{"id":48659,"date":"2026-04-08T07:00:09","date_gmt":"2026-04-08T07:00:09","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/48659\/"},"modified":"2026-04-08T07:00:09","modified_gmt":"2026-04-08T07:00:09","slug":"nikdo-vas-k-nicemu-nenuti-ale-brusel-chce-zmenit-jak-cesi-spori","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/48659\/","title":{"rendered":"Nikdo v\u00e1s k\u00a0ni\u010demu nenut\u00ed, ale\u2026 Brusel chce zm\u011bnit, jak \u010ce\u0161i spo\u0159\u00ed"},"content":{"rendered":"

Evropan\u00e9 ka\u017ed\u00fd rok na spo\u0159ic\u00ed \u00fa\u010dty ulo\u017e\u00ed p\u0159ibli\u017en\u011b 1,4\u00a0bilionu eur. Unie hled\u00e1 zp\u016fsoby, jak zv\u00fd\u0161it financov\u00e1n\u00ed rozvoje firem i\u00a0politick\u00fdch viz\u00ed. Lidi chce proto p\u0159esv\u011bd\u010dit, aby sv\u00e9 \u00faspory investovali.<\/p>\n

Zde p\u0159ich\u00e1z\u00ed do hry projekt Unie \u00faspor a\u00a0investic (SIU), kterou m\u00e1 na starosti eurokomisa\u0159ka pro finan\u010dn\u00ed slu\u017eby Maria Lu\u00eds Albuquerque. Z\u00a0pohledu Komise jde pro obyvatele Evropy o\u00a0dlouhodobou p\u0159\u00edle\u017eitost zhodnotit sv\u00e9 pen\u00edze. Brusel skrze n\u011b tak\u00e9 dostane dal\u0161\u00ed mo\u017enost jak financovat prom\u011bnu kontinentu. To znamen\u00e1 v\u00edce pen\u011bz pro investice do zelen\u00fdch technologi\u00ed, digit\u00e1ln\u00edch technologi\u00ed, obrany a\u00a0dal\u0161\u00edch oblast\u00ed.<\/p>\n

\u201eMy\u0161lenkou Unie \u00faspor a\u00a0investic je podpo\u0159it jednotn\u00fd trh s\u00a0finan\u010dn\u00edmi slu\u017ebami. D\u00e1 pr\u016fm\u011brn\u00e9 rodin\u011b lep\u0161\u00ed mo\u017enosti jak dlouhodob\u011b zhodnotit sv\u00e9 \u00faspory. Prosp\u011blo by to tak\u00e9 firm\u00e1m. Jde o\u00a0projekt, kter\u00fd zaru\u010d\u00ed, \u017ee spo\u0159itel\u00e9, drobn\u00ed investo\u0159i, rodiny i\u00a0spole\u010dnosti najdou na finan\u010dn\u00edm trhu \u0159e\u0161en\u00ed pro cokoliv, co mohou pot\u0159ebovat. SIU umo\u017en\u00ed tak\u00e9 snaz\u0161\u00ed financov\u00e1n\u00ed evropsk\u00fdch projekt\u016f,\u201c vysv\u011btluje pro Seznam Zpr\u00e1vy \u00fa\u010del cel\u00e9ho projektu Albuquerque.<\/p>\n

Posledn\u00ed zm\u00edn\u011bn\u00fd c\u00edl SIU d\u00e1v\u00e1 odp\u016frc\u016fm n\u00e1boje ke kritice. Snahu Komise vytvo\u0159it nap\u0159\u00edklad bankovn\u00ed \u00fa\u010dty, skrze n\u011b\u017e budou investo\u0159i i\u00a0mal\u00e9 \u010d\u00e1stky vkl\u00e1dat do\u00a0\u2013 podle pl\u00e1nu EU\u00a0\u2013 akci\u00ed nebo dluhopis\u016f dle vlastn\u00edho v\u00fdb\u011bru, p\u0159ekl\u00e1daj\u00ed odp\u016frci jako snahu Bruselu z\u00edskat v\u011bt\u0161\u00ed kontrolu nad pen\u011bzi obyvatel \u010dlensk\u00fdch st\u00e1t\u016f.<\/p>\n

\u201e\u00da\u010det tohoto typu funguje podobn\u011b jako b\u011b\u017en\u00e9 spo\u0159ic\u00ed \u00fa\u010dty. Umo\u017en\u00ed ale klient\u016fm nakupovat akcie, dluhopisy nebo pod\u00edlov\u00e9 fondy od p\u00e1r des\u00edtek eur. \u00da\u010det by m\u011bl b\u00fdt jednoduch\u00fd a\u00a0p\u0159ehledn\u00fd, nav\u00edc s\u00a0da\u0148ov\u00fdmi v\u00fdhodami pro drobn\u00e9 investory. V\u00fdnosy nelze garantovat, proto\u017ee investice do trh\u016f maj\u00ed sv\u00e1 rizika. Mohou ale lidem pomoci p\u0159ekonat inflaci a\u00a0p\u0159ipravit se na velk\u00e9 \u017eivotn\u00ed c\u00edle. Nav\u00edc kdy\u017e si koup\u00edte akcie evropsk\u00fdch firem, pom\u00e1h\u00e1te t\u00edm nap\u00e1jet kapit\u00e1l trhu,\u201c popisuje komisa\u0159ka jeden z\u00a0motor\u016f Unie \u00faspor a\u00a0investic, kter\u00fd m\u00e1 slou\u017eit k\u00a0rozh\u00fdb\u00e1n\u00ed kapit\u00e1lu.<\/p>\n

Suverenita versus integrace<\/p>\n

Evropsk\u00fd \u00fa\u010det bude podle Albuquerque mo\u017en\u00e9 m\u00edt u\u00a0poskytovatel\u016f jednoho st\u00e1tu, ale platit bude po cel\u00e9 Unii. D\u00edky tomu by si ho \u010ce\u0161i mohli otev\u0159\u00edt u\u00a0n\u011bmeck\u00e9 banky stejn\u011b snadno jako u\u00a0\u010desk\u00e9. Sou\u010dasn\u011b chce Komise p\u0159ev\u00e9st \u010d\u00e1st kontroly n\u00e1rodn\u00edch poskytovatel\u016f finan\u010dn\u00edch slu\u017eeb pod patron\u00e1t Bruselu. Dal\u0161\u00edm pl\u00e1novan\u00fdm prvkem Unie \u00faspor a\u00a0investic m\u00e1 b\u00fdt tak\u00e9 sjednocen\u00ed kapit\u00e1lov\u00fdch trh\u016f EU a\u00a0zvy\u0161ov\u00e1n\u00ed investi\u010dn\u00ed gramotnosti Evropan\u016f.<\/p>\n

Foto: Evropsk\u00e1 komise<\/p>\n

Eurokomisa\u0159ka Maria Lu\u00eds Albuquerque je v\u00a0Evropsk\u00e9 komisi zodpov\u011bdn\u00e1 za oblast finan\u010dn\u00edch slu\u017eeb i\u00a0Unii \u00faspor a\u00a0investic.<\/p>\n

\u201eChceme zlep\u0161it finan\u010dn\u00ed gramotnost lid\u00ed, aby v\u011bd\u011bli, jak spo\u0159it \u010di investovat. Kl\u00ed\u010dov\u00e9 je, \u017ee v\u0161e by m\u011blo prob\u00edhat nadn\u00e1rodn\u011b a\u00a0co nejjednodu\u0161eji. Prvn\u00ed etapa projektu bude hotov\u00e1 do poloviny p\u0159\u00ed\u0161t\u00edho roku. Pak by m\u011blo p\u0159ij\u00edt kone\u010dn\u00e9 zprovozn\u011bn\u00ed slu\u017eeb a\u00a0p\u0159\u00edpadn\u011b zaveden\u00ed dal\u0161\u00ed koordinace. Pokud se nebudou \u010dlensk\u00e9 st\u00e1ty pohybovat dostate\u010dn\u011b rychle, m\u016f\u017eeme to rozjet s\u00a0men\u0161\u00ed skupinou st\u00e1t\u016f, jak \u0159ekla p\u0159edsedkyn\u011b von der Leyenov\u00e1,\u201c upozor\u0148uje Albuquerque na v\u00fdrok p\u0159edsedkyn\u011b Komise, kter\u00e1 p\u0159inesla na st\u016fl op\u011bt ot\u00e1zku dvourychlostn\u00ed Evropy.<\/p>\n

Jednodu\u0161e \u0159e\u010deno, se Evropsk\u00e1 komise a\u00a0nejv\u011bt\u0161\u00ed ekonomiky Unie shodly, \u017ee pokud neza\u010dnou ostatn\u00ed \u010dlensk\u00e9 st\u00e1ty v\u00a0p\u0159edem vyty\u010den\u00e9m \u010dasov\u00e9m horizontu zav\u00e1d\u011bt opat\u0159en\u00ed slu\u010duj\u00edc\u00ed trh Evropy, za\u010dnou se sjednocovat pouze ty zem\u011b, kter\u00e9 maj\u00ed z\u00e1jem, a\u00a0ostatn\u00ed \u010dlenov\u00e9 sedmadvac\u00edtky se mohou postupem \u010dasu p\u0159idat.<\/p>\n

Mezi p\u0159\u00edznivce t\u00e9to my\u0161lenky pat\u0159\u00ed N\u011bmecko, Francie, Polsko, It\u00e1lie, \u0160pan\u011blsko a\u00a0Nizozemsko neboli spolek E6\u00a0sdru\u017euj\u00edc\u00ed pr\u00e1v\u011b nejv\u011bt\u0161\u00ed ekonomick\u00e9 hr\u00e1\u010de kontinentu. Nejhlasit\u011bj\u0161\u00edmi odp\u016frci jsou Irsko a\u00a0Lucembursko.<\/p>\n

Za jeden provaz<\/p>\n

Tlak na sjednocen\u00ed trhu a\u00a0snaha Unie z\u00edskat v\u011bt\u0161\u00ed kontrolu nad n\u00e1rodn\u00edmi finan\u010dn\u00edmi syst\u00e9my popisuj\u00ed kritici i\u00a0jako pokus o\u00a0v\u011bt\u0161\u00ed kontrolu nad sm\u011b\u0159ov\u00e1n\u00edm pen\u011bz do projekt\u016f, kter\u00e9 sou\u010dasn\u00e1 Komise tla\u010d\u00ed dop\u0159edu. Realita je ale barevn\u011bj\u0161\u00ed.<\/p>\n

\u201eDrobn\u00ed investo\u0159i mohou z\u00edskat vy\u0161\u0161\u00ed v\u00fdnos a\u00a0r\u016fzn\u00e9 da\u0148ov\u00e9 \u00falevy, z\u00e1rove\u0148 v\u0161ak budou vystaveni kol\u00eds\u00e1n\u00ed trh\u016f. Proto jsme kladli d\u016fraz na jednoduchost a\u00a0transparentnost. EU instituce sice vkl\u00e1daj\u00ed do SIU velk\u00e9 nad\u011bje, ale sama Komise p\u0159\u00edmo nebere pen\u00edze z\u00a0kapes obyvatel. Nastav\u00edme pravidla, ale o\u00a0konkr\u00e9tn\u00edm investov\u00e1n\u00ed rozhoduj\u00ed sami lid\u00e9 na trz\u00edch. Firemn\u00ed sektory zase mohou z\u00edskat v\u011bt\u0161\u00ed p\u0159\u00edstup k\u00a0financov\u00e1n\u00ed,\u201c vypo\u010d\u00edt\u00e1v\u00e1 Albuquerque v\u00fdhody, kter\u00e9 Unie \u00faspor a\u00a0investic m\u016f\u017ee m\u00edt pro lidi a\u00a0firmy.<\/p>\n

<\/a><\/p>\n

V\u0161echny v\u00fd\u0161e uveden\u00e9 motivace ke vzniku SIU jsou tak i\u00a0podle slov komisa\u0159ky pravdiv\u00e9. Brusel se sna\u017e\u00ed takzvan\u011b \u201emobilizovat\u201c kapit\u00e1l le\u017e\u00edc\u00ed na \u00fa\u010dtech pro financov\u00e1n\u00ed sv\u00fdch viz\u00ed, r\u016fst evropsk\u00fdch podnik\u016f i\u00a0pos\u00edlen\u00ed investi\u010dn\u00ed kultury mezi obyvateli.<\/p>\n

St\u00e1le toti\u017e plat\u00ed tvrzen\u00ed b\u00fdval\u00e9ho guvern\u00e9ra Evropsk\u00e9 centr\u00e1ln\u00ed banky Maria Draghiho o\u00a0tom, \u017ee kdy\u017e se Unie nedok\u00e1\u017ee ekonomicky vzchopit, \u010dek\u00e1 ji pomal\u00e9 skom\u00edr\u00e1n\u00ed ve st\u00ednu \u010c\u00edny a\u00a0USA. Investice v\u00a0r\u016fstu americk\u00fdch spole\u010dnost\u00ed hraj\u00ed kl\u00ed\u010dovou roli. <\/p>\n

Jednotn\u00fd trh je pro konkurenceschopnost kontinentu rovn\u011b\u017e d\u016fle\u017eit\u00fd. Snahy o\u00a0jeho re\u00e1ln\u00fd vznik maj\u00ed proto sv\u016fj v\u00fdznam. D\u016fle\u017eit\u00e9 je ale i\u00a0p\u0159eveden\u00ed t\u011bchto snah do reality. Analytici z\u00a0think tanku CEPS nap\u0159\u00edklad varuj\u00ed, \u017ee SIU\u00a0\u2013 tedy n\u00e1stroj slou\u017e\u00edc\u00ed ke zjednodu\u0161en\u00ed evropsk\u00e9ho finan\u010dn\u00edho syst\u00e9mu\u00a0\u2013 je p\u0159\u00edli\u0161 slo\u017eit\u00fd a\u00a0drobn\u00e9 investory, na jejich\u017e pen\u00edze tak\u00e9 c\u00edl\u00ed, bude jeho komplikovanost odpuzovat.<\/p>\n","protected":false},"excerpt":{"rendered":"Evropan\u00e9 ka\u017ed\u00fd rok na spo\u0159ic\u00ed \u00fa\u010dty ulo\u017e\u00ed p\u0159ibli\u017en\u011b 1,4\u00a0bilionu eur. Unie hled\u00e1 zp\u016fsoby, jak zv\u00fd\u0161it financov\u00e1n\u00ed rozvoje firem…\n","protected":false},"author":2,"featured_media":48660,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[249,991,17,21,69,16,18,19,22,2643,20],"class_list":{"0":"post-48659","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-zpravy","8":"tag-evropska-komise","9":"tag-evropska-unie-eu","10":"tag-headlines","11":"tag-hlavni-udalosti","12":"tag-investice","13":"tag-news","14":"tag-top-news","15":"tag-top-stories","16":"tag-udalosti-dne","17":"tag-uspory","18":"tag-zpravy"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116367801325362086","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/48659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=48659"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/48659\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/48660"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=48659"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=48659"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=48659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}