{"id":62864,"date":"2026-04-22T12:55:10","date_gmt":"2026-04-22T12:55:10","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/62864\/"},"modified":"2026-04-22T12:55:10","modified_gmt":"2026-04-22T12:55:10","slug":"ceske-banky-budou-prodavat-bitcoin-btc-i-pres-drivejsi-averzi","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/62864\/","title":{"rendered":"\u010cesk\u00e9 banky budou prod\u00e1vat bitcoin (BTC) i p\u0159es d\u0159\u00edv\u011bj\u0161\u00ed averzi"},"content":{"rendered":"

Z kryptom\u011bn v\u00a0\u010dele s\u00a0bitcoinem se st\u00e1v\u00e1 b\u011b\u017en\u00e1 sou\u010d\u00e1st finan\u010dn\u00edho sv\u011bta. Do konce leto\u0161n\u00edho roku by n\u00e1kup virtu\u00e1ln\u00edch minc\u00ed mohla za\u010d\u00edt sv\u00fdm klient\u016fm zprost\u0159edkov\u00e1vat Partners Banka. Je to prvn\u00ed velk\u00e1 \u010desk\u00e1 banka, kter\u00e1 takov\u00fd z\u00e1m\u011br ohl\u00e1sila<\/a>.<\/p>\n

Jej\u00ed z\u00e1kazn\u00edci by se tak nemuseli spokojit jen s\u00a0investicemi do kryptom\u011bnov\u00fdch burzovn\u011b obchodovan\u00fdch fond\u016f (ETF)<\/a>, kter\u00e9 se postupn\u011b st\u00e1vaj\u00ed b\u011b\u017enou sou\u010d\u00e1st\u00ed investi\u010dn\u00edch sekc\u00ed dom\u00e1c\u00edch bankovn\u00edch dom\u016f. P\u0159\u00edm\u00fd n\u00e1kup bitcoinu, etheru nebo jin\u00fdch virtu\u00e1ln\u00edch m\u011bn by klient\u016fm umo\u017enil jimi platit, p\u0159\u00edpadn\u011b p\u0159eposl\u00e1n\u00ed do vlastn\u00ed digit\u00e1ln\u00ed pen\u011b\u017eenky.<\/p>\n

\u201eV sou\u010dasn\u00e9 dob\u011b prob\u00edh\u00e1 testov\u00e1n\u00ed s\u00a0klienty, tak aby byla nov\u00e1 a\u00a0netradi\u010dn\u00ed slu\u017eba v\u00a0r\u00e1mci mobiln\u00ed aplikace pro n\u011b co nejv\u00edce pochopiteln\u00e1 a\u00a0vyu\u017e\u00edvan\u00e1,\u201c up\u0159es\u0148uje pro e15 mluv\u010d\u00ed banky Partners Tereza P\u00edchalov\u00e1. \u201eAktu\u00e1ln\u011b c\u00edl\u00edme na druhou polovinu roku 2026,\u201c dod\u00e1v\u00e1 P\u00edchalov\u00e1 s\u00a0t\u00edm, \u017ee spu\u0161t\u011bn\u00ed slu\u017eby bude z\u00e1visl\u00e9 na pr\u016fb\u011bhu regulatorn\u00edho ozn\u00e1men\u00ed a\u00a0v\u00fdsledku pilotn\u00edho provozu. Partners Banka pl\u00e1nuje zprost\u0159edkovat n\u00e1kup kryptom\u011bn ve spolupr\u00e1ci se sm\u011bn\u00e1rnou virtu\u00e1ln\u00edch minc\u00ed Anycoin, kter\u00e1 v\u00a0\u00fanoru z\u00edskala licenci MiCA.<\/a><\/p>\n

V\u00edra versus byznys<\/p>\n

\u201eChceme b\u00fdt pohodln\u00fd One Stop Shop na v\u0161e ve financ\u00edch. Tedy jedno digit\u00e1ln\u00ed m\u00edsto, jedna \u0161pi\u010dkov\u00e1 aplikace, kde lid\u00e9 vy\u0159e\u0161\u00ed v\u0161echny svoje finan\u010dn\u00ed pot\u0159eby. Chceme dr\u017eet cel\u00fd vztah s\u00a0klientem. Z\u00e1rove\u0148 v\u011b\u0159\u00edme, \u017ee standardn\u00ed cesta ke kryptoaktiv\u016fm je pro klienty slo\u017eit\u00e1 a\u00a0nepohodln\u00e1. Bezpe\u010d\u00ed a\u00a0pohodl\u00ed bankovn\u00ed apky toto z\u00e1sadn\u011b m\u011bn\u00ed,\u201c vysv\u011btluje \u0161\u00e9f skupiny Partners Petr Borkovec.<\/p>\n

Ten p\u0159itom v\u00a0minul\u00fdch letech d\u00e1val najevo sv\u016fj kritick\u00fd postoj<\/a> k\u00a0bitcoinu a\u00a0dal\u0161\u00edm kryptoaktiv\u016fm. Ozna\u010doval je za projev novodob\u00e9ho n\u00e1bo\u017eenstv\u00ed bez vnit\u0159n\u00ed hodnoty a\u00a0spole\u010densk\u00e9 u\u017eite\u010dnosti. V\u00a0kv\u011btnu 2025 vzk\u00e1zal fanou\u0161k\u016fm bitcoinu, \u017ee chystan\u00e9 novinky v\u00a0podob\u011b propojen\u00ed s\u00a0kryptoburzami u\u00a0Partners Banky v\u00a0\u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b neznamenaj\u00ed Borkovcovo pomysln\u00e9 proz\u0159en\u00ed.<\/p>\n

\u201eMoje v\u00edra v\u00a0tomto p\u0159\u00edpad\u011b nen\u00ed tolik podstatn\u00e1. M\u00e1me nem\u00e1lo klient\u016f, kte\u0159\u00ed by si bitcoin v\u00a0n\u011bjak\u00e9m mali\u010dk\u00e9m procentu do sv\u00e9ho portfolia koupili a\u00a0to um\u00edm pochopit. S\u00e1m m\u00e1m r\u00e1d diverzifikaci a\u00a0a\u017e tuto mo\u017enost v\u00a0aplikaci m\u00edt budeme, tak to vyu\u017eiji,\u201c up\u0159es\u0148uje Borkovec. V\u00a0po\u0159adu FLOW ji\u017e d\u0159\u00edve vysv\u011btlil, \u017ee obecn\u011b investuje do v\u0161eho, co \u010deho investuj\u00ed klienti Partners. \u201eAbych vid\u011bl, \u010d\u00edm si proch\u00e1zej\u00ed,\u201c sd\u011blil Borkovec.<\/p>\n

L\u00e1kadlo i\u00a0pro Raiffeisenbank<\/p>\n

Hlavn\u00ed motivac\u00ed k\u00a0zaveden\u00ed slu\u017eeb spojen\u00fdch s\u00a0kryptoaktivy je podle n\u011bj prost\u00e1 snaha vyd\u011blat. Podobn\u011b jako vyd\u011bl\u00e1v\u00e1 na poplatc\u00edch za spr\u00e1vu bitcoinov\u00e9ho ETF americk\u00fd investi\u010dn\u00ed kolos BlackRock, co\u017e l\u00e1k\u00e1 i\u00a0dal\u0161\u00ed tuzemsk\u00e9 finan\u010dn\u00ed domy. Borkovcova banka nen\u00ed jedinou, kter\u00e1 zva\u017euje roz\u0161i\u0159ov\u00e1n\u00ed kryptoslu\u017eeb nad r\u00e1mec zprost\u0159edkov\u00e1n\u00ed investic do ETF.<\/p>\n

N\u00e1kup kryptom\u011bn p\u0159es aplikaci p\u0159ipravuje pro sv\u00e9 klienty nap\u0159\u00edklad tak\u00e9 Raiffeisenbank, jak sd\u011blila mluv\u010d\u00ed banky Tereza Kaiser\u0161otov\u00e1.\u00a0\u201eNasazen\u00ed t\u00e9to funkce pl\u00e1nujeme do konce leto\u0161n\u00edho roku,\u201c dodala bez dal\u0161\u00edch podrobnost\u00ed.\u00a0Jej\u00ed zam\u011bstnavatel p\u0159itom v minulosti z\u00edskal ze strany m\u00edstn\u00edch kryptofirem n\u00e1lepku banky, kter\u00e1 je v\u016f\u010di byznysu kolem virtu\u00e1ln\u00edch minc\u00ed nep\u0159\u00e1telsk\u00e1. D\u016fvodem bylo d\u0159\u00edv\u011bj\u0161\u00ed plo\u0161n\u00e9 ru\u0161en\u00ed bankovn\u00edch \u00fa\u010dt\u016f.<\/a>\u00a0<\/p>\n

Podle zdroje e15 z\u00a0bankovn\u00edho trhu mo\u017enost p\u0159\u00edm\u00e9ho n\u00e1kupu kryptom\u011bn v\u00a0mobiln\u00ed aplikaci analyzuje tak\u00e9 \u010cesk\u00e1 spo\u0159itelna, kter\u00e1 ji\u017e od roku 2024 nab\u00edz\u00ed klient\u016fm n\u00e1kup ETF nav\u00e1zan\u00fdch na bitcoin, ether nebo solanu.<\/p>\n

Sv\u011bt kryptoaktiv v\u0161ak netvo\u0159\u00ed jen bitcoin a\u00a0spekulace na r\u016fst jeho ceny. Uv\u011bdomuje si to i\u00a0Borkovec. Po vyhodnocen\u00ed prvotn\u00ed f\u00e1ze spolupr\u00e1ce mezi Partners Bankou a\u00a0Anycoinem hodl\u00e1 byznysmen zva\u017eovat jak roz\u0161\u00ed\u0159en\u00ed nab\u00eddky kryptom\u011bn, tak produkt\u016f nav\u00e1zan\u00fdch na bitcoin nebo ether. \u201eBudeme se tak\u00e9 zab\u00fdvat mo\u017enost\u00ed, jak vyu\u017e\u00edt napojen\u00ed na Anycoin a\u00a0dal\u0161\u00ed kryptoplatformy pro p\u0159evody pen\u011bz. P\u0159edev\u0161\u00edm do zahrani\u010d\u00ed, ale i\u00a0nekorunov\u00e9 a neeurov\u00e9 platby mezi bankami obecn\u011b,\u201c dod\u00e1v\u00e1 Borkovec. Nep\u0159\u00edmo tak nar\u00e1\u017e\u00ed na potenci\u00e1l takzvan\u00fdch stablecoin\u016f<\/a>.<\/p>\n

Tedy druh virtu\u00e1ln\u00ed m\u011bny, jej\u00ed\u017e kurz neproch\u00e1z\u00ed divok\u00fdmi cenov\u00fdmi v\u00fdkyvy jako bitcoin. Cena stablecoin\u016f je nav\u00e1z\u00e1na na dolar nebo euro. Od mezist\u00e1tn\u00edch bankovn\u00edch plateb se stablecoinov\u00e9 transakce li\u0161\u00ed prakticky okam\u017eit\u00fdm vypo\u0159\u00e1d\u00e1n\u00edm s\u00a0poplatky v\u00a0\u0159\u00e1du hal\u00e9\u0159\u016f a\u017e jednotek korun.<\/p>\n

VIDEO:\u00a0V\u00fdhodn\u011bj\u0161\u00ed hypot\u00e9ky, jak pl\u00e1nuje Babi\u0161ova vl\u00e1da, zdra\u017e\u00ed nemovitosti, \u0159ekl Borkovec v\u00a0po\u0159adu F<\/a>LOW<\/p>\n

\"Video<\/p>\n

\n\t\t\t\tFLOW: Prosincov\u00fd rozhovor s Petrem Borkovcem \u2022 e15\n\t\t\t<\/p>\n

\u0158ekli o bitcoinu. Jak na kryptom\u011bnu reagoval sv\u011bt byznysu<\/p>\n

Kryptom\u011bna bitcoin se dostala do ob\u011bhu 3. ledna 2009. B\u011bhem patn\u00e1cti let existence zaujala nejen v\u00fdvojem sv\u00e9ho kurzu, ale i t\u00edm, jak\u00e9 reakce vzbudila mezi zn\u00e1m\u00fdmi podnikateli, investory nebo politiky. N\u00e1sleduje chronologicky \u0159azen\u00fd v\u00fd\u010det siln\u00fdch v\u00fdrok\u016f o nejstar\u0161\u00ed virtu\u00e1ln\u00ed m\u011bn\u011b.<\/p>\n

2010<\/p>\n

\u201ePokud tomu nev\u011b\u0159\u00ed\u0161 nebo nerozum\u00ed\u0161, nem\u00e1m \u010das t\u011b p\u0159esv\u011bd\u010dovat, sorry.\u201c Reakce dodnes nezn\u00e1m\u00e9ho tv\u016frce bitcoinu Satoshiho Nakamota, kdy\u017e na diskuzn\u00edm f\u00f3ru popisoval technick\u00e9 parametry kryptom\u011bny.<\/p>\n

2011<\/p>\n

\u201eOd pen\u011b\u017en\u00edho syst\u00e9mu chceme, aby zprost\u0159edkov\u00e1val transakce a aby d\u00edky tomu rostlo hospod\u00e1\u0159stv\u00ed jako celek. V p\u0159\u00edpad\u011b bitcoinu se ale nic takov\u00e9ho ned\u011bje. Na n\u011bm bohatnou ti, kte\u0159\u00ed ho maj\u00ed dostatek a neutr\u00e1cej\u00ed.\u201c Lauer\u00e1t Nobelovy ceny za ekonomii Paul Krugman.<\/p>\n

2014<\/p>\n

\u201eDr\u017ete se od bitcoinu d\u00e1l. Je to v podstat\u011b jen \u0161\u00e1len\u00ed smysl\u016f.\u201c \u0160\u00e9f Berkshire Hathaway Warren Buffett\u00a0se o \u010dty\u0159i roky pozd\u011bji zm\u00ednil o bitcoinu znovu kriticky. Vyj\u00e1d\u0159il p\u0159esv\u011bd\u010den\u00ed, \u017ee virtu\u00e1ln\u00ed m\u011bna \u0161patn\u011b skon\u010d\u00ed, a p\u0159irovnal ji k jedu na krysy.<\/p>\n

2015<\/p>\n

V\u00fdrok \u0161\u00e9fa hnut\u00ed ANO a jednoho z nejbohat\u0161\u00edch obyvatel \u010ceska zdobil i jednu ze zd\u00ed v pra\u017esk\u00fdch Hole\u0161ovic\u00edch. | Zdroj: archiv E15<\/p>\n

\u201eV\u016fbec netu\u0161\u00edm, co to je, a pokud v\u00edm, tak nikdo bitcoinem neplat\u00ed. Ta m\u011bna nem\u00e1 n\u011bjakou dobrou pov\u011bst.“\u00a0Andrej Babi\u0161 v roli ministra financ\u00ed takto komentoval zpr\u00e1vu, \u017ee kryptom\u011bnu bylo mo\u017en\u00e9 koupit i na pobo\u010dk\u00e1ch \u010cesk\u00e9 po\u0161ty.<\/p>\n

2017<\/p>\n

\u201eBitcoin je ukazatelem toho, jak velk\u00e1 je ve sv\u011bt\u011b popt\u00e1vka po pran\u00ed \u0161pinav\u00fdch pen\u011bz.\u201c Larry Fink, \u0161\u00e9f spole\u010dnosti BlackRock, kter\u00e1 je nejv\u011bt\u0161\u00edm spr\u00e1vcem aktiv na sv\u011bt\u011b. V roce 2023 ale sv\u016fj n\u00e1zor zm\u011bnil. Pr\u00e1v\u011b jeho firma se za\u010dala p\u0159ipravovat na spu\u0161t\u011bn\u00ed prvn\u00edho bitcoinov\u00e9ho burzovn\u011b-obchodovan\u00e9ho fondu (ETF)<\/a>. R\u016fst kurzu bitcoinu na podzim 2023 nav\u00edc glosoval slovy, \u017ee jde o p\u0159esun investor\u016f za kvalitou, a tou kvalitou je podle Finka pr\u00e1v\u011b dominantn\u00ed kryptom\u011bna.<\/p>\n

2018<\/p>\n

\u201eBitcoin je p\u0159\u00edklad investice, na kter\u00fd sed\u00ed teorie v\u011bt\u0161\u00edho hlup\u00e1ka. Sama o sob\u011b kryptom\u011bna nic neprodukuje. Kdybych si te\u010f mohl vsadit na jej\u00ed pokles, ud\u011bl\u00e1m to.\u201c Zakladatel Microsoftu Bill Gates, pozd\u011bji, v roce 2022, na t\u00e9ma kryptom\u011bn dodal, \u017ee kdo m\u00e1 m\u00e9n\u011b pen\u011bz ne\u017e Elon Musk, nem\u011bl by bitcoin v\u016fbec kupovat.<\/p>\n

2021<\/p>\n

\u201eV dob\u011b, kdy na standardn\u00ed m\u011bn\u011b m\u00e1te \u00faroky pod \u00farovn\u00ed inflace, jenom bl\u00e1zen by se ned\u00edval po alternativ\u00e1ch. Konkr\u00e9tn\u011b bitcoin je skoro stejn\u00fd bullshit jako ty b\u011b\u017en\u00e9 pen\u00edze. Kl\u00ed\u010dov\u00e9 slovo je ,skoro\u2019\u201c. Elon Musk, \u0161\u00e9f Tesly a SpaceX, jeho\u017e firmy dr\u017e\u00ed bitcoiny ve sv\u00e9 rozvaze.<\/p>\n

2023<\/p>\n

\u00a0\u201eKdy\u017e zahrabete zlato na zahrad\u011b, bude to st\u00e1le zlato i za tis\u00edce let. Ale kdy\u017e o bitcoin p\u0159estanou m\u00edt z\u00e1jem t\u011b\u017ea\u0159i, ztrat\u00ed na hodnot\u011b. Je to zraniteln\u00e9 aktivum.\u201c Nassim Nicholas Taleb na investi\u010dn\u00ed konferenci SH!FTS. | Zdroj: e15 Michaela Szkanderov\u00e1 <\/p>\n

\u201eJ\u00e1 c\u00e9\u010dka kupovat nechci.\u201c Na stejn\u00e9 konferenci jako Taleb se kriticky v\u016f\u010di kryptom\u011bn\u00e1m jako takov\u00fdm vymezil \u0161\u00e9f EPH a spolumajitel vydavatele den\u00edku e15 Daniel K\u0159et\u00ednsk\u00fd. | Zdroj: E15 Michaela Szkanderov\u00e1<\/p>\n","protected":false},"excerpt":{"rendered":"Z kryptom\u011bn v\u00a0\u010dele s\u00a0bitcoinem se st\u00e1v\u00e1 b\u011b\u017en\u00e1 sou\u010d\u00e1st finan\u010dn\u00edho sv\u011bta. Do konce leto\u0161n\u00edho roku by n\u00e1kup virtu\u00e1ln\u00edch minc\u00ed…\n","protected":false},"author":2,"featured_media":62865,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[21616,2591,1985,3244,67,68,994,21613,69,778,21614,10255,21615],"class_list":{"0":"post-62864","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-byznys","8":"tag-anycoin","9":"tag-aplikace","10":"tag-banky","11":"tag-bitcoin","12":"tag-business","13":"tag-byznys","14":"tag-ceska-sporitelna","15":"tag-ether","16":"tag-investice","17":"tag-kryptomeny","18":"tag-petr-borkovec","19":"tag-raiffeisenbank","20":"tag-stablecoin"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116448469097342521","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/62864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=62864"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/62864\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/62865"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=62864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=62864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=62864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}