{"id":81210,"date":"2026-05-10T11:43:10","date_gmt":"2026-05-10T11:43:10","guid":{"rendered":"https:\/\/www.europesays.com\/cz\/81210\/"},"modified":"2026-05-10T11:43:10","modified_gmt":"2026-05-10T11:43:10","slug":"po-transakcni-dani-prichazi-dalsi-zkouska-pro-slovenske-podnikatele-tyka-se-plateb-nad-jedno-euro","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/cz\/81210\/","title":{"rendered":"Po transak\u010dn\u00ed dani p\u0159ich\u00e1z\u00ed dal\u0161\u00ed zkou\u0161ka pro slovensk\u00e9 podnikatele. T\u00fdk\u00e1 se plateb nad jedno euro"},"content":{"rendered":"

Na\u00a0Slovensku<\/a>\u00a0za\u010dala od 1. kv\u011btna platit nov\u00e1 povinnost pro obchodn\u00edky a poskytovatele slu\u017eeb. Z\u00e1kazn\u00edk\u016fm nyn\u00ed musej\u00ed umo\u017enit bezhotovostn\u00ed platbu u v\u0161ech n\u00e1kup\u016f p\u0159evy\u0161uj\u00edc\u00edch jedno euro. Opat\u0159en\u00ed se t\u00fdk\u00e1 \u0161irok\u00e9ho spektra podnikatel\u016f \u2013 od velk\u00fdch obchodn\u00edch \u0159et\u011bzc\u016f p\u0159es mal\u00e9 provozovny a\u017e po sezonn\u00ed st\u00e1nky.\u00a0<\/p>\n

Nov\u00e1 pravidla p\u0159ich\u00e1zej\u00ed zhruba rok po zaveden\u00ed kontroverzn\u00ed transak\u010dn\u00ed dan\u011b, kterou vl\u00e1da premi\u00e9ra\u00a0Roberta Fica<\/a>\u00a0spustila v dubnu 2025. Podnikatel\u00e9 a \u017eivnostn\u00edci kv\u016fli n\u00ed musej\u00ed st\u00e1tu odv\u00e1d\u011bt 0,4 procenta z ka\u017ed\u00e9 odchoz\u00ed platby z firemn\u00edho \u00fa\u010dtu. Da\u0148 se vztahuje nap\u0159\u00edklad na platby dodavatel\u016fm, p\u0159evody i vypl\u00e1cen\u00ed mezd zam\u011bstnanc\u016fm. Podle materi\u00e1lu, kter\u00fd m\u00e1 redakce k dispozici, pr\u00e1v\u011b tato zm\u011bna vedla k n\u00e1r\u016fstu plateb v hotovosti.\u00a0<\/p>\n

Nov\u00e1 povinnost p\u0159ij\u00edmat bezhotovostn\u00ed platby tak p\u016fsob\u00ed paradoxn\u011b. Zat\u00edmco transak\u010dn\u00ed da\u0148 \u010d\u00e1st podnikatel\u016f motivovala k omezen\u00ed elektronick\u00fdch plateb a v\u011bt\u0161\u00edmu vyu\u017e\u00edv\u00e1n\u00ed hotovosti, nyn\u011bj\u0161\u00ed legislativa naopak tla\u010d\u00ed obchodn\u00edky k tomu, aby digit\u00e1ln\u00ed platby z\u00e1kazn\u00edk\u016fm umo\u017enili.\u00a0<\/p>\n

Termin\u00e1l nen\u00ed povinn\u00fd<\/p>\n

Z\u00e1kon p\u0159itom nena\u0159izuje, aby si ka\u017ed\u00fd podnikatel po\u0159\u00eddil klasick\u00fd platebn\u00ed termin\u00e1l. Povinnost\u00ed je nab\u00eddnout n\u011bjakou formu bezhotovostn\u00ed \u00fahrady. Tou m\u016f\u017ee b\u00fdt krom\u011b platby kartou tak\u00e9 bankovn\u00ed p\u0159evod nebo st\u00e1le popul\u00e1rn\u011bj\u0161\u00ed QR platba.\u00a0<\/p>\n

Pr\u00e1v\u011b\u00a0QR k\u00f3dy<\/a> maj\u00ed podle slovensk\u00e9 finan\u010dn\u00ed spr\u00e1vy p\u0159edstavovat levn\u011bj\u0161\u00ed alternativu hlavn\u011b pro mal\u00e9 podnikatele. Finan\u010dn\u00ed spr\u00e1va toti\u017e sou\u010dasn\u011b spustila syst\u00e9m takzvan\u00fdch notifika\u010dn\u00edch \u00fa\u010dt\u016f, d\u00edky nim\u017e mohou obchodn\u00edci p\u0159ij\u00edmat platby bez nutnosti pronaj\u00edmat si platebn\u00ed termin\u00e1ly nebo odv\u00e1d\u011bt vysok\u00e9 bankovn\u00ed poplatky za karetn\u00ed transakce. Informoval o tom server \u017div\u011b.sk<\/a>.\u00a0<\/p>\n

Prezident slovensk\u00e9 finan\u010dn\u00ed spr\u00e1vy Jozef Kiss ozna\u010dil nov\u00fd syst\u00e9m za v\u00fdznamn\u00fd krok k modernizaci plateb. \u201ePodnikatel\u00e9 i spot\u0159ebitel\u00e9 dost\u00e1vaj\u00ed do rukou bezpe\u010dn\u00fd a dostupn\u00fd n\u00e1stroj,\u201c uvedl podle podklad\u016f.\u00a0<\/p>\n

QR k\u00f3dy m\u00edsto drah\u00fdch poplatk\u016f<\/p>\n

V praxi funguje syst\u00e9m jednodu\u0161e. Z\u00e1kazn\u00edk na\u010dte mobiln\u00edm telefonem QR k\u00f3d, \u00fadaje o platb\u011b se automaticky vypln\u00ed v bankovn\u00ed aplikaci a transakci n\u00e1sledn\u011b potvrd\u00ed. Obchodn\u00edk pak dostane potvrzen\u00ed o zaplacen\u00ed prakticky okam\u017eit\u011b.\u00a0<\/p>\n

Do projektu se zapojily nejv\u011bt\u0161\u00ed slovensk\u00e9 banky v\u010detn\u011b Slovensk\u00e9 sporite\u013e\u0148y, V\u00daB banky, Tatra banky, \u010cSOB a Prima banky.\u00a0<\/p>\n

V\u00fdhodou QR plateb je p\u0159edev\u0161\u00edm ni\u017e\u0161\u00ed cena. Podnikatel\u00e9 toti\u017e nemusej\u00ed platit za pron\u00e1jem termin\u00e1lu ani \u010d\u00e1st transak\u010dn\u00edch poplatk\u016f, kter\u00e9 b\u00fdvaj\u00ed spojen\u00e9 s karetn\u00edmi platbami. Pr\u00e1v\u011b to je d\u016fle\u017eit\u00e9 zejm\u00e9na pro men\u0161\u00ed provozovny a \u017eivnostn\u00edky, na kter\u00e9 dopadla i transak\u010dn\u00ed da\u0148 zaveden\u00e1 Ficovou vl\u00e1dou.\u00a0<\/p>\n

Nejv\u011bt\u0161\u00ed zm\u011bna pro mal\u00e9 provozovny<\/p>\n

Zat\u00edmco velk\u00e9 obchodn\u00ed \u0159et\u011bzce podobn\u00e9 slu\u017eby nab\u00edzely u\u017e d\u0159\u00edve, zm\u011bny nyn\u00ed nejv\u00edce dopadaj\u00ed na men\u0161\u00ed provozovny. Nap\u0159\u00edklad n\u011bkter\u00e1 fitness centra na Orav\u011b za\u010dala instalovat termin\u00e1ly je\u0161t\u011b p\u0159ed za\u010d\u00e1tkem platnosti z\u00e1kona. Men\u0161\u00ed prodejci, nap\u0159\u00edklad st\u00e1nka\u0159i nebo sezonn\u00ed prodejci zmrzliny, ale \u010dasto d\u00e1vaj\u00ed p\u0159ednost pr\u00e1v\u011b QR platb\u00e1m.\u00a0<\/p>\n

Povinnost z\u00e1rove\u0148 neznamen\u00e1 konec hotovosti. Bankovky a mince z\u016fst\u00e1vaj\u00ed na Slovensku nad\u00e1le plnohodnotn\u00fdm platidlem a obchodn\u00edci je musej\u00ed p\u0159ij\u00edmat. Nov\u00e1 pravidla pouze roz\u0161i\u0159uj\u00ed mo\u017enosti z\u00e1kazn\u00edk\u016f.\u00a0<\/p>\n

Nejv\u011bt\u0161\u00ed zm\u011bnu tak poc\u00edt\u00ed lid\u00e9 p\u0159edev\u0161\u00edm tam, kde dosud nar\u00e1\u017eeli na cedule s upozorn\u011bn\u00edm \u201eplatba pouze v hotovosti\u201c. Od kv\u011btna u\u017e takov\u00fd p\u0159\u00edstup p\u0159i \u00fatrat\u011b nad jedno euro nen\u00ed mo\u017en\u00fd.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"Na\u00a0Slovensku\u00a0za\u010dala od 1. kv\u011btna platit nov\u00e1 povinnost pro obchodn\u00edky a poskytovatele slu\u017eeb. Z\u00e1kazn\u00edk\u016fm nyn\u00ed musej\u00ed umo\u017enit bezhotovostn\u00ed platbu…\n","protected":false},"author":2,"featured_media":81211,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[67,68,1668,25774,2912,11616,1002,45,964],"class_list":{"0":"post-81210","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-byznys","8":"tag-business","9":"tag-byznys","10":"tag-dan","11":"tag-hotove-penize","12":"tag-platba","13":"tag-poplatek","14":"tag-robert-fico","15":"tag-slovensko","16":"tag-vlada"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116550107295324197","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/81210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=81210"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/81210\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/81211"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=81210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=81210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=81210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}