{"id":49608,"date":"2026-04-09T05:22:09","date_gmt":"2026-04-09T05:22:09","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/49608\/"},"modified":"2026-04-09T05:22:09","modified_gmt":"2026-04-09T05:22:09","slug":"banky-vystrelily-hypotecni-sazby-nad-pet-procent","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/49608\/","title":{"rendered":"Banky vyst\u0159elily hypote\u010dn\u00ed sazby nad p\u011bt procent"},"content":{"rendered":"<p class=\"c_bz\">\u201eHypote\u010dn\u00ed trh za\u017eil v\u00a0posledn\u00edm m\u011bs\u00edci nejv\u00fdrazn\u011bj\u0161\u00ed r\u016fst \u00farokov\u00fdch sazeb od l\u00e9ta 2022.\u00a0Index se tak po del\u0161\u00ed dob\u011b op\u011bt dostal nad hranici p\u011bti procent,\u201c prohl\u00e1sil analytik spole\u010dnosti Swiss Life Select Ji\u0159\u00ed S\u00fdkora.<\/p>\n<p class=\"c_bz\">R\u016fst sazeb se podle n\u011bj okam\u017eit\u011b prom\u00edt\u00e1 do m\u011bs\u00ed\u010dn\u00edch spl\u00e1tek nov\u00fdch \u00fav\u011br\u016f, kter\u00e9 se zvy\u0161uj\u00ed o\u00a0stovky korun. Pro dom\u00e1cnosti pl\u00e1nuj\u00edc\u00ed po\u0159\u00edzen\u00ed bydlen\u00ed to znamen\u00e1 dal\u0161\u00ed zhor\u0161en\u00ed dostupnosti hypote\u010dn\u00edho financov\u00e1n\u00ed.<\/p>\n<p class=\"c_bz\">Hypoindex odr\u00e1\u017e\u00ed aktu\u00e1ln\u00ed pr\u016fm\u011brnou nab\u00eddkovou sazbu hypot\u00e9ky pro 80\u00a0procent hodnoty nemovitosti. Nejv\u00fdrazn\u011bj\u0161\u00ed zdra\u017een\u00ed podle S\u00fdkory zas\u00e1hlo \u00fav\u011bry s\u00a0t\u0159\u00edletou a\u00a0p\u011btiletou fixac\u00ed sazby. U\u00a0t\u0159\u00edlet\u00e9 o\u00a038\u00a0a\u00a0u p\u011btilet\u00e9 o\u00a035\u00a0bazick\u00fdch bod\u016f. <\/p>\n<p><a data-dot=\"atm-link\" target=\"_self\" href=\"https:\/\/www.novinky.cz\/clanek\/ekonomika-banky-pritvrzuji-vuci-investicnim-hypotekam-tisice-lidi-budou-potrebovat-vice-penez-40570836\" class=\"c_N\" rel=\"nofollow noopener\"><img fetchpriority=\"high\" height=\"2304\" width=\"4096\" src=\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/04\/1775712128_483_hypoteky.jpeg\" loading=\"eager\" decoding=\"sync\" class=\"c_t c_r\"\/><\/a><\/p>\n<p class=\"c_bz\">\u201ePr\u00e1v\u011b tyto fixace pat\u0159\u00ed dlouhodob\u011b k\u00a0nej\u017e\u00e1dan\u011bj\u0161\u00edm, co\u017e dopad r\u016fstu d\u00e1le zesiluje,\u201c podotkl analytik.<\/p>\n<p class=\"c_bz\">Banky podle n\u011bj v\u00edce zohled\u0148uj\u00ed n\u00e1klady na financov\u00e1n\u00ed a\u00a0z\u00e1rove\u0148 si chr\u00e1n\u00ed sv\u00e9 \u00farokov\u00e9 mar\u017ee.<\/p>\n<p class=\"c_bz\">Dal\u0161\u00ed v\u00fdvoj bude podle analytik\u016f z\u00e1viset hlavn\u011b na m\u011bnov\u00e9 politice a\u00a0makroekonomick\u00fdch datech v\u00a0n\u00e1sleduj\u00edc\u00edch m\u011bs\u00edc\u00edch. V\u00e1lka na Bl\u00edzk\u00e9m v\u00fdchod\u011b zv\u00fd\u0161ila nervozitu na finan\u010dn\u00edch trz\u00edch. Investo\u0159i v\u00a0takov\u00e9m prost\u0159ed\u00ed zohled\u0148uj\u00ed riziko vy\u0161\u0161\u00ed inflace, co\u017e se n\u00e1sledn\u011b prom\u00edt\u00e1 i\u00a0do \u00farokov\u00fdch sazeb. <\/p>\n<p class=\"c_bz\">Nap\u011bt\u00ed na trz\u00edch po uzav\u0159en\u00ed p\u0159\u00edm\u011b\u0159\u00ed mezi USA a\u00a0\u00cdr\u00e1nem ale ve st\u0159edu polevilo. \u201eRychl\u00e9 uklidn\u011bn\u00ed situace by mohlo p\u0159in\u00e9st stabilizaci a\u00a0postupn\u00fd pokles sazeb,\u201c v\u011b\u0159\u00ed vedouc\u00ed produktov\u00e9ho odd\u011blen\u00ed Swiss Life Select Tom Kade\u0159\u00e1bek.<\/p>\n<p><a data-dot=\"atm-link\" target=\"_self\" href=\"https:\/\/www.novinky.cz\/clanek\/ekonomika-prvni-banky-prudce-zdrazily-hypoteky-dalsi-je-mohou-brzy-nasledovat-40569879\" class=\"c_N\" rel=\"nofollow noopener\"><img height=\"2304\" width=\"4096\" src=\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/04\/byty.jpeg\" loading=\"eager\" decoding=\"sync\" class=\"c_t c_r\"\/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u201eHypote\u010dn\u00ed trh za\u017eil v\u00a0posledn\u00edm m\u011bs\u00edci nejv\u00fdrazn\u011bj\u0161\u00ed r\u016fst \u00farokov\u00fdch sazeb od l\u00e9ta 2022.\u00a0Index se tak po del\u0161\u00ed dob\u011b op\u011bt&hellip;\n","protected":false},"author":2,"featured_media":49609,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[12],"tags":[1985,67,68,9318,1984,13157],"class_list":["post-49608","post","type-post","status-publish","format-standard","has-post-thumbnail","category-byznys","tag-banky","tag-business","tag-byznys","tag-hypoindex","tag-hypoteky","tag-sazby"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116373078230310858","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/49608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=49608"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/49608\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/49609"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=49608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=49608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=49608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}