{"id":7493,"date":"2026-02-25T18:21:08","date_gmt":"2026-02-25T18:21:08","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/7493\/"},"modified":"2026-02-25T18:21:08","modified_gmt":"2026-02-25T18:21:08","slug":"unicredit-bank-vydala-dluhopisy-za-18-miliard-penize-pouzije-na-hypoteky","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/7493\/","title":{"rendered":"UniCredit Bank vydala dluhopisy za 18\u00a0miliard. Pen\u00edze pou\u017eije na hypot\u00e9ky"},"content":{"rendered":"

Tuzemsk\u00e9 spole\u010dnosti vyd\u00e1vaj\u00ed na za\u010d\u00e1tku roku velk\u00e9 emise dluhopis\u016f jako na b\u011b\u017e\u00edc\u00edm p\u00e1su. Bondy v\u00a0objemu p\u016fl miliardy eur prodala \u010cesk\u00e1 spo\u0159itelna a\u00a0skupina EP Infrastructure. Loterijn\u00ed kolos Allwyn<\/a> ze skupiny KKCG Karla Kom\u00e1rka<\/a> vydal obligace za 550\u00a0milion\u016f eur. <\/p>\n

Minul\u00fd t\u00fdden pak UniCredit Bank Czech Republic and Slovakia (UniCredit Bank) vydala ob\u0159\u00ed emisi dluhopis\u016f za 750\u00a0milion\u016f eur, co\u017e v\u00a0korun\u00e1ch p\u0159edstavuje \u010d\u00e1stku 18,15\u00a0miliardy korun.<\/p>\n

Vysok\u00fd z\u00e1jem investor\u016f<\/p>\n

Z\u00e1jem investor\u016f o\u00a0p\u011btilet\u00e9 dluhopisy byl vysok\u00fd, co\u017e se odrazilo na tom, \u017ee se zv\u00fd\u0161il objem prod\u00e1van\u00fdch dluhopis\u016f z\u00a0500\u00a0na 750\u00a0milion\u016f eur a\u00a0z\u00e1rove\u0148 se sn\u00ed\u017eil \u00farok, kter\u00fd banka bude majitel\u016fm dluhopis\u016f platit. \u201eV pr\u016fb\u011bhu \u00fapisu p\u0159es\u00e1hla popt\u00e1vka v\u00a0jednom okam\u017eiku 2,15\u00a0miliardy eur. To umo\u017enilo bance nav\u00fd\u0161it objem emise na 750\u00a0milion\u016f eur,\u201c uv\u00e1d\u00ed mluv\u010d\u00ed UniCredit Bank Petr Plocek.<\/p>\n

Popt\u00e1vka investor\u016f nakonec skon\u010dila podle portfolio mana\u017eera spole\u010dnosti Cyrrus Tom\u00e1\u0161e Pfeilera na \u00farovni okolo 1,85\u00a0miliardy eur. Emise tak byla p\u0159eupsan\u00e1 t\u00e9m\u011b\u0159 dvaap\u016flkr\u00e1t.<\/p>\n

<\/a><\/p>\n

Z\u00e1rove\u0148 se b\u011bhem prodeje dluhopis\u016f sn\u00ed\u017eila p\u0159ir\u00e1\u017eka k\u00a0tr\u017en\u00ed \u00farokov\u00e9 sazb\u011b, co\u017e je takzvan\u00fd \u00farokov\u00fd swap, z\u00a0p\u016fvodn\u00edch 42\u00a0bazick\u00fdch bod\u016f na 35\u00a0bazick\u00fdch bod\u016f. Sto bazick\u00fdch bod\u016f je jeden procentn\u00ed bod. V\u00fdnos se tak nakonec dostal na zhruba 2,76\u00a0procenta, proto\u017ee dluhopisy se prodaly nepatrn\u011b pod nomin\u00e1ln\u00ed hodnotou. Bondy jsou podle Pfeilera kryt\u00e9 hypot\u00e9kami.<\/p>\n

\u201eEmise se rozhodn\u011b povedla. Je to bezpe\u010dn\u00fd instrument, kter\u00fd m\u00e1 sv\u00e9 klienty,\u201c hodnot\u00ed Pfeiler s\u00a0t\u00edm, \u017ee banky vyd\u00e1vaj\u00ed dluhopisy kryt\u00e9 hypot\u00e9kami pravideln\u011b. Investo\u0159i toti\u017e maj\u00ed oproti vlo\u017een\u00fdm prost\u0159edk\u016fm z\u00e1ruku v\u00a0podob\u011b bal\u00edku hypot\u00e9k, u\u00a0nich\u017e je velice n\u00edzk\u00e1 m\u00edra nespl\u00e1cen\u00ed. <\/p>\n

Aktu\u00e1ln\u00ed emise dluhopis\u016f podle Plocka \u010d\u00e1ste\u010dn\u011b nahradila p\u0159edchoz\u00ed v\u00e1rku bond\u016f v\u00a0objemu p\u016fl miliardy eur, kter\u00e1 byla splatn\u00e1 15.\u00a0\u00fanora. \u201eDluhopisy p\u0159il\u00e1kaly \u0161irok\u00e9 spektrum institucion\u00e1ln\u00edch investor\u016f, zejm\u00e9na banky, investi\u010dn\u00ed fondy<\/a>, asset mana\u017eery, centr\u00e1ln\u00ed banky a\u00a0nadn\u00e1rodn\u00ed instituce,\u201c dod\u00e1v\u00e1 Plocek. Nejv\u011bt\u0161\u00ed \u010d\u00e1st investor\u016f poch\u00e1zela podle n\u011bj z\u00a0n\u011bmecky mluv\u00edc\u00edch zem\u00ed, skandin\u00e1vsk\u00fdch zem\u00ed, Beneluxu, It\u00e1lie a\u00a0st\u00e1t\u016f st\u0159edn\u00ed a\u00a0v\u00fdchodn\u00ed Evropy.<\/p>\n

Hypot\u00e9ky a\u00a0investice<\/p>\n

UniCredit Bank u\u017e v\u00ed, jak s\u00a0p\u0159\u00edjmy z\u00a0prodeje dluhopis\u016f nalo\u017e\u00ed. \u201eV\u00fdnosy z\u00a0emise budou vyu\u017eity na financov\u00e1n\u00ed dlouhodob\u00fdch aktiv banky, p\u0159edev\u0161\u00edm v\u00a0oblasti hypote\u010dn\u00edho a\u00a0investi\u010dn\u00edho financov\u00e1n\u00ed klient\u016f,\u201c \u0159\u00edk\u00e1 Plocek.<\/p>\n

V sou\u010dasnosti st\u00e1le trv\u00e1 vysok\u00fd z\u00e1jem dom\u00e1cnost\u00ed o\u00a0hypot\u00e9ky. V\u00a0lednu banky a\u00a0stavebn\u00ed spo\u0159itelny poskytly nov\u00e9 hypot\u00e9ky za 27,2\u00a0miliardy korun, p\u0159i\u010dem\u017e loni v\u00a0lednu to bylo 18,7\u00a0miliardy korun.<\/p>\n

<\/a><\/p>\n

Na emisi dluhopis\u016f UniCredit Bank se pod\u00edlely bankovn\u00ed domy Danske Bank, Erste Group Bank, Intesa Sanpaolo, Landesbank Hessen-Th\u00fcringen Girozentrale, Norddeutsche Landesbank-Girozentale, Raiffeisen Bank International a\u00a0n\u011bmeck\u00e1 UniCredit Bank jako glob\u00e1ln\u00ed koordin\u00e1tor.<\/p>\n

V sou\u010dasnosti maj\u00ed velk\u00e9 spole\u010dnosti z\u00e1jem o\u00a0vyd\u00e1v\u00e1n\u00ed dluhopis\u016f kv\u016fli p\u0159\u00edzniv\u00fdm podm\u00ednk\u00e1m na kapit\u00e1lov\u00fdch trz\u00edch. Investo\u0159i maj\u00ed z\u00e1jem o\u00a0jejich bondy, co\u017e se projevuje ni\u017e\u0161\u00ed rizikovou p\u0159ir\u00e1\u017ekou oproti \u00farokov\u00fdm sazb\u00e1m. Emise pak b\u00fdvaj\u00ed pravideln\u011b p\u0159eupsan\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"Tuzemsk\u00e9 spole\u010dnosti vyd\u00e1vaj\u00ed na za\u010d\u00e1tku roku velk\u00e9 emise dluhopis\u016f jako na b\u011b\u017e\u00edc\u00edm p\u00e1su. Bondy v\u00a0objemu p\u016fl miliardy eur…\n","protected":false},"author":2,"featured_media":7494,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[5001,67,68,994,3903,5000,1984,69,5003,5002,4999],"class_list":{"0":"post-7493","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-byznys","8":"tag-allwyn","9":"tag-business","10":"tag-byznys","11":"tag-ceska-sporitelna","12":"tag-dluhopisy","13":"tag-ep-infrastructure","14":"tag-hypoteky","15":"tag-investice","16":"tag-karel-komarek","17":"tag-kkcg","18":"tag-unicredit-bank"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/7493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=7493"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/7493\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/7494"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=7493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=7493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=7493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}