiky banka m\u00e1 nastaven\u00e9 pro t\u011b\u017ebu uhl\u00ed, ropu a plyn, tepelnou energetiku \u010di zem\u011bd\u011blstv\u00ed.<\/p>\n

N\u011bkte\u0159\u00ed z klient\u016f ji\u017e nepochod\u00ed u \u017e\u00e1dn\u00e9 z nejv\u011bt\u0161\u00edch bank. Tak\u00e9 UniCredit Bank informuje<\/a>, \u017ee je jej\u00edm c\u00edlem, aby v r\u00e1mci sv\u00e9ho \u00fav\u011brov\u00e9ho portfolia dos\u00e1hla financovan\u00fdch nulov\u00fdch emis\u00ed do roku 2050. \u201eSni\u017eujeme financovan\u00ed emis\u00ed s c\u00edlem dosa\u017een\u00ed uhl\u00edkov\u00e9 neutrality,\u201c hl\u00e1s\u00ed sv\u016fj postoj.<\/p>\n

A rovn\u011b\u017e Raiffeisenbank nevynech\u00e1v\u00e1 striktn\u00ed vyhodnocov\u00e1n\u00ed nap\u0159\u00edklad toho, zda klienti nep\u0159isp\u00edvaj\u00ed ke zm\u011bn\u00e1m klimatu \u010di od nich nehroz\u00ed environment\u00e1ln\u00ed riziko. \u201eRaiffeisenbank se hrd\u011b a aktivn\u011b hl\u00e1s\u00ed k princip\u016fm odpov\u011bdn\u00e9ho bankovnictv\u00ed. Jsme si v\u011bdomi kl\u00ed\u010dov\u00e9 role a velk\u00e9 odpov\u011bdnosti, kterou jako banka v procesu zelen\u00e9 transformace a jej\u00edho financov\u00e1n\u00ed m\u00e1me. Proto chceme b\u00fdt spole\u010dnost\u00ed, kter\u00e1 je environment\u00e1ln\u011b i spole\u010densky odpov\u011bdn\u00e1,\u201c sd\u011bluje<\/a>.<\/p>\n


\n\t\"\"<\/p>\n


\n\tFOTO: Repro webov\u00e9 str\u00e1nky \u010cesk\u00e9 spo\u0159itelny<\/p>\n


\n\tPro\u010d cht\u011bj\u00ed b\u00fdt banky st\u00e1le v\u00edce zelen\u00e9? Tlak poch\u00e1z\u00ed z unie<\/p>\n

Odpov\u011b\u010f na ot\u00e1zku, pro\u010d cht\u011bj\u00ed b\u00fdt banky st\u00e1le v\u00edce zelen\u00e9, by\u0165 t\u00edm samy p\u0159ich\u00e1zej\u00ed o mo\u017en\u00e9, velmi lukrativn\u00ed klienty, lze naj\u00edt nejen v tlaku od mate\u0159sk\u00fdch spole\u010dnost\u00ed. Do hry vstupuj\u00ed zejm\u00e9na pravidla EU a ECB. Zahrani\u010dn\u00ed investo\u0159i, velk\u00e9 poji\u0161\u0165ovny a penzijn\u00ed fondy dnes hodnot\u00ed riziko podle standard\u016f, kter\u00e9 nastavuje ECB a EU, a p\u0159i nen\u00e1sledov\u00e1n\u00ed unijn\u00edch pravidel by bank\u00e1m hrozilo, \u017ee se jim stane p\u0159esn\u011b to sam\u00e9, co uplat\u0148uj\u00ed v\u016f\u010di sv\u00fdm klient\u016fm z t\u011b\u017eebn\u00edho \u010di obrann\u00e9ho pr\u016fmyslu \u2013 tedy \u017ee budou nemilosrdn\u011b vy\u0161krtnuty.<\/p>\n

Mimo to je k n\u00e1sledov\u00e1n\u00ed pravidel v\u016f\u010di bank\u00e1m tlak i od samotn\u00fdch unijn\u00edch instituc\u00ed. ECB a EBA vyd\u00e1vaj\u00ed pro banky v cel\u00e9 Evropsk\u00e9 unii z\u00e1vazn\u00e9 sm\u011brnice pro hodnocen\u00ed \u00fav\u011br\u016f, boj proti pran\u00ed \u0161pinav\u00fdch pen\u011bz nebo pr\u00e1v\u011b pro ESG a klimatick\u00e1 rizika a v p\u0159\u00edpad\u011b jejich nen\u00e1sledov\u00e1n\u00ed jsou finan\u010dn\u00ed domy postaveny p\u0159ed vysok\u00e9 pokuty.<\/p>\n

<\/p>\n

Anketa<\/p>\n

Co \u0159\u00edk\u00e1te na chov\u00e1n\u00ed Petra Macinky?<\/p>\n

hlasovalo: 10314 lid\u00ed<\/p>\n

Evropsk\u00e1 centr\u00e1ln\u00ed banka p\u0159ed n\u011bkolika lety dala bank\u00e1m za povinnost zahrnout posuzov\u00e1n\u00ed klimatick\u00fdch a environment\u00e1ln\u00edch rizik. \u201eN\u011bkter\u00e9 banky ji\u017e za\u010daly pl\u00e1novat p\u0159echod na n\u00edzkouhl\u00edkovou ekonomiku a komunikovat se sv\u00fdmi klienty. Ve v\u011bt\u0161in\u011b bank v\u0161ak st\u00e1le p\u0159evl\u00e1d\u00e1 vy\u010dk\u00e1vac\u00ed p\u0159\u00edstup. Banky si nap\u0159\u00edklad nestanovuj\u00ed pr\u016fb\u011b\u017en\u00e9 c\u00edle ani limity pro podstupov\u00e1n\u00ed rizik s c\u00edlem plnit sv\u00e9 dlouhodob\u00e9 strategick\u00e9 z\u00e1vazky, nebo je stanovuj\u00ed tak, aby bezprost\u0159edn\u00ed dopad na podnik\u00e1n\u00ed banky byl zanedbateln\u00fd,\u201c st\u011b\u017eovalala si ECB v roce 2022, na\u010de\u017e p\u0159i\u0161lo zp\u0159\u00edsn\u011bn\u00ed v podob\u011b pevn\u00fdch po\u017eadavk\u016f.<\/p>\n

Bankovn\u00ed spole\u010dnosti, kter\u00e9 klienty neselektovaly dostate\u010dn\u011b, pak musely po\u010d\u00edtat s t\u00edm, \u017ee na n\u011b mohou dopadnout donucovac\u00ed opat\u0159en\u00ed ECB<\/a>, spo\u010d\u00edvaj\u00edc\u00ed nap\u0159\u00edklad v pravideln\u00fdch pen\u00e1le za nepln\u011bn\u00ed pravidel.<\/p>\n

Velk\u00e9 pokuty za nedodr\u017een\u00ed rozhodnut\u00ed ECB o klimatick\u00fdch a environment\u00e1ln\u00edch rizic\u00edch za\u010daly padat v posledn\u00edch m\u011bs\u00edc\u00edch a pen\u00e1le ve v\u00fd\u0161i 187 650 eur (v p\u0159epo\u010dtu p\u0159ibli\u017en\u011b 4 577 000 K\u010d) vloni v listopadu dostala vym\u011b\u0159en\u00e9<\/a> \u0161pan\u011blsk\u00e1 Abanca.<\/p>\n

<\/p>\n

\t\t\t\tFotogalerie: – Klima te\u010f, \u0161kola pozd\u011bji<\/p>\n


\n\tN\u00e1sledn\u011b v p\u016flce listopadu padla pokuta<\/a> kv\u016fli stejn\u00e9mu provin\u011bn\u00ed pro francouzskou Cr\u00e9dit Agricole ve v\u00fd\u0161i 7 551 050 eur (v p\u0159epo\u010dtu p\u0159ibli\u017en\u011b 184 207 000 K\u010d).<\/p>\n

Ke zna\u010dn\u00e9 pokut\u011b, kterou Cr\u00e9dit Agricole dostala kv\u016fli nepln\u011bn\u00ed po\u017eadavk\u016f ECB, aby banky \u0159\u00eddily rizika plynouc\u00ed ze zm\u011bn klimatu a emis\u00ed, se spole\u010dnost pro agenturu Bloomberg vyj\u00e1d\u0159ila<\/a> se slovy o \u201enepochopen\u00ed\u201c ohledn\u011b z\u00e1le\u017eitosti, kterou ozna\u010dila za \u201e\u010dist\u011b administrativn\u00ed\u201c. Dodala, \u017ee \u201eve sv\u00fdch modelech klimatick\u00e1 a environment\u00e1ln\u00ed rizika zohled\u0148uje\u201c.<\/p>\n

ECB tvrd\u00ed, \u017ee j\u00ed jde o p\u0159ipravenost bank. Na ot\u00e1zku ohledn\u011b aktu\u00e1ln\u00edho n\u00e1hledu na \u0159\u00edzen\u00ed klimatick\u00fdch a p\u0159\u00edrodn\u00edch rizik ze strany evropsk\u00fdch bank redakci Parlamentn\u00edchList\u016f.cz Evropsk\u00e1 centr\u00e1ln\u00ed banka odk\u00e1zala na slova \u010dlena V\u00fdkonn\u00e9 rady ECB a m\u00edstop\u0159edsedy Rady dohledu ECB Franka Eldersona z lo\u0148sk\u00e9ho \u010dervence. Tehdy tento p\u0159edstavitel ECB hovo\u0159il o pokroku, kter\u00fd mus\u00ed pokra\u010dovat.<\/p>\n

<\/p>\n

\t\t\t\tFotogalerie: – S Turkem za z\u00e1dy<\/p>\n


\n\t\u201eEvropsk\u00e9 banky dos\u00e1hly pokroku v \u0159\u00edzen\u00ed rizik souvisej\u00edc\u00edch s klimatem a p\u0159\u00edrodou. Je v\u0161ak st\u00e1le t\u0159eba ud\u011blat v\u00edce, proto\u017ee \u010dasto vid\u00edme, \u017ee postupy se uplat\u0148uj\u00ed pouze na podmno\u017einu relevantn\u00edch expozic, zem\u011bpisn\u00fdch oblast\u00ed a kategori\u00ed rizik,\u201c zhodnotil Elderson.<\/p>\n

ECB uv\u00e1d\u00ed, \u017ee \u201erizika souvisej\u00edc\u00ed s klimatem a p\u0159\u00edrodou jsou ji\u017e realitou a jejich z\u00e1va\u017enost jednozna\u010dn\u011b roste\u201c. \u201eA proto musej\u00ed i banky d\u00e1le zlep\u0161it svou p\u0159ipravenost.\u201c \u201eGlob\u00e1ln\u00ed oteplov\u00e1n\u00ed je ji\u017e na pokraji p\u0159ekro\u010den\u00ed hranice 1,5 stupn\u011b Celsia. Bohu\u017eel je sv\u011bt na cest\u011b k pr\u016fm\u011brn\u00e9mu n\u00e1r\u016fstu teploty o 3,1 stupn\u011b Celsia do konce stolet\u00ed. A i to z\u00e1vis\u00ed na tom, zda se v\u0161echny vl\u00e1dy budou dr\u017eet sv\u00fdch sou\u010dasn\u00fdch politik a zda je budou v\u010das a v pln\u00e9m rozsahu implementovat,\u201c varuje p\u0159itom.<\/p>\n

<\/p>\n

Psali jsme:<\/p>\n

\u00a0<\/p>\n

Zdroje:<\/p>\n

https:\/\/www.bankingsupervision.europa.eu\/activities\/enforcement\/html\/index.en.html<\/p>\n

https:\/\/www.bankingsupervision.europa.eu\/press\/pr\/date\/2025\/html\/ssm.pr251110~3e0b6f579e.en.html<\/p>\n

https:\/\/www.bankingsupervision.europa.eu\/press\/pr\/date\/2026\/html\/ssm.pr260213~d0ac373293.en.html<\/p>\n

https:\/\/www.bloomberg.com\/news\/articles\/2026-02-13\/ecb-fines-credit-agricole-7-6-million-over-climate-failures<\/p>\n

https:\/\/www.csas.cz\/cs\/o-nas\/udrzitelnost<\/p>\n

https:\/\/www.csob.cz\/documents\/10710\/619935\/csob-csr-2024-cz.pdf<\/p>\n

https:\/\/www.kb.cz\/cs\/udrzitelnost\/esg-v-kb\/ekonomicka-udrzitelnost#0-Zobrazit-Eticke-desatero<\/p>\n

https:\/\/www.rb.cz\/attachments\/infopovinnost\/esg-a-odpovedne-investovani.pdf<\/p>\n

https:\/\/www.unicreditbank.cz\/cs\/ostatni\/esg-uvod.html<\/p>\n","protected":false},"excerpt":{"rendered":" Anketa Je v\u00e1m l\u00edto, \u017ee V\u00e1clav Moravec kon\u010d\u00ed v \u010cesk\u00e9 televizi? hlasovalo: 6456 lid\u00ed Evropsk\u00e9 banky selektuj\u00ed…\n","protected":false},"author":2,"featured_media":21175,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[1985,625,67,68,994,10256,4030,10254,5678,4092,372,373,10253,159,10257,10255,4999],"class_list":{"0":"post-21174","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-byznys","8":"tag-banky","9":"tag-bloomberg","10":"tag-business","11":"tag-byznys","12":"tag-ceska-sporitelna","13":"tag-credit-agricole","14":"tag-csob","15":"tag-eba","16":"tag-ecb","17":"tag-emise","18":"tag-esg","19":"tag-eu","20":"tag-kb","21":"tag-klima","22":"tag-komercni-banka","23":"tag-raiffeisenbank","24":"tag-unicredit-bank"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116211159357348863","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/21174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=21174"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/21174\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/21175"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=21174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=21174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=21174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}