{"id":77951,"date":"2026-05-06T23:05:09","date_gmt":"2026-05-06T23:05:09","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/77951\/"},"modified":"2026-05-06T23:05:09","modified_gmt":"2026-05-06T23:05:09","slug":"banky-ustalily-hypotecni-sazby-nad-peti-procenty","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/77951\/","title":{"rendered":"Banky ust\u00e1lily hypote\u010dn\u00ed sazby nad p\u011bti procenty"},"content":{"rendered":"<p class=\"c_bz\">M\u011bs\u00ed\u010dn\u00ed spl\u00e1tka b\u011b\u017en\u00e9 hypot\u00e9ky na 3,5\u00a0milionu korun sjednan\u00e9 do 80\u00a0procent ceny nemovitosti se splatnost\u00ed 25\u00a0let \u010din\u00ed p\u0159i st\u00e1vaj\u00edc\u00edch nab\u00eddkov\u00fdch sazb\u00e1ch 20\u00a0858\u00a0korun.<\/p>\n<p class=\"c_bz\">Pr\u016fm\u011brn\u00e1 sazba stoupla v\u00a0kv\u011btnu jen m\u00edrn\u011b o\u00a00,01\u00a0procenta. \u201eD\u016fle\u017eit\u011bj\u0161\u00ed ne\u017e samotn\u00e1 mezim\u011bs\u00ed\u010dn\u00ed zm\u011bna je v\u0161ak skute\u010dnost, \u017ee se hypote\u010dn\u00ed trh po dubnov\u00e9m skoku usadil zp\u011bt nad p\u011btiprocentn\u00ed hranic\u00ed a\u00a0zat\u00edm nenach\u00e1z\u00ed jasn\u00fd impulz k\u00a0n\u00e1vratu na ni\u017e\u0161\u00ed \u00farovn\u011b,\u201c uvedl Ji\u0159\u00ed S\u00fdkora, hypote\u010dn\u00ed analytik Swiss Life Select.<\/p>\n<p class=\"c_bz\">Sazby dr\u017e\u00ed nad p\u011bti procenty obavy z\u00a0vy\u0161\u0161\u00ed inflace. Trh p\u0159edpokl\u00e1d\u00e1, \u017ee pokud nedojde k\u00a0uklidn\u011bn\u00ed konfliktu na Bl\u00edzk\u00e9m v\u00fdchod\u011b, mohou se vy\u0161\u0161\u00ed ceny energi\u00ed a\u00a0dopravy propsat do cel\u00e9 ekonomiky. <\/p>\n<p><a data-dot=\"atm-link\" target=\"_self\" href=\"https:\/\/www.novinky.cz\/clanek\/ekonomika-babis-pred-volbami-lakal-na-levnejsi-hypoteky-ty-jsou-na-dvouletem-maximu-40573555\" class=\"c_N\" rel=\"nofollow noopener\"><img fetchpriority=\"high\" height=\"812\" width=\"1444\" src=\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/05\/billboard-ano-hypoteky.jpeg\" loading=\"eager\" decoding=\"sync\" class=\"c_t c_r\"\/><\/a><\/p>\n<p class=\"c_bz\">Odborn\u00edci proto p\u0159edpokl\u00e1daj\u00ed, \u017ee re\u00e1ln\u00fdm sc\u00e9n\u00e1\u0159em pro dal\u0161\u00ed m\u011bs\u00edce je sp\u00ed\u0161e stabilita \u00farokov\u00fdch sazeb jen s\u00a0m\u00edrn\u00fdmi v\u00fdkyvy podle aktu\u00e1ln\u00edho v\u00fdvoje inflace, ekonomiky a\u00a0tr\u017en\u00edch o\u010dek\u00e1v\u00e1n\u00ed.<\/p>\n<p class=\"c_bz\">\u201ePro klienty, kter\u00fdm se bl\u00ed\u017e\u00ed konec fixace, to znamen\u00e1 jedin\u00e9: \u0159e\u0161it situaci v\u010das. Vyplat\u00ed se za\u010d\u00edt jednat n\u011bkolik m\u011bs\u00edc\u016f p\u0159ed koncem fixace, aby byl prostor pro individu\u00e1ln\u00ed nab\u00eddky bank nebo reakci na p\u0159\u00edpadn\u00e9 zm\u011bny na trhu,\u201c doporu\u010dil S\u00fdkora.<\/p>\n<p class=\"c_bz\">Swiss Life Select z\u00e1rove\u0148 upozor\u0148uje, \u017ee banky budou s\u00a0p\u0159\u00edpadn\u00fdm sni\u017eov\u00e1n\u00edm sazeb opatrn\u00e9. Budou k\u00a0n\u011bmu pot\u0159ebovat jasn\u00fd sign\u00e1l, \u017ee se ekonomick\u00e1 situace dlouhodob\u011b zlep\u0161uje.<\/p>\n<p><a data-dot=\"atm-link\" target=\"_self\" href=\"https:\/\/www.novinky.cz\/clanek\/ekonomika-nove-byty-lide-kupuji-i-za-rekordni-ceny-poptavku-ale-muze-ochladit-valka-a-regulace-hypotek-40574767\" class=\"c_N\" rel=\"nofollow noopener\"><img height=\"2304\" width=\"4096\" src=\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/04\/1777496648_623_reality.jpeg\" loading=\"eager\" decoding=\"sync\" class=\"c_t c_r\"\/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"M\u011bs\u00ed\u010dn\u00ed spl\u00e1tka b\u011b\u017en\u00e9 hypot\u00e9ky na 3,5\u00a0milionu korun sjednan\u00e9 do 80\u00a0procent ceny nemovitosti se splatnost\u00ed 25\u00a0let \u010din\u00ed p\u0159i st\u00e1vaj\u00edc\u00edch&hellip;\n","protected":false},"author":2,"featured_media":77952,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[1985,67,1311,68,9318,1984,565,780,13157],"class_list":{"0":"post-77951","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-byznys","8":"tag-banky","9":"tag-business","10":"tag-bydleni","11":"tag-byznys","12":"tag-hypoindex","13":"tag-hypoteky","14":"tag-nemovitosti","15":"tag-reality","16":"tag-sazby"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116530139857452077","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/77951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=77951"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/77951\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/77952"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=77951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=77951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=77951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}