{"id":121548,"date":"2026-03-05T09:03:06","date_gmt":"2026-03-05T09:03:06","guid":{"rendered":"https:\/\/www.europesays.com\/ee\/121548\/"},"modified":"2026-03-05T09:03:06","modified_gmt":"2026-03-05T09:03:06","slug":"hiina-autode-jaakvaartus-liisingulepingutes-forte","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ee\/121548\/","title":{"rendered":"Hiina autode j\u00e4\u00e4kv\u00e4\u00e4rtus liisingulepingutes &#8211; Forte"},"content":{"rendered":"<p>S\u00fcvenesime j\u00e4\u00e4kv\u00e4\u00e4rtuse teemasse p\u00f5hjalikumalt juba 2023. aastal ning juba <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/auto.geenius.ee\/eksklusiiv\/suur-lugu-kuidas-maaratakse-liisinguauto-jaakvaartus-ja-kas-seda-tasuks-kaubelda\/\" data-rel-date-range=\"[]\">toonases loos<\/a> r\u00f5hutati, et auto l\u00f5plik tagasiostukohustus lasub autom\u00fc\u00fcjal, seega ennek\u00f5ike m\u00e4\u00e4rab kasutusrendi puhul j\u00e4\u00e4kv\u00e4\u00e4rtuse just m\u00fc\u00fcja. Samas on ka igal <a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.delfi.ee\/teema\/29987587\/liising\" tag-id=\"29987587\">liisingufirmal<\/a> oma anal\u00fc\u00fctikute tehtud maatriksid ning l\u00f5puks on j\u00e4\u00e4kv\u00e4\u00e4rtuse protsent pigem panga ja autom\u00fc\u00fcja vaheline kokkulepe. \u201eViits\u00fctikuga pomme\u201c ei taha oma portfelli \u00fckski osapool. Lisaks toodi seal v\u00e4lja mitu head p\u00f5hjust, miks oleks m\u00f5istlik j\u00e4\u00e4kv\u00e4\u00e4rtus v\u00f5tta hoopis v\u00f5imalikult v\u00e4ike.<\/p>\n<p>Pannes kokku peagi ilmuvat Eesti k\u00f5ige populaarsemate uute autode viie aasta pidamiskulude tabelit, saime pankadelt ja m\u00fc\u00fcjatelt vastuse, et j\u00e4\u00e4kv\u00e4\u00e4rtused on tavaliselt 25-35% ja tabelis kasutame arvutamisel 30%. T\u00e4na on aga turule tulnud palju Hiina tootjaid, kelle autode vastupidavuse ja j\u00e4relturu v\u00e4\u00e4rtuse kohta pole piisavalt andmeid. Eks autom\u00fc\u00fcjad v\u00f5tavad kindlasti suuremaid riske, aga uurisime, mis on pankade ametlik seisukoht.<\/p>\n<p>Kas suurema riskiga auto m\u00f5jutab ka intressi ja muid tingimusi? On reaalne saada Voyah, Xpeng, Forthing, BYD v\u00f5i GWM viieks aastaks kasutusrendile nii, et j\u00e4\u00e4kv\u00e4\u00e4rtus on sama, mis n\u00e4iteks Toyotal v\u00f5i Volkswagenil?<\/p>\n<p>Suhtumisi on erinevaid<\/p>\n<p>Inbanki Eesti \u00e4ri\u00fcksuse juhi Hanno Ladva \u00fctleb, et kuna Inbank ei paku tavap\u00e4rast liisingut, kus finantseerija osaleb autom\u00fc\u00fcjaga seotud tagasiostukohustuse kokkulepetes, siis Inbanki autoliisinguga s\u00f5idukit soetades saab vara omanikuks klient ise.<\/p>\n<p>Kuidas see lugu Sind end tundma pani? Saada <a href=\"https:\/\/forte.delfi.ee\/artikkel\/120440364\/terav-kusimus-kuidas-suhtuvad-pangad-liisingu-andmisel-hiina-autodesse\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--write button button--primary button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Kommenteeri <\/a><a href=\"https:\/\/forte.delfi.ee\/artikkel\/120440364\/terav-kusimus-kuidas-suhtuvad-pangad-liisingu-andmisel-hiina-autodesse\/kommentaarid\" class=\"article-body-bottom__comment article-body-bottom__comment--read button button--size-auto\" rel=\"nofollow noopener\" target=\"_blank\"> Loe kommentaare (2)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"S\u00fcvenesime j\u00e4\u00e4kv\u00e4\u00e4rtuse teemasse p\u00f5hjalikumalt juba 2023. aastal ning juba toonases loos r\u00f5hutati, et auto l\u00f5plik tagasiostukohustus lasub autom\u00fc\u00fcjal,&hellip;\n","protected":false},"author":2,"featured_media":121549,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[14],"tags":[131,130,37,33,35,34,36,326,32238],"class_list":["post-121548","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ari","tag-ari","tag-business","tag-ee","tag-eesti","tag-eesti-keel","tag-estonia","tag-estonian","tag-hiina","tag-liising"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ee\/116175765815526214","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/121548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/comments?post=121548"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/posts\/121548\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media\/121549"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/media?parent=121548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/categories?post=121548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ee\/wp-json\/wp\/v2\/tags?post=121548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}