{"id":39872,"date":"2026-03-30T07:43:12","date_gmt":"2026-03-30T07:43:12","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/39872\/"},"modified":"2026-03-30T07:43:12","modified_gmt":"2026-03-30T07:43:12","slug":"dostatecna-castka-pro-start-potomku-do-zivota-je-200-tisic-korun-mysli-si-rodice","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/39872\/","title":{"rendered":"Dostate\u010dn\u00e1 \u010d\u00e1stka pro start potomk\u016f do \u017eivota je 200\u00a0tis\u00edc korun, mysl\u00ed si rodi\u010de"},"content":{"rendered":"

\u201eT\u00e9m\u011b\u0159 polovina rodi\u010d\u016f \u0159\u00edk\u00e1, \u017ee d\u011blaj\u00ed, co je mo\u017en\u00e9. \u010cast\u011bji to konstatuj\u00ed ti z\u00a0n\u00edzkop\u0159\u00edjmov\u00fdch dom\u00e1cnost\u00ed,\u201c sd\u011blil Kry\u0161tof Ryb\u00e1\u010dek z\u00a0agentury Behavio.<\/p>\n

Vych\u00e1zel z\u00a0pr\u016fzkumu, kter\u00fd agentura provedla pro poradenskou a\u00a0investi\u010dn\u00ed spole\u010dnost Broker Consulting.<\/p>\n

Podle jeho v\u00fdsledk\u016f pova\u017euje nejv\u011bt\u0161\u00ed skupina rodi\u010d\u016f, 36\u00a0procent, za dostate\u010dn\u00fd finan\u010dn\u00ed start do \u017eivota \u010d\u00e1stku do 200\u00a0tis\u00edc korun. P\u0159ekvapiv\u011b ji jako dosta\u010duj\u00edc\u00ed uv\u00e1d\u00ed i\u00a028\u00a0procent rodi\u010d\u016f s\u00a0vy\u0161\u0161\u00edmi p\u0159\u00edjmy. Tak\u0159ka \u010dtvrtina rodi\u010d\u016f pak pl\u00e1nuje p\u0159edat potomk\u016fm do p\u016fl milionu.<\/p>\n

<\/a><\/p>\n

Zm\u00edn\u011bn\u00fdch dv\u011b st\u011b tis\u00edc korun nen\u00ed na vstup do \u017eivota p\u0159\u00edli\u0161. \u201e\u010c\u00e1stka p\u0159edstavuje sp\u00ed\u0161e men\u0161\u00ed finan\u010dn\u00ed pol\u0161t\u00e1\u0159 ne\u017e skute\u010dn\u00fd start do \u017eivota. Jen akontace na prvn\u00ed bydlen\u00ed se v\u00a0\u0159ad\u011b m\u011bst pohybuje v\u00a0\u0159\u00e1du statis\u00edc\u016f a\u017e milionu korun,\u201c upozornil hlavn\u00ed analytik Broker Consulting Martin Nov\u00e1k.<\/p>\n

Podle Jany Brodani z\u00a0Asociace pro kapit\u00e1lov\u00fd trh je nav\u00edc nutn\u00e9 po\u010d\u00edtat s\u00a0t\u00edm, \u017ee pen\u00edze \u010dasem ztr\u00e1cej\u00ed na hodnot\u011b. \u201eDv\u011b st\u011b tis\u00edc m\u016f\u017ee b\u00fdt za dvacet p\u011bt let hodnotou na \u00farovni sou\u010dasn\u00fdch t\u0159iceti tis\u00edc,\u201c upozornila.<\/p>\n

P\u011btina rodi\u010d\u016f p\u0159esto m\u00edn\u00ed, \u017ee d\u00edt\u011bti do \u017eivota nen\u00ed nutn\u00e9 d\u00e1vat \u017e\u00e1dn\u00e9 pen\u00edze. Tento n\u00e1zor \u010dast\u011bji uv\u00e1d\u011bj\u00ed star\u0161\u00ed rodi\u010de. Zat\u00edmco mezi rodi\u010di ve v\u011bku 25\u00a0a\u017e 39\u00a0let se to domn\u00edv\u00e1 t\u0159in\u00e1ct procent respondent\u016f, ve v\u011bku 50\u00a0a\u017e 65\u00a0let v\u00edce ne\u017e \u010dtvrtina.<\/p>\n

Nejprve pen\u00edze, potom bydlen\u00ed<\/p>\n

Odborn\u00edci doporu\u010duj\u00ed neukl\u00e1dat pen\u00edze na b\u011b\u017en\u00e9 \u00fa\u010dty, ale vyu\u017e\u00edvat sp\u00ed\u0161e jin\u00e9 spo\u0159ic\u00ed produkty, kde se mohou v\u00edce zhodnotit. Nap\u0159\u00edklad do pod\u00edlov\u00fdch fond\u016f.<\/p>\n

\u201eI s\u00a0relativn\u011b mal\u00fdmi \u010d\u00e1stkami lze za p\u00e1r desetilet\u00ed d\u00edt\u011bti naspo\u0159it pom\u011brn\u011b zaj\u00edmav\u00fd objem, by\u0165 asi ne tak velk\u00fd, aby mu zlomov\u011b zm\u011bnil \u017eivot. P\u0159esto se v\u00a0dom\u00e1cnostech s\u00a0napjat\u00fdm rozpo\u010dtem m\u016f\u017ee jednat o\u00a0racion\u00e1ln\u00ed volbu,\u201c konstatoval V\u00edt Hradil ze spole\u010dnosti Investika.<\/p>\n

Na jm\u00e9no d\u00edt\u011bte je vedena p\u0159ibli\u017en\u011b polovina pen\u011bz, kter\u00e9 dom\u00e1cnosti potomk\u016fm spo\u0159\u00ed. Ve v\u00edce ne\u017e polovin\u011b ostatn\u00edch p\u0159\u00edpad\u016f z\u016fst\u00e1vaj\u00ed tyto prost\u0159edky psan\u00e9 na rodi\u010de nebo jsou rozd\u011bleny na v\u00edce zp\u016fsob\u016f. Prost\u0159edky, kter\u00e9 maj\u00ed rodi\u010de p\u0159ipraven\u00e9 pro d\u011bti, tak \u010dasto z\u016fst\u00e1vaj\u00ed sou\u010d\u00e1st\u00ed rodinn\u00fdch financ\u00ed.<\/p>\n

\u201ePokud rodina dlouhodob\u011b vytv\u00e1\u0159\u00ed \u00faspory s\u00a0c\u00edlem pomoci d\u00edt\u011bti, je rozumn\u00e9, aby nad nimi m\u011bla kontrolu a\u017e do okam\u017eiku, kdy je d\u00edt\u011b p\u0159ipraven\u00e9 s\u00a0nimi zodpov\u011bdn\u011b nakl\u00e1dat. Na\u010dasov\u00e1n\u00ed jejich p\u0159ed\u00e1n\u00ed m\u016f\u017ee b\u00fdt stejn\u011b z\u00e1sadn\u00ed jako samotn\u00e1 v\u00fd\u0161e naspo\u0159en\u00e9 \u010d\u00e1stky,\u201c dodal Nov\u00e1k.<\/p>\n

Sedm z\u00a0deseti rodi\u010d\u016f ve v\u011bku 25\u00a0a\u017e 39\u00a0let chce p\u0159edat d\u011btem spo\u0159en\u00ed, kter\u00e9 pro n\u011b zalo\u017eili, do 25\u00a0let jejich \u017eivota.<\/p>\n

U nemovitost\u00ed je situace v\u00fdrazn\u011b odli\u0161n\u00e1. T\u00e9m\u011b\u0159 polovina rodi\u010d\u016f pl\u00e1nuje p\u0159edat byt nebo d\u016fm a\u017e po \u010dty\u0159ic\u00e1t\u00e9m p\u00e1t\u00e9m roce \u017eivota potomka. Nemovitosti tak\u00e9 v\u00a0mnoha rodin\u00e1ch z\u016fst\u00e1vaj\u00ed sp\u00ed\u0161e sou\u010d\u00e1st\u00ed d\u011bdictv\u00ed ne\u017e pomoc\u00ed p\u0159i startu do dosp\u011bl\u00e9ho \u017eivota.<\/p>\n

\u201eP\u0159ed\u00e1n\u00ed nemovitosti v\u00a0\u010cesku evidentn\u011b nep\u0159edstavuje b\u011b\u017enou formu v\u00fdpomoci d\u011btem, co\u017e je ostatn\u011b vcelku logick\u00e9. Nemovitost je v\u00e1z\u00e1na na konkr\u00e9tn\u00ed fyzickou lokalitu a\u00a0\u0161ance, \u017ee se potomek bude cht\u00edt usadit v\u00a0m\u00edst\u011b, kter\u00e9 si vybrali rodi\u010de, je relativn\u011b n\u00edzk\u00e1,\u201c doplnil Hradil.<\/p>\n

Anketa<\/p>\n

Spo\u0159\u00edte d\u011btem do budoucna?<\/p>\n

Celkem
\n\t\t\t\thlasovalo
\n\t\t\t\t474
\n\t\t\t\t\u010dten\u00e1\u0159\u016f.<\/p>\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u201eT\u00e9m\u011b\u0159 polovina rodi\u010d\u016f \u0159\u00edk\u00e1, \u017ee d\u011blaj\u00ed, co je mo\u017en\u00e9. \u010cast\u011bji to konstatuj\u00ed ti z\u00a0n\u00edzkop\u0159\u00edjmov\u00fdch dom\u00e1cnost\u00ed,\u201c sd\u011blil Kry\u0161tof Ryb\u00e1\u010dek…\n","protected":false},"author":2,"featured_media":39873,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[67,68,444,69,1005,2255,5503],"class_list":{"0":"post-39872","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-byznys","8":"tag-business","9":"tag-byznys","10":"tag-deti","11":"tag-investice","12":"tag-pruzkum","13":"tag-rodice","14":"tag-sporeni"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116317008943785843","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/39872","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=39872"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/39872\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/39873"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=39872"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=39872"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=39872"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}