{"id":5335,"date":"2026-02-08T18:18:40","date_gmt":"2026-02-08T18:18:40","guid":{"rendered":"https:\/\/www.europesays.com\/dk\/5335\/"},"modified":"2026-02-08T18:18:40","modified_gmt":"2026-02-08T18:18:40","slug":"danske-banks-pre-tax-profits-soar-to-175m-in-the-first-nine-months-of-year-the-irish-news","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/dk\/5335\/","title":{"rendered":"Danske Bank\u2019s pre-tax profits soar to \u00a3175m in the first nine months of year \u2013 The Irish News"},"content":{"rendered":"

Belfast-based lender Danske Bank has reported another significant increase in its pre-tax profit, which is attributes to strong growth across Northern Ireland and across the rest of the UK.<\/p>\n

Danske has confirmed a profit before tax of \u00a3174.9 million in the first nine months of 2025, which is a 9% increase on the same period last year (\u00a3160.4m).<\/p>\n

That came even after a near \u00a310m impairment charge (these are triggered by the likes of a loan default, decline in the value of an investment, or a decrease in the market value of an asset).<\/p>\n

The bank\u2019s total income over the period rose by 12% year-on-year from \u00a3283.2m to \u00a3318m.<\/p>\n

\"The<\/a>\"Lidl<\/a><\/p>\n

Danske – which currently has 24 bank branches across the north – added that lending to customers rose 9% year-on-year over the nine months to \u00a36.76 billion, while customer deposits increased also by 9% from \u00a311.1 billion to just over \u00a312 billion.<\/p>\n

It came as costs had risen due to ongoing investment in technology and wider customer propositions, as well as inflationary pressures.<\/p>\n

The bank\u2019s chief executive Vicky Davies said she was \u201cpleased\u201d with the headline numbers.<\/p>\n

She added: \u201cAt the end of quarter three, we have supported Northern Ireland businesses with over \u00a3700 million in lending approvals.<\/p>\n

\u201cWe welcomed more than 1,300 new small business customers over this period, with many benefitting from our offer of two years\u2019 fee-free banking for new-to-bank small businesses opening a small business digital account. Small business lending approvals are up around 10% year-on-year.\u201d<\/p>\n

She went on: \u201cWe have continued to build on our strong reputation for financing housing associations both locally and in Great Britain. In September we announced a \u00a335 million credit facility to help Apex Housing Association develop modern, energy efficient homes across Northern Ireland.<\/p>\n

\u201cResidential mortgage lending has remained resilient, supported by a sustained local demand for housing, a decreasing interest rate environment and low unemployment levels.<\/p>\n

\u201cWe approved around \u00a3580 million in mortgage lending across Northern Ireland in the first nine months of 2025, up over 3% year-on-year.\u201d<\/p>\n

Ms Davies described Danske\u2019s branches network as \u201ca key differentiator in the marketplace\u201d, with its physical presence complemented by a contact centre, local mortgage advisers, a large team of business relationship managers, and by being available for customers in-person at five banking hubs.<\/p>\n

She added: \u201cAs part of our branch investment programme, we are currently relocating branches in Lisburn, Coleraine and Ballymoney to new, more fit for purpose high street premises nearby. <\/p>\n

\"DanskeDanske Bank currently operate 24 branches around Northern Ireland. <\/p>\n

\u201cWe continue to enhance our digital services and have seen a 33% rise in customer logins to our mobile banking app since 2022. In total, we now record around 100 million logins across our digital channels each year.<\/p>\n

\u201cLooking ahead, Danske Bank will continue to be a key enabler of economic growth across Northern Ireland, with a clear purpose centred around helping customers, colleagues and society to thrive.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Belfast-based lender Danske Bank has reported another significant increase in its pre-tax profit, which is attributes to strong…\n","protected":false},"author":2,"featured_media":577,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[288],"tags":[289,661],"class_list":{"0":"post-5335","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-danske-bank","8":"tag-danske-bank","9":"tag-profit"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/posts\/5335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/comments?post=5335"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/posts\/5335\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/media\/577"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/media?parent=5335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/categories?post=5335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/dk\/wp-json\/wp\/v2\/tags?post=5335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}