![](\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/05\/petr-zima-ceska-bankovni-asociace-cba-ceska-sporitelna.jpeg\")
<\/a>O jak\u00e9 typy firem se pachatel\u00e9 zaj\u00edmaj\u00ed nej\u010dast\u011bji? \u010cesk\u00e1 bankovn\u00ed asociace zmi\u0148ovala, \u017ee se m\u016f\u017ee jednat t\u0159eba i\u00a0o spole\u010denstv\u00ed sdru\u017euj\u00edc\u00ed majitele byt\u016f v\u00a0jednom dom\u011b.<\/p>\nP\u0159esn\u00e9 statistiky nem\u00e1me, ale v\u00a0praxi se setk\u00e1v\u00e1me se \u0161kolami, neziskov\u00fdmi organizacemi a\u00a0podle m\u011b to budou \u010dasto mal\u00e9 a\u00a0st\u0159edn\u00ed firmy. Ty toti\u017e nemaj\u00ed tak robustn\u00ed a\u00a0propracovan\u00fd syst\u00e9m bezpe\u010dnosti.<\/p>\n
Jak takov\u00e1 manipulace v\u00a0praxi vypad\u00e1? P\u0159ece jen, \u00fa\u010detn\u00ed by m\u011bla b\u00fdt opatrn\u00e1\u2026<\/p>\n
Pachatel\u00e9 vyu\u017e\u00edvaj\u00ed zejm\u00e9na vyvolan\u00e9ho strachu a\u00a0obav o\u00a0pen\u00edze na \u00fa\u010dtu nebo o\u00a0pen\u00edze, kter\u00e9 si chce \u00fadajn\u00fd pachatel vyp\u016fj\u010dit na ob\u011b\u0165 \u010di na spole\u010dnost, ve kter\u00e9 ob\u011b\u0165 pracuje. <\/p>\n
V\u00fdznamn\u00fdm prvkem manipulace je i\u00a0zneu\u017e\u00edv\u00e1n\u00ed autority, a\u00a0pr\u00e1v\u011b proto se pachatel\u00e9 vyd\u00e1vaj\u00ed nap\u0159\u00edklad za policisty.<\/p>\n
Pro pachatele je velmi d\u016fle\u017eit\u00e9 ob\u011b\u0165 izolovat od okol\u00ed. A\u00a0to t\u00edm, \u017ee zned\u016fv\u011bryhodn\u00ed v\u0161echny ostatn\u00ed, zam\u011bstnaj\u00ed ob\u011b\u0165 telefon\u00e1tem a\u00a0pou\u017eij\u00ed i\u00a0v\u00fdhr\u016f\u017eky, co by n\u00e1sledovalo p\u0159i poru\u0161en\u00ed povinnosti ml\u010denlivosti. Jednodu\u0161e cht\u011bj\u00ed, aby v\u00a0tom ob\u011b\u0165 byla sama a\u00a0nem\u011bla mo\u017enost se s\u00a0nik\u00fdm poradit. Nav\u00edc \u010dasto ne\u00fato\u010d\u00ed n\u00e1hodn\u011b, n\u00fdbr\u017e c\u00edlen\u011b.<\/p>\n
Podvodn\u00edci tla\u010d\u00ed na rychlost a\u00a0sna\u017e\u00ed se ob\u011b\u0165 izolovat, apeluj\u00ed na ml\u010denlivost. Tak\u017ee si firmu nebo instituci vytipuj\u00ed p\u0159edem?<\/p>\n
Pachatel\u00e9 dob\u0159e v\u011bd\u00ed, komu volaj\u00ed. Zjist\u00ed si, \u017ee je to t\u0159eba \u0159editelka konkr\u00e9tn\u00ed \u0161koly nebo \u00fa\u010detn\u00ed firmy, provedou si o\u00a0n\u00ed z\u00e1kladn\u00ed re\u0161er\u0161i a\u00a0jsou na ni skv\u011ble p\u0159ipraveni. <\/p>\n
N\u011bkter\u00e9 ob\u011bti mohou b\u00fdt zasko\u010deny pr\u00e1v\u011b t\u00edmto. Neuv\u011bdom\u00ed si, \u017ee se jedn\u00e1 o\u00a0informace, kter\u00e9 jsou v\u00a0online prost\u0159ed\u00ed k\u00a0dispozici.<\/p>\n
Jak\u00e9 informace o\u00a0ob\u011bti v\u00a0hovoru pou\u017eij\u00ed, aby ji p\u0159esv\u011bd\u010dili?<\/p>\n
\u010casto sta\u010d\u00ed jen sp\u00e1rovat jm\u00e9no a\u00a0telefonn\u00ed \u010d\u00edslo, ale \u010d\u00edm v\u00edce podvodn\u00edci v\u011bd\u00ed\u00a0\u2013 m\u016f\u017ee to b\u00fdt e-mail, bydli\u0161t\u011b, zam\u011bstn\u00e1n\u00ed\u00a0\u2013, t\u00edm l\u00e9pe pro n\u011b. U\u017e to, \u017ee ob\u011b\u0165 oslov\u00ed jm\u00e9nem a\u00a0znaj\u00ed z\u00e1kladn\u00ed data, ji psychicky takzvan\u011b odstroj\u00ed. <\/p>\n
Existuj\u00ed \u00fatoky, kde jsou pachatel\u00e9 tak p\u0159ipraveni, \u017ee se \u0159\u00edk\u00e1, \u017ee maj\u00ed \u00fasp\u011b\u0161nost a\u017e devades\u00e1t osm procent na to, aby v\u00e1s dostali.<\/p>\n
Pachatel\u00e9 tak\u00e9 dok\u00e1\u017eou vniknout do firemn\u00ed IT struktury. Pak mohou ovl\u00e1dnout tamn\u00ed e-maily a\u00a0ti\u0161e sledovat komunikaci po cel\u00e9 m\u011bs\u00edce, klidn\u011b i\u00a0rok. Potom si po\u010dkaj\u00ed nap\u0159\u00edklad na to, a\u017e \u0159editel odjede na dovolenou, a\u00a0jeho jm\u00e9nem nap\u00ed\u0161\u00ed pod\u0159\u00edzen\u00e9mu, t\u0159eba \u00fa\u010detn\u00edmu, aby okam\u017eit\u011b provedl transakci.<\/p>\n
Podvodn\u00edci tla\u010d\u00ed na rychlost a\u00a0sna\u017e\u00ed se ob\u011b\u0165 izolovat, apeluj\u00ed na ml\u010denlivost. Objevuj\u00ed se i\u00a0p\u0159\u00edpady, kdy je ze strany domn\u011bl\u00e9ho \u0159editele slibov\u00e1na odm\u011bna za rychl\u00e9 jedn\u00e1n\u00ed. <\/p>\n Mimochodem, apel na rychlost a\u00a0diskr\u00e9tnost je jedn\u00edm z\u00a0hlavn\u00edch varovn\u00fdch znamen\u00ed u\u00a0p\u0159\u00edpad\u016f, kdy se pachatel\u00e9 vyd\u00e1vaj\u00ed za mana\u017eery a\u00a0sna\u017e\u00ed se p\u0159im\u011bt pod\u0159\u00edzen\u00e9 k\u00a0proveden\u00ed transakce. Nemus\u00ed v\u0161ak j\u00edt jen o\u00a0podvodn\u00fd p\u0159\u00edkaz k\u00a0platb\u011b, ale tak\u00e9 t\u0159eba o\u00a0podvr\u017een\u00ed faktury. <\/p>\n V\u011b\u0159\u00edm, \u017ee se s\u00a0t\u00edmto modem operandi u\u017e setkalo mnoho firem a\u00a0jde o\u00a0to, jak maj\u00ed nastaven\u00e9 bezpe\u010dnostn\u00ed opat\u0159en\u00ed nebo v\u0161\u00edmav\u00e9 zam\u011bstnance. Jde o\u00a0to, \u017ee pachatel odchyt\u00ed skute\u010dnou fakturu, kde pozm\u011bn\u00ed pouze \u010d\u00edslo bankovn\u00edho \u00fa\u010dtu, p\u0159\u00edpadn\u011b i\u00a0telefonn\u00ed \u010d\u00edslo, s\u00a0c\u00edlem vyl\u00e1kat platbu na podvodn\u00fd bankovn\u00ed \u00fa\u010det.<\/p>\n Pokud ovl\u00e1dnou e-mail, nen\u00ed pro n\u011b ani probl\u00e9m odchytit fakturu, kter\u00e1 pr\u00e1v\u011b p\u0159i\u0161la, a\u00a0pozm\u011bnit na n\u00ed \u010d\u00edslo \u00fa\u010dtu. \u00da\u010detn\u00ed ji pak proplat\u00ed a\u00a0m\u016f\u017ee to b\u00fdt probl\u00e9m i\u00a0pro n\u00e1s, proto\u017ee se \u010dasto o\u00a0t\u011bch \u00fatoc\u00edch dozv\u00edme s\u00a0prodlevou.<\/p>\n Je to \u010dast\u00fd typ podvodu?<\/p>\n T\u0159eba v\u00a0z\u00e1padn\u00ed Evrop\u011b je to obrovsk\u00fd probl\u00e9m. U\u00a0n\u00e1s zat\u00edm \u00fatok\u016f s\u00a0fale\u0161n\u00fdmi \u0159editeli a\u00a0podvr\u017een\u00fdmi fakturami nem\u00e1me moc. Ale existuj\u00ed a\u00a0dosahuj\u00ed milionov\u00fdch \u010d\u00e1stek. T\u00fddn\u011b evidujeme zhruba deset takov\u00fdch p\u0159\u00edpad\u016f.<\/p>\n Metod je n\u011bkolik. Vlastn\u011b jim sta\u010d\u00ed dostat se do e-mailov\u00e9 schr\u00e1nky odesilatele nebo p\u0159\u00edjemce e-mailu a\u00a0nastavit si zde ur\u010dit\u00e1 pravidla. Nen\u00ed vylou\u010den ani \u00fatok typu man-in-the-middle, kdy odchyt\u00ed zpr\u00e1vu po cest\u011b, ale to se d\u011bje v\u00fdjime\u010dn\u011b.<\/p>\n V\u00a0n\u011bkter\u00fdch p\u0159\u00edpadech pachatel\u00e9 ani nikam pronikat nemusej\u00ed. Sta\u010d\u00ed, aby si z\u00a0voln\u011b dostupn\u00fdch zdroj\u016f zjistili kontaktn\u00ed \u00fadaje nap\u0159\u00edklad na mana\u017eera a\u00a0\u00fa\u010detn\u00ed a\u00a0pak se mohou za mana\u017eera s\u00a0p\u0159\u00edkazem k\u00a0platb\u011b jednodu\u0161e vyd\u00e1vat. Sta\u010d\u00ed jim napodobit jeho e-mailovou adresu. <\/p>\n Zde je probl\u00e9m v\u00a0tom, \u017ee si ka\u017ed\u00fd nemus\u00ed uv\u011bdomit, jak je relativn\u011b lehk\u00e9 pozm\u011bnit p\u0159\u00edchoz\u00ed e-mail nebo t\u0159eba i\u00a0telefonn\u00ed \u010d\u00edslo, kdy pachatel dok\u00e1\u017ee napodobit odesilatele zpr\u00e1vy tak, \u017ee to nemus\u00edme na prvn\u00ed pohled v\u016fbec poznat. Pr\u00e1v\u011b v\u00a0t\u011bchto p\u0159\u00edpadech je vhodn\u00e9 zav\u00e9st druh\u00fd faktor na ov\u011b\u0159ov\u00e1n\u00ed p\u0159\u00edkaz\u016f k\u00a0transakc\u00edm.<\/p>\n C\u00edl\u00ed zlod\u011bji od po\u010d\u00e1tku na jeden subjekt, anebo pracuj\u00ed plo\u0161n\u011bji?<\/p>\n \u00dato\u010dn\u00edk si vytipuje t\u0159eba dv\u011b st\u011b firem a\u00a0hromadn\u011b na n\u011b za\u00fato\u010d\u00ed. I\u00a0kdy\u017e se chyt\u00ed t\u0159eba jen dv\u011b procenta z\u00a0nich, tak p\u0159i milionov\u00fdch \u010d\u00e1stk\u00e1ch se mu to po\u0159\u00e1d vyplat\u00ed. A\u00a0je to pro n\u011bj prakticky bez p\u0159\u00edpravy. <\/p>\n O\u00a0to sofistikovan\u011bj\u0161\u00ed jsou ty \u00fatoky, kdy pachatel\u00e9 proniknou do komunika\u010dn\u00ed struktury a\u00a0mohou \u010dekat na spr\u00e1vn\u00fd moment a\u00a0v klidu si na\u010d\u00edtat syst\u00e9m konverzace, oslovov\u00e1n\u00ed a\u00a0podobn\u011b.<\/p>\n Najednou se objev\u00ed princ na b\u00edl\u00e9m koni, kter\u00fd ob\u011b\u0165 manipuluje zahrnov\u00e1n\u00edm l\u00e1sky a\u00a0pozornosti.Existuj\u00ed je\u0161t\u011b n\u011bjak\u00e9 typy \u00fatok\u016f, kter\u00e9 mohou firmy po\u0161kodit?<\/p>\n Zm\u00ednil bych i\u00a0\u010dasto opom\u00edjen\u00e9 romantick\u00e9 podvody a\u00a0podvody s\u00a0legendou v\u00fdhodn\u00e9 investice. Mus\u00edme si uv\u011bdomit, \u017ee n\u00e1strojem \u00fato\u010dn\u00edka zde m\u016f\u017ee b\u00fdt t\u0159eba i\u00a0l\u00e9ty osv\u011bd\u010den\u00fd, zcela solventn\u00ed zam\u011bstnanec, kter\u00fd se dostane do situace, kdy rychle pot\u0159ebuje velk\u00e9 mno\u017estv\u00ed pen\u011bz. <\/p>\n Zpronev\u011bra ze strany zam\u011bstnanc\u016f v\u00a0t\u011bchto p\u0159\u00edpadech nen\u00ed nic v\u00fdjime\u010dn\u00e9ho. \u010cel\u00ed velmi siln\u00e9 manipulaci a\u00a0ve skute\u010dnosti necht\u011bj\u00ed firmu okr\u00e1st. Je to pro n\u011b ji\u017e posledn\u00ed v\u00fdchodisko, \u017ee si \u201evyp\u016fj\u010d\u00ed\u201c pen\u00edze v\u00a0pr\u00e1ci.<\/p>\n Investi\u010dn\u00ed podvody jsou opravdu velk\u00fdm rizikem. Jedn\u00e1 se o\u00a0druh\u00fd nej\u010dast\u011bj\u0161\u00ed typ podvodu, kdy t\u00fddn\u011b evidujeme skoro t\u0159i sta takov\u00fdch \u00fatok\u016f se \u0161kodou v\u00a0pr\u016fm\u011bru kolem osm set tis\u00edc korun na jednu ob\u011b\u0165. <\/p>\n \u010casto to za\u010d\u00edn\u00e1 nevinn\u00fdm telefon\u00e1tem o\u00a0poh\u00e1dkov\u00fdch v\u00fdnosech z\u00a0p\u0159edchoz\u00ed investice, nebo t\u0159eba jen l\u00e1kavou reklamou, kter\u00e1 se za\u0161ti\u0165uje zn\u00e1m\u00fdmi osobnostmi a\u00a0prosperuj\u00edc\u00edmi spole\u010dnostmi.<\/p>\n Jak prob\u00edhaj\u00ed ty romantick\u00e9 podvody?<\/p>\n Ty klasick\u00e9 jsou c\u00edleny p\u0159edev\u0161\u00edm na \u017eeny, a\u00a0to a\u017e z\u00a086,8\u00a0procenta p\u0159\u00edpad\u016f. Najednou se objev\u00ed princ na b\u00edl\u00e9m koni, kter\u00fd ob\u011b\u0165 manipuluje zahrnov\u00e1n\u00edm l\u00e1sky a\u00a0pozornosti. C\u00edlem pachatele je z\u00edskat maximum pen\u011bz. Ob\u011bti v\u00a0takov\u00e9m p\u0159\u00edpad\u011b hroz\u00ed zadlu\u017een\u00ed, rozprod\u00e1n\u00ed majetku a\u00a0nakonec i\u00a0zm\u00edn\u011bn\u00e1 zpronev\u011bra finan\u010dn\u00edch prost\u0159edk\u016f, kter\u00e9 j\u00ed jsou sv\u011b\u0159eny v\u00a0pr\u00e1ci. <\/p>\n Nen\u00ed to tak d\u00e1vno, kdy jedna \u00fa\u010detn\u00ed zpronev\u011b\u0159ila p\u0159es \u010dtrn\u00e1ct milion\u016f korun v\u00a0domn\u011bn\u00ed, \u017ee jej\u00ed mil\u00fd voj\u00e1k na misi p\u0159ijede a\u00a0\u017ee j\u00ed v\u00a0bal\u00edku s\u00a0pokladem p\u0159ijdou miliony dolar\u016f, kter\u00fdmi v\u0161e urovn\u00e1 a\u00a0nikdo si ni\u010deho nev\u0161imne. Jenom\u017ee bal\u00edk nep\u0159i\u0161el, proto\u017ee nikdy neexistoval, stejn\u011b jako neexistoval jej\u00ed voj\u00e1k.<\/p>\n M\u011bli jsme dokonce lidi, po nich\u017e jsme p\u00e1trali jako po nezv\u011bstn\u00fdch, a\u00a0pak jsme zjistili, \u017ee je celou dobu dr\u017eeli na telefonu a\u00a0tahali t\u0159eba po m\u011bst\u011b po automatech na n\u00e1kup bitcoin\u016f.To zn\u00ed a\u017e neuv\u011b\u0159iteln\u011b.<\/p>\n Uv\u011bdomme si ale, \u017ee pachatel\u00e9 se vyd\u00e1vaj\u00ed za atraktivn\u00ed osoby s\u00a0atraktivn\u00edm posl\u00e1n\u00edm. B\u00fdvaj\u00ed to voj\u00e1ci na misi, l\u00e9ka\u0159i v\u00a0Africe, celebrity, d\u011bln\u00edci na ropn\u00fdch v\u011b\u017e\u00edch a\u00a0podobn\u011b. <\/p>\n Na ob\u011bti vyv\u00edjej\u00ed obrovsk\u00fd tlak, kter\u00fd trv\u00e1 i\u00a0roky. Pod rou\u0161kou b\u011b\u017en\u00e9 konverzace zji\u0161\u0165uj\u00ed jejich majetkov\u00e9 pom\u011bry, kde pracuj\u00ed, jak\u00fd tam maj\u00ed p\u0159\u00edstup k\u00a0pen\u011bz\u016fm.<\/p>\n D\u00e1 se n\u011bjak v\u010das rozeznat, \u017ee bl\u00edzk\u00fd \u010dlov\u011bk nebo i\u00a0zam\u011bstnanec podobn\u00e9mu podvodu zrovna podl\u00e9h\u00e1?<\/p>\n U ob\u011bt\u00ed zji\u0161\u0165ujeme, jak\u00fdm zp\u016fsobem by se to dalo v\u010das rozpoznat. A\u00a0jsou dv\u011b mo\u017enosti. Ob\u011b\u0165 m\u016f\u017ee b\u00fdt v\u00a0euforii z\u00a0vidiny bohat\u00e9ho \u017eivota s\u00a0fiktivn\u00edm partnerem a\u00a0t\u0159eba i\u00a0jeho d\u011btmi, kter\u00e9 jsou rovn\u011b\u017e smy\u0161len\u00e9. Nebo je v\u00a0hlubok\u00e9m stresu z\u00a0exekuc\u00ed a\u00a0dluh\u016f. <\/p>\n V\u00a0podstat\u011b je pro m\u011b trochu z\u00e1hadou, pro\u010d jsou lid\u00e9 tak d\u016fv\u011b\u0159iv\u00ed, kdy\u017e se o\u00a0tom tolik p\u00ed\u0161e.<\/p>\n Jsou takov\u00e9 specifick\u00e9 p\u0159\u00edpady. N\u011bkdo k\u00a0tomu m\u016f\u017ee m\u00edt samoz\u0159ejm\u011b dispozici. Ob\u011bti ale nejsou hloup\u00e9. Mezi po\u0161kozen\u00fdmi je spousta \u0159editel\u016f firem, mana\u017eer\u016f, l\u00e9ka\u0159\u016f i\u00a0\u0159editel\u016f \u0161kol. Nejsou jimi pouze senio\u0159i, jak si mnoz\u00ed mysl\u00ed. <\/p>\n Pr\u016fm\u011brn\u00fd v\u011bk typick\u00e9 ob\u011bti je 45\u00a0let; jsou to lid\u00e9 v\u00a0produktivn\u00edm v\u011bku, kte\u0159\u00ed by m\u011bli v\u00a0t\u00e9to v\u011bci vzd\u011bl\u00e1vat sv\u00e9 d\u011bti, ale sami \u017eij\u00ed v\u00a0p\u0159esv\u011bd\u010den\u00ed, \u017ee jim se to st\u00e1t nem\u016f\u017ee. A\u00a0pak nast\u00e1v\u00e1 probl\u00e9m, \u017ee na \u00fatok nejsou p\u0159ipraveni. <\/p>\n Ani romantick\u00e9 podvody nejsou c\u00edleny jen na \u017eeny. M\u00e1me i\u00a0kategorii zvanou nev\u011bsta ze severu, kde se \u017eeny soust\u0159ed\u00ed na mu\u017ee v\u00a0psychick\u00e9 nepohod\u011b a\u00a0l\u00e1kaj\u00ed z\u00a0nich pen\u00edze na n\u00e1jem nebo j\u00eddlo pro d\u011bti.<\/p>\n Jak\u00e9 jsou rozd\u00edly v\u00a0tom, na koho \u00fato\u010dn\u00edci c\u00edl\u00ed?<\/p>\n U investi\u010dn\u00edch podvod\u016f p\u0159eva\u017euj\u00ed m\u00edrn\u011b mu\u017ei. U\u00a0fale\u0161n\u00fdch bank\u00e9\u0159\u016f a\u00a0policist\u016f b\u00fdvaj\u00ed z\u00a082\u00a0procent ob\u011b\u0165mi \u017eeny a\u00a0pr\u016fm\u011brn\u00e1 \u0161koda \u010din\u00ed 661\u00a0tis\u00edc korun. Od za\u010d\u00e1tku roku m\u00e1me u\u017e 820\u00a0takov\u00fdch p\u0159\u00edpad\u016f. <\/p>\n O\u00a0tom, pro\u010d \u017eeny p\u0159eva\u017euj\u00ed, bych ale nerad spekuloval.<\/p>\n Pachatel\u00e9 pak pro naverbovan\u00e9 vytv\u00e1\u0159ej\u00ed propracovan\u00e9 n\u00e1vody pro telefon\u00e1ty, kter\u00e9 i\u00a0z \u00fapln\u00e9ho laika ud\u011blaj\u00ed v\u00fdborn\u00e9ho manipul\u00e1tora.Jak v\u016fbec prob\u00edh\u00e1 hovor s\u00a0kyberpodvodn\u00edky? Pr\u00fd dok\u00e1\u017eou ob\u011b\u0165 udr\u017eet na lince neuv\u011b\u0159iteln\u011b dlouho.<\/p>\n Hovory mohou trvat a\u017e dvan\u00e1ct hodin. M\u011bli jsme dokonce lidi, po nich\u017e jsme p\u00e1trali jako po nezv\u011bstn\u00fdch, a\u00a0pak jsme zjistili, \u017ee je celou dobu dr\u017eeli na telefonu a\u00a0tahali t\u0159eba po m\u011bst\u011b po automatech na n\u00e1kup bitcoin\u016f.<\/p>\n Jak to prob\u00edh\u00e1?<\/p>\n Podvodn\u00edci v\u00e1m nezavolaj\u00ed a\u00a0ne\u0159eknou, \u017ee m\u00e1te napaden\u00fd \u00fa\u010det a\u00a0\u017ee m\u00e1te sv\u00e9 pen\u00edze okam\u017eit\u011b p\u0159ev\u00e9st na jin\u00fd, bezpe\u010dn\u011bj\u0161\u00ed. To by bylo ka\u017ed\u00e9mu jasn\u00e9. Legenda \u010dasto za\u010d\u00edn\u00e1 t\u00edm, \u017ee navazuj\u00ed na p\u0159edchoz\u00ed komunikaci a\u00a0\u017ee s\u00a0v\u00e1mi v\u010dera \u201emluvili\u201c o\u00a0\u00fav\u011bru.<\/p>\n Vy to pop\u0159ete, na co\u017e odpov\u00ed, \u017ee jste dokonce byl v\u00a0Brn\u011b v\u00a0bance a\u00a0dal jste jim sv\u00e9 telefonn\u00ed \u010d\u00edslo a\u00a0e-mail. P\u0159\u00edpadn\u011b v\u00e1m po\u0161lou fiktivn\u00ed ozn\u00e1men\u00ed o\u00a0p\u00e1tr\u00e1n\u00ed po pachateli, kter\u00fd si na va\u0161e jm\u00e9no chce vz\u00edt \u00fav\u011br.<\/p>\n A tomu n\u011bkdo uv\u011b\u0159\u00ed?<\/p>\n Kdy\u017e v\u00e1m \u0159eknou, \u017ee si n\u011bkdo na v\u00e1s chce vz\u00edt \u00fav\u011br na sedm set tis\u00edc korun, tak se \u010dasto vylek\u00e1te. St\u0159\u00edd\u00e1 se na v\u00e1s n\u011bkolik lid\u00ed v\u00a0r\u016fzn\u00fdch rol\u00edch. Fale\u0161n\u00fd policista vzbud\u00ed d\u016fv\u011bru, ale i\u00a0strach. Tvrd\u00ed v\u00e1m, \u017ee kdy\u017e nebudete spolupracovat, p\u0159ijdete o\u00a0v\u0161echno nebo budete trestn\u011b st\u00edh\u00e1ni za vyzrazen\u00ed tajemstv\u00ed, a\u00a0to i\u00a0kdy\u017e to \u0159eknete jen vlastn\u00ed rodin\u011b.<\/p>\n Kdy\u017e budete cht\u00edt zavolat do banky, \u0159eknou v\u00e1m, \u017ee pr\u00e1v\u011b v\u00a0n\u00ed do\u0161lo k\u00a0\u00faniku. Zacituj\u00ed v\u00e1m n\u011bjakou \u010d\u00e1st \u010d\u00edsla va\u0161eho ob\u010dansk\u00e9ho pr\u016fkazu, abyste jim uv\u011b\u0159il, a\u00a0b\u011b\u017en\u00fd \u010dlov\u011bk nev\u00ed, \u017ee ta \u010d\u00e1st b\u00fdv\u00e1 u\u00a0v\u0161ech lid\u00ed stejn\u00e1 nebo podobn\u00e1.<\/p>\n Tak\u00e9 v\u00e1m \u0159eknou, \u017ee kdy\u017e nebudete spolupracovat a\u00a0n\u011bkde se pro\u0159eknete, organizovan\u00e9 skupiny, kter\u00e9 za napaden\u00edm va\u0161eho \u00fa\u010dtu stoj\u00ed, v\u011bd\u00ed, kdo jste, a\u00a0vy\u0159\u00edd\u00ed si to s\u00a0va\u0161imi d\u011btmi. Je tam tlak na rodinu a\u00a0d\u011bti, co\u017e t\u0159eba \u017eeny t\u011b\u017eko ustoj\u00ed. <\/p>\n Je to opravdu nebezpe\u010dn\u00e9. Lid\u00e9 pod t\u00edmto tlakem d\u011blaj\u00ed v\u011bci, kter\u00e9 by jindy neud\u011blali\u00a0\u2013 jdou do banky a\u00a0vezmou si maxim\u00e1ln\u00ed mo\u017en\u00fd \u00fav\u011br, aby ho pak odevzdali podvodn\u00edk\u016fm.<\/p>\n Velkou roli v\u00a0\u00fasp\u011b\u0161nosti podvod\u016f asi hraje tak\u00e9\u00a0to, \u017ee podvodn\u00edci do sv\u00fdch call center naj\u00edmaj\u00ed i\u00a0\u010cechy. Jak na to jdou?<\/p>\n R\u016fzn\u00fdmi zp\u016fsoby, nap\u0159\u00edklad p\u0159es inzer\u00e1ty, kdy lid\u00e9 n\u011bkdy a\u017e na m\u00edst\u011b zjist\u00ed, \u017ee jde o\u00a0podvod. U\u00a0investic to v\u00a0prvn\u00ed f\u00e1zi ani nemus\u00ed v\u011bd\u011bt. N\u00e1bor v\u00a0\u010cesku prob\u00edh\u00e1 \u010dasto formou sn\u011bhov\u00e9 koule, kdy deset naverbovan\u00fdch lid\u00ed doporu\u010d\u00ed sv\u00e9 zn\u00e1m\u00e9. <\/p>\n Pachatel\u00e9 pak pro naverbovan\u00e9 vytv\u00e1\u0159ej\u00ed propracovan\u00e9 n\u00e1vody pro telefon\u00e1ty, kter\u00e9 i\u00a0z \u00fapln\u00e9ho laika ud\u011blaj\u00ed v\u00fdborn\u00e9ho manipul\u00e1tora. D\u016fle\u017eit\u00e9 je pro typologii navol\u00e1va\u010de, \u017ee to b\u00fdvaj\u00ed velmi v\u00fd\u0159e\u010dn\u00e9 osoby. A\u00a0nejsou to jen mu\u017ei, ale i\u00a0\u017eeny. <\/p>\n Smutn\u00e9 je, \u017ee si navol\u00e1va\u010di pravd\u011bpodobn\u011b neuv\u011bdomuj\u00ed, \u017ee tot\u00e1ln\u011b ni\u010d\u00ed \u017eivoty lid\u00ed, kte\u0159\u00ed ud\u011blali chybu a\u00a0ta je st\u00e1la obrovsk\u00e9 pen\u00edze. N\u011bkdy to mohou b\u00fdt pen\u00edze, kter\u00e9 si lid\u00e9 b\u011bhem \u017eivota odkl\u00e1dali na d\u016fchod, nebo jsou to pen\u00edze z\u00a0\u00fav\u011br\u016f, kter\u00e9 budou muset spl\u00e1cet je\u0161t\u011b roky.<\/p>\n![](\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/05\/1778736191_854_policie.jpeg\")
<\/a>Copak si to \u00fa\u010detn\u00ed u\u00a0velk\u00fdch \u010d\u00e1stek neov\u011b\u0159\u00ed t\u0159eba telefonicky?<\/p>\n![](\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/05\/1778736191_917_392e.jpeg\")
<\/a>Jak se podvodn\u00edci k\u00a0faktu\u0159e dostanou?<\/p>\n![](\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/05\/1778137393_484_xpodvod-pc-karta-kreditka-internet-finance-platba-placeni-bankovnictvi.jpeg\")
<\/a>Ned\u00e1vno jsem \u010detl o\u00a0\u017een\u011b, kter\u00e1 nalet\u011bla na kyberpodvody opakovan\u011b.<\/p>\n
![](\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/05\/telefonat.jpeg\")
<\/a>A ti naverbovan\u00ed sed\u00ed v\u00a0n\u011bjak\u00e9m call centru v\u00a0zahrani\u010d\u00ed, nebo to d\u011blaj\u00ed z\u00a0domova?<\/p>\n![](\"https:\/\/www.europesays.com\/cz\/wp-content\/uploads\/2026\/05\/kyberpodvod.jpeg\")
<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Ned\u00e1vno m\u00e9dii prob\u011bhla zpr\u00e1va o\u00a0\u00fa\u010detn\u00ed jedn\u00e9 neziskov\u00e9 organizace, kter\u00e1 podvodn\u00edk\u016fm poslala p\u011bt a\u00a0p\u016fl\u00a0milionu korun. To asi nebyl prvn\u00ed…\n","protected":false},"author":2,"featured_media":84972,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[43,42,41,40,730,728,259,732,260],"class_list":{"0":"post-84971","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-cesko","8":"tag-ceska-republika","9":"tag-cesko","10":"tag-czech-republic","11":"tag-czechia","12":"tag-kyberpodvodnici","13":"tag-kyberpodvody","14":"tag-podvod","15":"tag-podvod-na-internetu","16":"tag-podvodnici"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@cz\/116571262567150812","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/84971","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/comments?post=84971"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/posts\/84971\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media\/84972"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/media?parent=84971"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/categories?post=84971"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/cz\/wp-json\/wp\/v2\/tags?post=84971"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}