rozhovoru<\/a> pro Hospod\u00e1\u0159sk\u00e9 noviny.<\/p>\nCeny se nav\u00edc vytrvale zvy\u0161uj\u00ed i v p\u0159\u00edpad\u011b star\u0161\u00ed bytov\u00e9 z\u00e1stavby. Je\u0161t\u011b v roce 2020 se pr\u016fm\u011brn\u00e1 cena za metr \u010dtvere\u010dn\u00ed pohybovala okolo 31 tis\u00edc korun v regionech a 85 tis\u00edc korun v Praze. Podle nejnov\u011bj\u0161\u00edch dat je ale nyn\u00ed na Vyso\u010din\u011b nebo v Jiho\u010desk\u00e9m kraji za metr \u010dtvere\u010dn\u00ed pot\u0159eba zaplatit v pr\u016fm\u011bru kolem 64 tis\u00edc korun. V Praze u\u017e si z\u00e1jemci mus\u00ed p\u0159ichystat v\u00edce ne\u017e dvakr\u00e1t v\u011bt\u0161\u00ed sumu, a to 146 tis\u00edc. Mal\u00e1 m\u011bsta s m\u00e9n\u011b ne\u017e 10 tis\u00edci obyvatel p\u0159evy\u0161uje Praha a Brno cenov\u011b v pr\u016fm\u011bru t\u0159ikr\u00e1t.<\/p>\n
Hypot\u00e9ky rostou<\/p>\n
Z\u00e1jem o po\u0159\u00edzen\u00ed bydlen\u00ed se projevil tak\u00e9 v hypote\u010dn\u00edm trhu. Ten loni vzrostl o 41 procent a objemov\u011b byl druh\u00fd nejsiln\u011bj\u0161\u00ed v historii. Se zvy\u0161uj\u00edc\u00edmi cenami nemovitost\u00ed se toti\u017e zvy\u0161uje i pr\u016fm\u011brn\u00e1 v\u00fd\u0161e hypot\u00e9ky. Ta byla z\u00e1v\u011brem lo\u0148sk\u00e9ho roku t\u00e9m\u011b\u0159 \u010dty\u0159i a p\u016fl milionu korun, \u010d\u00edm\u017e se dostala na historick\u00e9 maximum.<\/p>\n
\u201eS t\u00edm souvis\u00ed i v\u00fd\u0161e pr\u016fm\u011brn\u00e9 m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky, kter\u00e1 je necel\u00fdch 22 800 korun. Oproti roku 2024 je to o zhruba 8,6 procenta v\u00edce, p\u0159ekon\u00e1v\u00e1 to tedy i lo\u0148sk\u00fd n\u00e1r\u016fst pr\u016fm\u011brn\u00e9 nomin\u00e1ln\u00ed mzdy,\u201c vysv\u011btluje ekonom \u010cesk\u00e9 bankovn\u00ed asociace Jarom\u00edr \u0160indel.<\/p>\n
Situace se nav\u00edc bude sp\u00ed\u0161e zhor\u0161ovat. \u010cesk\u00e1 n\u00e1rodn\u00ed banka se rozhodla od dubna zp\u0159\u00edsnit podm\u00ednky pro investi\u010dn\u00ed hypot\u00e9ky a vlivem v\u00e1lky v \u00cdr\u00e1nu nejv\u011bt\u0161\u00ed poskytovatel\u00e9 hypot\u00e9k od poloviny b\u0159ezna zv\u00fd\u0161ili \u00farokov\u00e9 sazby. Pokud se konflikt brzy nevy\u0159e\u0161\u00ed, nejsou vylou\u010deny ani sazby za\u010d\u00ednaj\u00edc\u00ed \u0161estkou. Nicm\u00e9n\u011b i v lo\u0148sk\u00e9m roce, kdy \u00farokov\u00e9 sazby poklesly, se ve v\u0161ech p\u0159\u00edpadech zv\u00fd\u0161ila spl\u00e1tka hypot\u00e9ky i n\u00e1rok na \u010dist\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem.<\/p>\n
\u201eJe to ur\u010dit\u00fd paradox, ale je to p\u0159esn\u011b odpov\u011b\u010f na ot\u00e1zku, zda maj\u00ed lid\u00e9 \u010dekat na pokles \u00farokov\u00fdch sazeb, nebo koupit nemovitost. V posledn\u00edch 15 letech platilo v\u017edycky to, \u017ee se vyplat\u00ed sp\u00ed\u0161 koupit nemovitost, proto\u017ee zpravidla je ten n\u00e1r\u016fst ceny v\u011bt\u0161\u00ed a rychlej\u0161\u00ed ne\u017e pokles cen \u00farok\u016f,\u201c vysv\u011btluje Ro\u010dek.<\/p>\n
Jako p\u0159\u00edklad uv\u00e1d\u00ed Jihlavu, kter\u00e1 se loni stala m\u00edstem s nejlacin\u011bj\u0161\u00edmi novostavbami. B\u011b\u017en\u00fd t\u0159\u00edpokojov\u00fd byt o 75 metrech \u010dtvere\u010dn\u00edch se v kraji prod\u00e1val v pr\u016fm\u011bru za 6,5 milionu korun. Pokud si v\u0161ak na n\u011bj z\u00e1jemce cht\u011bl vz\u00edt maxim\u00e1ln\u00ed \u00farove\u0148 hypote\u010dn\u00edho \u00fav\u011bru, tedy 80 procent, v porovn\u00e1n\u00ed s rokem 2024 pot\u0159eboval m\u00edt pro jeho splacen\u00ed m\u011bs\u00ed\u010dn\u00ed \u010dist\u00fd p\u0159\u00edjem o 4200 korun vy\u0161\u0161\u00ed. V Praze to bylo je\u0161t\u011b dvakr\u00e1t tolik.<\/p>\n
V\u00fdhled do budoucna<\/p>\n
Odborn\u00edci se domn\u00edvaj\u00ed, \u017ee i navzdory tomu bude v Praze p\u0159etrv\u00e1vat p\u0159evis popt\u00e1vky nad nab\u00eddkou. \u201eV Praze a obecn\u011b v krajsk\u00fdch m\u011bstech nomin\u00e1ln\u00ed cena byt\u016f asi klesat nebude, jedin\u011b mohou m\u00edrn\u011b klesnout re\u00e1ln\u00e9 ceny. To s sebou nutn\u011b p\u0159inese zm\u011bnu kultury bydlen\u00ed. Podle m\u011b se tu dlouho \u017eilo v p\u0159edstav\u011b, \u017ee \u010dlov\u011bk s nadpr\u016fm\u011brn\u00fdm platem si v Praze m\u016f\u017ee koupit byt, ve kter\u00e9m bude bydlet se svou rodinou. To u\u017e rozhodn\u011b neplat\u00ed,\u201c mysl\u00ed si David Maz\u00e1\u010dek.<\/p>\n
V jin\u00fdch regionech a men\u0161\u00edch m\u011bstech m\u016f\u017ee doch\u00e1zet ke stagnaci cen, v z\u00e1vislosti na demografick\u00e9m v\u00fdvoji. \u00dastecko a Karlovarsko pravd\u011bpodobn\u011b nad\u00e1le z\u016fstanou nejlevn\u011bj\u0161\u00edmi lokalitami. Podle Milana Ro\u010dka se ale budou prohlubovat struktur\u00e1ln\u00ed probl\u00e9my. \u201eJestli\u017ee je cenov\u00e1 hladina\u00a0pod 50 tis\u00edci za metr \u010dtvere\u010dn\u00ed, tak tam nen\u00ed za sou\u010dasn\u00fdch tr\u017en\u00edch podm\u00ednek mo\u017en\u00e9 postavit nov\u00fd bytov\u00fd d\u016fm, proto\u017ee jeho v\u00fdstavba stoj\u00ed v\u00edc, ne\u017e jak\u00e1 je prodejn\u00ed cena v dan\u00e9 lokalit\u011b,\u201c \u0159\u00edk\u00e1.<\/p>\n","protected":false},"excerpt":{"rendered":"Byty podra\u017euj\u00ed, ale prod\u00e1vaj\u00ed se d\u00e1l. Z\u00e1jem o po\u0159\u00edzen\u00ed bytu byl v roce 2025 je\u0161t\u011b vy\u0161\u0161\u00ed ne\u017e p\u0159edch\u00e1zej\u00edc\u00ed…\n","protected":false},"author":2,"featured_media":48960,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[67,18308,68,1517,2405],"class_list":{"0":"post-48959","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-byznys","8":"tag-business","9":"tag-bytove-domy","10":"tag-byznys","11":"tag-ceny","12":"tag-datavize"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116368944996668571","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/48959","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=48959"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/48959\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/48960"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=48959"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=48959"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=48959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}